loanDepot (LDI) EBT (2020 - 2026)
loanDepot's (LDI) quarterly EBT came in at -$6.6 million in Q2 2026, up 79.54% on a YoY basis from -$3.7 million in Q2 2025, and up 87.99% quarter-over-quarter from -$55.1 million in Q1 2026.
Analysis
loanDepot (LDI) EBT (2020 - 2026) Analysis & Trends
loanDepot (LDI) has reported EBT for 7 consecutive years, with -$6.6 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBT rose 79.54% year-over-year to -$6.6 million; the trailing twelve-month figure through Jun 2026 stood at -$103.8 million (up 34.69% YoY), and the FY2025 full-year result was -$120.5 million, up 50.37% from the prior year.
- EBT grew to -$6.6 million in Q2 2026 per LDI's latest filing, from -$55.1 million in the prior quarter.
- Across five years, EBT topped out at $3.6 million in Q3 2024 and bottomed at -$252.0 million in Q2 2022.
- Historically, EBT has averaged -$77.4 million across 5 years, with a median of -$66.1 million in 2023.
- The sharpest annual moves came in 2022 and 2024: EBT plunged 1698.09% in 2022, then soared 109.11% in 2024.
- Over 5 years, EBT stood at -$174.1 million in 2022, then jumped by 57.52% to -$73.9 million in 2023, then fell by 13.77% to -$84.1 million in 2024, then jumped by 62.19% to -$31.8 million in 2025, then surged by 79.19% to -$6.6 million in 2026.
- According to Business Quant data, EBT over the past three periods registered -$6.6 million, -$55.1 million, and -$31.8 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Federal National Mortgage Association Fannie Mae | 79.20 Bn | 79.20 Bn | - | 4.99 Bn |
| 2 | Rocket Companies | 52.80 Bn | 49.70 Bn | - | 281.00 Mn |
| 3 | Figure Technology Solutions | 8.04 Bn | 6.51 Bn | 196.67 Mn | 82.99 Mn |
| 4 | PennyMac Financial Services | 3.81 Bn | 3.06 Bn | 480.08 Mn | 31.53 Mn |
| 5 | Federal Agricultural Mortgage | 2.47 Bn | 1.43 Bn | - | 81.84 Mn |
| 6 | UWM Holdings | 2.36 Bn | 2.71 Bn | - | -472.92 Mn |
| 7 | CNFinance Holdings | 1.51 Bn | 1.51 Bn | - | - |
| 8 | Walker & Dunlop | 1.42 Bn | 1.27 Bn | - | 2.07 Mn |
| 9 | Velocity Financial | 725.75 Mn | -6.72 Bn | - | 35.24 Mn |
| 10 | loanDepot | 338.91 Mn | 159.79 Mn | - | -6.62 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -6.62 Mn |
| Mar 31, 2026 | -55.11 Mn |
| Dec 31, 2025 | -31.80 Mn |
| Sep 30, 2025 | -10.29 Mn |
| Jun 30, 2025 | -32.33 Mn |
| Mar 31, 2025 | -46.10 Mn |
| Dec 31, 2024 | -84.12 Mn |
| Sep 30, 2024 | 3.60 Mn |
| Jun 30, 2024 | -77.16 Mn |
| Mar 31, 2024 | -85.17 Mn |
| Dec 31, 2023 | -73.94 Mn |
| Sep 30, 2023 | -39.47 Mn |
| Jun 30, 2023 | -58.32 Mn |
| Mar 31, 2023 | -106.58 Mn |
| Dec 31, 2022 | -174.08 Mn |
| Sep 30, 2022 | -160.93 Mn |
| Jun 30, 2022 | -252.02 Mn |
| Mar 31, 2022 | -102.95 Mn |
| Dec 31, 2021 | 10.89 Mn |
| Sep 30, 2021 | 178.99 Mn |