loanDepot (LDI) Tax Rate (2020 - 2026)

loanDepot (LDI) reported Tax Rate of 0.31% for Q1 2026, down 1142.0% on a YoY basis from 0.03% in Q1 2025, and up 109.66% quarter-over-quarter from 3.21% in Q4 2025.

loanDepot (LDI) Tax Rate (2020 - 2026) Analysis & Trends

loanDepot has reported Tax Rate for 7 years, with the latest figure at 0.31% in Q1 2026.

  • For the quarter ending Q1 2026, Tax Rate fell 1142.0% year-over-year to 0.31%; the trailing twelve-month figure through Mar 2026 stood at 5.99% (down 993.0% YoY), and the FY2025 full-year result was 10.79%, down 597.0% from the prior year.
  • Tax Rate for Q1 2026 stood at 0.31%, up from 3.21% in the prior quarter.
  • The five-year high for Tax Rate was 25.67% in Q3 2024, with the low at 3.21% in Q4 2025.
  • Historically, Tax Rate has averaged 13.49% across 5 years, with a median of 14.57% in 2022.
  • Annual changes were most pronounced in 2022 — Tax Rate surged 4462 bps — and 2025, when it sank 2302 bps.
  • loanDepot's Tax Rate stood at 9.37% in 2022, then surged by 104 bps to 19.17% in 2023, then advanced by 3 bps to 19.8% in 2024, then plunged by 116 bps to 3.21% in 2025, then surged by 110 bps to 0.31% in 2026.
  • The last three Tax Rate figures came in at 0.31% (Q1 2026), 3.21% (Q4 2025), and 15.11% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Rocket Companies 34.85 Bn 32.16 Bn - 25.75%
2 PennyMac Financial Services 4.14 Bn 3.65 Bn 523.89 Mn 21.37%
3 Walker & Dunlop 1.73 Bn 1.55 Bn - 30.91%
4 UWM Holdings 743.45 Mn 1.57 Bn - 4.01%
5 Velocity Financial 668.42 Mn 583.96 Mn - 27.78%
6 CNFinance Holdings 591.78 Mn 542.97 Mn - -
7 Better Home & Finance Holding 419.52 Mn 349.24 Mn - 3.08%
8 Onity 306.24 Mn 306.24 Mn - 3.80%
9 loanDepot 209.70 Mn -4.79 Mn - 0.31%
10 Greystone Housing Impact Investors 120.06 Mn 120.06 Mn - -0.20%

Historic Data

Download Data
DateValue
Mar 31, 2026 0.31%
Mar 31, 2026 0.31%
Dec 31, 2025 -3.21%
Dec 31, 2025 -3.21%
Sep 30, 2025 15.11%
Sep 30, 2025 15.11%
Jun 30, 2025 21.84%
Jun 30, 2025 21.84%
Mar 31, 2025 11.73%
Mar 31, 2025 11.73%
Dec 31, 2024 19.80%
Dec 31, 2024 19.80%
Sep 30, 2024 25.67%
Sep 30, 2024 25.67%
Jun 30, 2024 14.65%
Jun 30, 2024 14.65%
Mar 31, 2024 16.04%
Mar 31, 2024 16.04%
Dec 31, 2023 19.17%
Dec 31, 2023 19.17%