loanDepot (LDI) EBT (2020 - 2026)
loanDepot (LDI) posted EBT of -$55.1 million for Q1 2026, down 73.29% on a QoQ basis from -$31.8 million in Q4 2025, and down 19.54% year-over-year from -$68.5 million in Q1 2025.
loanDepot (LDI) EBT (2020 - 2026) Analysis & Trends
loanDepot's EBT history runs 7 years deep, the most recent figure standing at -$55.1 million for Q1 2026.
- Quarterly EBT fell 19.54% year-over-year to -$55.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$129.5 million (up 36.43% YoY) and the FY2025 annual result came in at -$120.5 million, up 50.37% from the prior year.
- EBT was -$55.1 million for Q1 2026 at loanDepot, down from -$31.8 million in the prior quarter.
- Across five years, EBT topped out at $3.6 million in Q3 2024 and bottomed at -$252.0 million in Q2 2022.
- A 5-year average of -$81.6 million and a median of -$73.9 million in 2023 frame the typical range for EBT.
- Annual changes were most pronounced in 2022 — EBT slumped 1698.09% — and 2024, when it surged 109.11%.
- loanDepot's EBT stood at -$174.1 million in 2022, then jumped by 57.52% to -$73.9 million in 2023, then fell by 13.77% to -$84.1 million in 2024, then jumped by 62.19% to -$31.8 million in 2025, then plunged by 73.29% to -$55.1 million in 2026.
- Business Quant data shows LDI's EBT at -$55.1 million in Q1 2026, -$31.8 million in Q4 2025, and -$10.3 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 400.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 4.66 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 4.43 Bn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 104.69 Mn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 25.95 Mn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 30.88 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 177.50 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -50.92 Mn |
| 10 | loanDepot | 116.93 Mn | -46.56 Mn | - | -55.11 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -55.11 Mn |
| Dec 31, 2025 | -31.80 Mn |
| Sep 30, 2025 | -10.29 Mn |
| Jun 30, 2025 | -32.33 Mn |
| Mar 31, 2025 | -46.10 Mn |
| Dec 31, 2024 | -84.12 Mn |
| Sep 30, 2024 | 3.60 Mn |
| Jun 30, 2024 | -77.16 Mn |
| Mar 31, 2024 | -85.17 Mn |
| Dec 31, 2023 | -73.94 Mn |
| Sep 30, 2023 | -39.47 Mn |
| Jun 30, 2023 | -58.32 Mn |
| Mar 31, 2023 | -106.58 Mn |
| Dec 31, 2022 | -174.08 Mn |
| Sep 30, 2022 | -160.93 Mn |
| Jun 30, 2022 | -252.02 Mn |
| Mar 31, 2022 | -102.95 Mn |
| Dec 31, 2021 | 10.89 Mn |
| Sep 30, 2021 | 178.99 Mn |
| Jun 30, 2021 | 30.51 Mn |