loanDepot (LDI) Tax Rate (2020 - 2026)
loanDepot (LDI) posted Tax Rate of 0.31% for Q1 2026, up 109.66% on a QoQ basis from 3.21% in Q4 2025, and down 1140.0% year-over-year from 0.03% in Q1 2025.
loanDepot (LDI) Tax Rate (2020 - 2026) Analysis & Trends
loanDepot's Tax Rate history runs 7 years deep, the most recent figure standing at 0.31% for Q1 2026.
- Quarterly Tax Rate fell 1140.0% year-over-year to 0.31% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 5.99% (down 992.0% YoY) and the FY2025 annual result came in at 10.79%, down 597.0% from the prior year.
- Tax Rate was 0.31% for Q1 2026 at loanDepot, up from 3.21% in the prior quarter.
- Across five years, Tax Rate topped out at 25.67% in Q3 2024 and bottomed at 3.21% in Q4 2025.
- A 5-year average of 13.49% and a median of 14.57% in 2022 frame the typical range for Tax Rate.
- Annual changes were most pronounced in 2022 — Tax Rate surged 4462 bps — and 2025, when it plunged 2302 bps.
- loanDepot's Tax Rate stood at 9.37% in 2022, then jumped by 104 bps to 19.17% in 2023, then grew by 3 bps to 19.8% in 2024, then slumped by 116 bps to 3.21% in 2025, then jumped by 110 bps to 0.31% in 2026.
- Business Quant data shows LDI's Tax Rate at 0.31% in Q1 2026, 3.21% in Q4 2025, and 15.11% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 25.75% |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 20.24% |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 19.70% |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 21.37% |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 30.91% |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 27.78% |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 4.01% |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | 3.08% |
| 10 | loanDepot | 116.93 Mn | -46.56 Mn | - | 0.31% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.31% |
| Mar 31, 2026 | 0.31% |
| Mar 31, 2026 | 0.31% |
| Dec 31, 2025 | -3.21% |
| Dec 31, 2025 | -3.21% |
| Dec 31, 2025 | -3.21% |
| Sep 30, 2025 | 15.11% |
| Sep 30, 2025 | 15.11% |
| Sep 30, 2025 | 15.11% |
| Jun 30, 2025 | 21.84% |
| Jun 30, 2025 | 21.84% |
| Jun 30, 2025 | 21.84% |
| Mar 31, 2025 | 11.71% |
| Mar 31, 2025 | 11.71% |
| Mar 31, 2025 | 11.71% |
| Dec 31, 2024 | 19.80% |
| Dec 31, 2024 | 19.80% |
| Dec 31, 2024 | 19.80% |
| Sep 30, 2024 | 25.67% |
| Sep 30, 2024 | 25.67% |