Lakeland Financial (LKFN) Interest Coverage Ratio (2010 - 2026)
Lakeland Financial (LKFN) posted Interest Coverage Ratio of 1.21 for Q1 2026, down 39.13% sequentially from 1.99 in Q4 2025, and down 26.14% YoY from 1.64 in Q1 2025.
Lakeland Financial (LKFN) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Lakeland Financial has reported Interest Coverage Ratio for 17 years, with the latest figure at 1.21 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 26.14% year-over-year to 1.21 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.61 (up 59.54% YoY) and the FY2025 annual result came in at 1.79, up 12.99% from the prior year.
- Interest Coverage Ratio eased to 1.21 in Q1 2026 per LKFN's latest filing, from 1.99 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 9.12 in Q1 2022 and troughed at 1.21 in Q1 2026.
- A 5-year average of 2.68 and a median of 1.83 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio jumped 60.31% in 2022, then tumbled 80.08% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 2.67 in 2022, then slumped by 30.71% to 1.85 in 2023, then decreased by 8.12% to 1.7 in 2024, then rose by 16.82% to 1.99 in 2025, then sank by 39.13% to 1.21 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.21, 1.99, and 1.83 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Lakeland Financial | 1.51 Bn | 1.32 Bn | - | 1.94 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.25 |
| Mar 31, 2026 | 1.21 |
| Dec 31, 2025 | 1.99 |
| Sep 30, 2025 | 1.83 |
| Jun 30, 2025 | 1.83 |
| Mar 31, 2025 | 1.64 |
| Dec 31, 2024 | 1.70 |
| Sep 30, 2024 | 1.61 |
| Jun 30, 2024 | 1.59 |
| Mar 31, 2024 | 1.56 |
| Dec 31, 2023 | 1.85 |
| Sep 30, 2023 | 1.74 |
| Jun 30, 2023 | 1.46 |
| Mar 31, 2023 | 2.01 |
| Dec 31, 2022 | 2.67 |
| Sep 30, 2022 | 4.45 |
| Jun 30, 2022 | 7.32 |
| Mar 31, 2022 | 9.12 |
| Dec 31, 2021 | 9.99 |
| Sep 30, 2021 | 9.33 |