loanDepot (LDI) Tax Rate (2020 - 2024)
loanDepot (LDI) posted Tax Rate of -0.08% for Q2 2026, down 21.91 percentage points from 21.84% a year earlier and down 0.39 percentage points from the prior quarter.
loanDepot (LDI) Tax Rate (2020 - 2024) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Tax Rate at loanDepot was 0.67%, down 17.07 percentage points year-over-year; for FY2025, it came in at 10.79%, down 5.97 percentage points from FY2024.
- Annual Tax Rate shows a five-year change of +10.67 percentage points (FY2020 to FY2025).
- In prior years, loanDepot's Tax Rate was 16.76% in FY2024 (+1.38 pp), 15.38% in FY2023 (+3.84 pp), 11.54% in FY2022 (+5.03 pp) and 6.51% in FY2021 (+6.40 pp).
- Quarterly Tax Rate has run from a low of -35.24% in Q4 2021 to a high of 25.67% in Q3 2024 over five years.
- On a year-over-year basis, Tax Rate has declined in each of the last four quarters, with an average year-over-year change of -6.36 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Tax Rate in the past five years was Q4 2022, with a gain of 44.62 percentage points; the weakest was Q4 2021, with a drop of 35.39 percentage points.
- According to Business Quant data, Tax Rate for the three prior quarters was 0.31% (Q1 2026), -3.21% (Q4 2025) and 15.11% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.90 Bn | 29.58 Bn | - | 18.51% |
| 2 | Orix | 42.96 Bn | 43.46 Bn | - | 30.92% |
| 3 | Royalty Pharma | 33.48 Bn | 33.39 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 23.94 Bn | 23.94 Bn | - | 20.18% |
| 5 | Affirm Holdings | 23.37 Bn | 17.06 Bn | - | - |
| 6 | Synchrony Financial | 23.31 Bn | -44.66 Bn | - | 25.38% |
| 7 | Royal Gold | 20.23 Bn | 19.45 Bn | 390.45 Mn | 19.69% |
| 8 | Annaly Capital Management | 15.24 Bn | 6.34 Bn | - | 0.83% |
| 9 | Ares Capital | 13.90 Bn | 11.34 Bn | - | - |
| 10 | loanDepot | 219.93 Mn | -1.29 Bn | - | - |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2024 | 25.67% |
| Sep 30, 2021 | 13.80% |
| Jun 30, 2021 | 13.85% |
| Mar 31, 2021 | 4.10% |
| Dec 31, 2020 | 0.14% |
| Sep 30, 2020 | 0.08% |
| Jun 30, 2020 | 0.14% |
loanDepot Tax Rate API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=tax-rate&ticker=LDI&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "tax-rate", "ticker": "LDI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=tax-rate&ticker=LDI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();