loanDepot (LDI) Tax Rate (2020 - 2026)
loanDepot (LDI) reported Tax Rate of 0.31% for Q1 2026, down 1142.0% on a YoY basis from 0.03% in Q1 2025, and up 109.66% quarter-over-quarter from 3.21% in Q4 2025.
loanDepot (LDI) Tax Rate (2020 - 2026) Analysis & Trends
loanDepot has reported Tax Rate for 7 years, with the latest figure at 0.31% in Q1 2026.
- For the quarter ending Q1 2026, Tax Rate fell 1142.0% year-over-year to 0.31%; the trailing twelve-month figure through Mar 2026 stood at 5.99% (down 993.0% YoY), and the FY2025 full-year result was 10.79%, down 597.0% from the prior year.
- Tax Rate for Q1 2026 stood at 0.31%, up from 3.21% in the prior quarter.
- The five-year high for Tax Rate was 25.67% in Q3 2024, with the low at 3.21% in Q4 2025.
- Historically, Tax Rate has averaged 13.49% across 5 years, with a median of 14.57% in 2022.
- Annual changes were most pronounced in 2022 — Tax Rate surged 4462 bps — and 2025, when it sank 2302 bps.
- loanDepot's Tax Rate stood at 9.37% in 2022, then surged by 104 bps to 19.17% in 2023, then advanced by 3 bps to 19.8% in 2024, then plunged by 116 bps to 3.21% in 2025, then surged by 110 bps to 0.31% in 2026.
- The last three Tax Rate figures came in at 0.31% (Q1 2026), 3.21% (Q4 2025), and 15.11% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 25.75% |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 21.37% |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 30.91% |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 4.01% |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 27.78% |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | 3.08% |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 3.80% |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | 0.31% |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | -0.20% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.31% |
| Mar 31, 2026 | 0.31% |
| Dec 31, 2025 | -3.21% |
| Dec 31, 2025 | -3.21% |
| Sep 30, 2025 | 15.11% |
| Sep 30, 2025 | 15.11% |
| Jun 30, 2025 | 21.84% |
| Jun 30, 2025 | 21.84% |
| Mar 31, 2025 | 11.73% |
| Mar 31, 2025 | 11.73% |
| Dec 31, 2024 | 19.80% |
| Dec 31, 2024 | 19.80% |
| Sep 30, 2024 | 25.67% |
| Sep 30, 2024 | 25.67% |
| Jun 30, 2024 | 14.65% |
| Jun 30, 2024 | 14.65% |
| Mar 31, 2024 | 16.04% |
| Mar 31, 2024 | 16.04% |
| Dec 31, 2023 | 19.17% |
| Dec 31, 2023 | 19.17% |