loanDepot (LDI) EBT Margin (2020 - 2026)
loanDepot (LDI) reported EBT Margin of -1.96% for Q2 2026, up 9.48 percentage points from -11.44% a year earlier and up 17.28 percentage points from the prior quarter.
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Analysis
loanDepot (LDI) EBT Margin (2020 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, loanDepot's EBT Margin came in at -8.19%, up 5.90 percentage points year-over-year; for FY2025, it was -10.04%, up 12.86 percentage points from FY2024.
- EBT Margin has increased for three consecutive years, though with a five-year change of -56.78 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at -22.91% in FY2024 (+5.67 pp), -28.57% in FY2023 (+26.37 pp), -54.94% in FY2022 (-72.84 pp) and 17.89% in FY2021 (-28.84 pp).
- The Q2 2026 figure ranks as the highest quarterly EBT Margin since Q3 2024.
- Year over year, EBT Margin gained in five of the last eight quarters, with an average year-over-year change of +10.02 percentage points.
- The high point for year-over-year EBT Margin in five years was Q4 2023 (a gain of 70.27 percentage points); the low point was Q4 2022 (a drop of 104.15 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at -19.24% (Q1 2026), -9.92% (Q4 2025) and -3.18% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 29.17% |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 38.64% |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 61.04% |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 65.65% |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 24.03% |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 16.25% |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | -114.70% |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | loanDepot | 120.08 Mn | -1.52 Bn | - | -1.96% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -1.96% |
| Mar 31, 2026 | -19.24% |
| Dec 31, 2025 | -9.92% |
| Sep 30, 2025 | -3.18% |
| Jun 30, 2025 | -11.44% |
| Mar 31, 2025 | -16.85% |
| Dec 31, 2024 | -32.67% |
| Sep 30, 2024 | 1.14% |
| Jun 30, 2024 | -29.07% |
| Mar 31, 2024 | -38.23% |
| Dec 31, 2023 | -32.34% |
| Sep 30, 2023 | -14.86% |
| Jun 30, 2023 | -21.45% |
| Mar 31, 2023 | -51.27% |
| Dec 31, 2022 | -102.61% |
| Sep 30, 2022 | -58.69% |
| Jun 30, 2022 | -81.65% |
| Mar 31, 2022 | -20.45% |
| Dec 31, 2021 | 1.55% |
| Sep 30, 2021 | 19.38% |
API Access
loanDepot EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=LDI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "LDI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=LDI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();