Growth Metrics

loanDepot (LDI) Tax Rate (2020 - 2026)

loanDepot filings provide 6 years of Tax Rate readings, the most recent being 3.21% for Q4 2025.

  • On a quarterly basis, Tax Rate fell 2302.0% to 3.21% in Q4 2025 year-over-year; TTM through Dec 2025 was 10.79%, a 597.0% decrease, with the full-year FY2025 number at 10.79%, down 597.0% from a year prior.
  • Tax Rate hit 3.21% in Q4 2025 for loanDepot, down from 15.11% in the prior quarter.
  • In the past five years, Tax Rate ranged from a high of 25.67% in Q3 2024 to a low of 35.24% in Q4 2021.
  • Median Tax Rate over the past 5 years was 13.9% (2021), compared with a mean of 11.28%.
  • Biggest five-year swings in Tax Rate: plummeted -3539bps in 2021 and later skyrocketed 4462bps in 2022.
  • loanDepot's Tax Rate stood at 35.24% in 2021, then soared by 127bps to 9.37% in 2022, then skyrocketed by 104bps to 19.17% in 2023, then grew by 3bps to 19.8% in 2024, then tumbled by -116bps to 3.21% in 2025.
  • The last three reported values for Tax Rate were 3.21% (Q4 2025), 15.11% (Q3 2025), and 21.84% (Q2 2025) per Business Quant data.