loanDepot (LDI) Tax Rate (2020 - 2026)
loanDepot's (LDI) quarterly Tax Rate came in at 0.31% in Q1 2026, down 1140.0% YoY from 0.03% in Q1 2025, and up 109.66% on a QoQ basis from 3.21% in Q4 2025.
loanDepot (LDI) Tax Rate (2020 - 2026) Analysis & Trends
loanDepot (LDI) has 7 years of Tax Rate data on file, last reported at 0.31% in Q1 2026.
- Quarterly Tax Rate fell 1140.0% year-over-year to 0.31% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 5.99% (down 992.0% YoY) and the FY2025 annual result came in at 10.79%, down 597.0% from the prior year.
- Tax Rate rose to 0.31% in Q1 2026, from 3.21% in the prior quarter.
- In the past five years, Tax Rate ranged from a high of 25.67% in Q3 2024 to a low of 3.21% in Q4 2025.
- A 5-year average of 13.49% and a median of 14.57% in 2022 frame the typical range for Tax Rate.
- Annual changes were most pronounced in 2022 — Tax Rate surged 4462 bps — and 2025, when it sank 2302 bps.
- Tracing LDI's Tax Rate over 5 years: stood at 9.37% in 2022, then surged by 104 bps to 19.17% in 2023, then advanced by 3 bps to 19.8% in 2024, then plunged by 116 bps to 3.21% in 2025, then surged by 110 bps to 0.31% in 2026.
- The last three Tax Rate figures came in at 0.31% (Q1 2026), 3.21% (Q4 2025), and 15.11% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.39 Bn | 36.28 Bn | - | 18.51% |
| 2 | Federal National Mortgage Association Fannie Mae | 36.79 Bn | 36.79 Bn | - | 20.18% |
| 3 | Federal Home Loan Mortgage | 18.47 Bn | 14.15 Bn | - | 19.61% |
| 4 | PennyMac Financial Services | 3.90 Bn | 3.15 Bn | 480.08 Mn | 31.08% |
| 5 | CNFinance Holdings | 1.52 Bn | 1.45 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | -36.84% |
| 7 | Velocity Financial | 707.60 Mn | -6.75 Bn | - | 26.96% |
| 8 | UWM Holdings | 472.54 Mn | -25.87 Mn | - | 4.44% |
| 9 | Onity | 301.56 Mn | 105.26 Mn | - | 21.19% |
| 10 | loanDepot | 205.42 Mn | -105.71 Mn | - | -0.08% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.08% |
| Jun 30, 2026 | -0.08% |
| Jun 30, 2026 | -0.08% |
| Mar 31, 2026 | 0.31% |
| Mar 31, 2026 | 0.31% |
| Mar 31, 2026 | 0.31% |
| Dec 31, 2025 | -3.21% |
| Dec 31, 2025 | -3.21% |
| Dec 31, 2025 | -3.21% |
| Sep 30, 2025 | 15.11% |
| Sep 30, 2025 | 15.11% |
| Sep 30, 2025 | 15.11% |
| Jun 30, 2025 | 21.84% |
| Jun 30, 2025 | 21.84% |
| Jun 30, 2025 | 21.84% |
| Mar 31, 2025 | 11.71% |
| Mar 31, 2025 | 11.71% |
| Mar 31, 2025 | 11.71% |
| Dec 31, 2024 | 19.80% |
| Dec 31, 2024 | 19.80% |