loanDepot (LDI) Net Margin (2021 - 2026)
loanDepot (LDI) reported Net Margin of -1.34% for Q2 2026, up 3.39 percentage points from -4.74% a year earlier and up 11.75 percentage points from the prior quarter.
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Analysis
loanDepot (LDI) Net Margin (2021 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, loanDepot's Net Margin came in at -5.47%, up 0.48 percentage points year-over-year; for FY2025, it was -5.22%, up 4.05 percentage points from FY2024.
- Net Margin has increased for three consecutive years, though with a four-year change of -8.27 percentage points (FY2021 to FY2025).
- By year, Net Margin came in at -9.27% in FY2024 (+2.03 pp), -11.31% in FY2023 (+10.43 pp), -21.74% in FY2022 (-24.79 pp) and 3.05% in FY2021.
- The Q2 2026 figure ranks as the highest quarterly Net Margin since Q3 2024.
- Year over year, Net Margin gained in five of the last eight quarters, with an average year-over-year change of +2.84 percentage points.
- The high point for year-over-year Net Margin in five years was Q4 2023 (a gain of 33.65 percentage points); the low point was Q4 2022 (a drop of 46.77 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at -13.09% (Q1 2026), -7.01% (Q4 2025) and -1.51% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | 32.04% |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | 8.26% |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | 2.65% |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | 2.02% |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 18.21% |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 138.65% |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 52.47% |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | - |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | loanDepot | 219.93 Mn | -1.29 Bn | - | -1.34% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.34% |
| Mar 31, 2026 | -13.09% |
| Dec 31, 2025 | -7.01% |
| Sep 30, 2025 | -1.51% |
| Jun 30, 2025 | -4.74% |
| Mar 31, 2025 | -8.00% |
| Dec 31, 2024 | -12.91% |
| Sep 30, 2024 | 0.44% |
| Jun 30, 2024 | -12.14% |
| Mar 31, 2024 | -15.38% |
| Dec 31, 2023 | -11.89% |
| Sep 30, 2023 | -6.25% |
| Jun 30, 2023 | -8.62% |
| Mar 31, 2023 | -20.64% |
| Dec 31, 2022 | -45.55% |
| Sep 30, 2022 | -21.91% |
| Jun 30, 2022 | -32.70% |
| Mar 31, 2022 | -6.90% |
| Dec 31, 2021 | 1.22% |
| Sep 30, 2021 | 5.57% |
API Access
loanDepot Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=LDI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "LDI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=LDI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();