Lloyds Banking (LLDTF) FCF Margin (2009 - 2025)
Lloyds Banking (LLDTF) posted quarterly FCF Margin of 11.11% for Q4 2025, up 931.0% year-over-year from 1.08% in Q4 2024, and up 517.28% quarter-over-quarter from 1.8% in Q4 2024.
Lloyds Banking (LLDTF) FCF Margin (2009 - 2025) Analysis & Trends
Lloyds Banking (LLDTF) has reported FCF Margin for 17 consecutive years, with 11.11% the latest figure, recorded in Q4 2025.
- In Q4 2025, FCF Margin rose 931.0% year-over-year to 11.11%; the TTM figure through Jun 2026 stood at 4.39% (up 290.0% YoY), while the FY2025 annual figure was 3.24%, up 5189.0% from the prior year.
- FCF Margin rose to 11.11% in Q4 2025 per LLDTF's latest filing, from 1.8% in the prior quarter.
- Across five years, FCF Margin topped out at 207.85% in Q4 2022 and bottomed at 28.85% in Q4 2023.
- Historically, FCF Margin has averaged 41.88% across 5 years, with a median of 11.11% in 2025.
- Annual changes were most pronounced in 2022 — FCF Margin soared 19036 bps — and 2023, when it tumbled 23670 bps.
- Lloyds Banking's FCF Margin stood at 17.49% in 2021, then jumped by 1088 bps to 207.85% in 2022, then plunged by 114 bps to 28.85% in 2023, then soared by 106 bps to 1.8% in 2024, then surged by 517 bps to 11.11% in 2025.
- Business Quant data shows LLDTF's FCF Margin at 11.11% in Q4 2025, 1.8% in Q4 2024, and 28.85% in Q4 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 11.11% |
| Dec 31, 2024 | 1.80% |
| Dec 31, 2023 | -28.85% |
| Dec 31, 2022 | 207.85% |
| Dec 31, 2021 | 17.49% |
| Dec 31, 2020 | 8.50% |
| Dec 31, 2019 | 15.67% |
| Dec 31, 2018 | -150.97% |
| Jun 30, 2018 | 61.24% |
| Dec 31, 2017 | 9.30% |
| Dec 31, 2016 | -46.93% |
| Dec 31, 2015 | -6.61% |
| Dec 31, 2014 | 35.40% |
| Dec 31, 2013 | -0.08% |
| Dec 31, 2012 | -0.10% |
| Dec 31, 2011 | 116.23% |
| Dec 31, 2010 | -37.51% |
| Dec 31, 2009 | 0.13% |