Lakeland Financial (LKFN) Interest Coverage Ratio (2010 - 2026)

Lakeland Financial (LKFN) reported Interest Coverage Ratio of 1.21 for Q1 2026, down 26.14% on a YoY basis from 1.64 in Q1 2025, and down 39.13% sequentially from 1.99 in Q4 2025.

Lakeland Financial (LKFN) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Lakeland Financial (LKFN) has 17 years of Interest Coverage Ratio data on file, last reported at 1.21 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio fell 26.14% year-over-year to 1.21; the trailing twelve-month figure through Mar 2026 stood at 2.61 (up 59.54% YoY), and the FY2025 full-year result was 1.79, up 12.99% from the prior year.
  • Interest Coverage Ratio eased to 1.21 in Q1 2026, from 1.99 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 9.12 in Q1 2022 to a low of 1.21 in Q1 2026.
  • A 5-year average of 2.68 and a median of 1.83 in 2025 frame the typical range for Interest Coverage Ratio.
  • Across the five-year window, Interest Coverage Ratio surged 60.31% in 2022 and sank 80.08% in 2023, its largest moves.
  • Tracing LKFN's Interest Coverage Ratio over 5 years: stood at 2.67 in 2022, then tumbled by 30.71% to 1.85 in 2023, then declined by 8.12% to 1.7 in 2024, then climbed by 16.82% to 1.99 in 2025, then slumped by 39.13% to 1.21 in 2026.
  • Business Quant data shows LKFN's Interest Coverage Ratio at 1.21 in Q1 2026, 1.99 in Q4 2025, and 1.83 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Lakeland Financial 1.59 Bn 1.44 Bn - 1.21

Historic Data

Download Data
DateValue
Mar 31, 2026 1.21
Dec 31, 2025 1.99
Sep 30, 2025 1.83
Jun 30, 2025 1.83
Mar 31, 2025 1.64
Dec 31, 2024 1.70
Sep 30, 2024 1.61
Jun 30, 2024 1.59
Mar 31, 2024 1.56
Dec 31, 2023 1.85
Sep 30, 2023 1.74
Jun 30, 2023 1.46
Mar 31, 2023 2.01
Dec 31, 2022 2.67
Sep 30, 2022 4.45
Jun 30, 2022 7.32
Mar 31, 2022 9.12
Dec 31, 2021 9.99
Sep 30, 2021 9.33
Jun 30, 2021 8.58