loanDepot (LDI) EBT (2020 - 2026)
loanDepot's (LDI) quarterly EBT came in at -$55.1 million in Q1 2026, down 19.54% YoY from -$68.5 million in Q1 2025, and down 73.29% on a QoQ basis from -$31.8 million in Q4 2025.
loanDepot (LDI) EBT (2020 - 2026) Analysis & Trends
loanDepot (LDI) has 7 years of EBT data on file, last reported at -$55.1 million in Q1 2026.
- Quarterly EBT fell 19.54% year-over-year to -$55.1 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$129.5 million (up 36.43% YoY) and the FY2025 annual result came in at -$120.5 million, up 50.37% from the prior year.
- EBT slipped to -$55.1 million in Q1 2026, from -$31.8 million in the prior quarter.
- In the past five years, EBT ranged from a high of $3.6 million in Q3 2024 to a low of -$252.0 million in Q2 2022.
- A 5-year average of -$81.6 million and a median of -$73.9 million in 2023 frame the typical range for EBT.
- Annual changes were most pronounced in 2022 — EBT tumbled 1698.09% — and 2024, when it surged 109.11%.
- Tracing LDI's EBT over 5 years: stood at -$174.1 million in 2022, then surged by 57.52% to -$73.9 million in 2023, then dropped by 13.77% to -$84.1 million in 2024, then surged by 62.19% to -$31.8 million in 2025, then slumped by 73.29% to -$55.1 million in 2026.
- The last three EBT figures came in at -$55.1 million (Q1 2026), -$31.8 million (Q4 2025), and -$10.3 million (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 39.89 Bn | 36.79 Bn | - | 281.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 36.43 Bn | 36.43 Bn | - | 4.99 Bn |
| 3 | Federal Home Loan Mortgage | 18.24 Bn | 13.92 Bn | - | 4.77 Bn |
| 4 | PennyMac Financial Services | 3.95 Bn | 3.20 Bn | 480.08 Mn | 31.53 Mn |
| 5 | CNFinance Holdings | 1.54 Bn | 1.47 Bn | - | - |
| 6 | Walker & Dunlop | 1.34 Bn | 1.18 Bn | - | 2.07 Mn |
| 7 | Velocity Financial | 711.47 Mn | -6.74 Bn | - | 35.24 Mn |
| 8 | UWM Holdings | 482.66 Mn | -15.75 Mn | - | -472.92 Mn |
| 9 | Onity | 303.97 Mn | 107.67 Mn | - | -15.10 Mn |
| 10 | loanDepot | 201.58 Mn | -109.56 Mn | - | -6.62 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -6.62 Mn |
| Mar 31, 2026 | -55.11 Mn |
| Dec 31, 2025 | -31.80 Mn |
| Sep 30, 2025 | -10.29 Mn |
| Jun 30, 2025 | -32.33 Mn |
| Mar 31, 2025 | -46.10 Mn |
| Dec 31, 2024 | -84.12 Mn |
| Sep 30, 2024 | 3.60 Mn |
| Jun 30, 2024 | -77.16 Mn |
| Mar 31, 2024 | -85.17 Mn |
| Dec 31, 2023 | -73.94 Mn |
| Sep 30, 2023 | -39.47 Mn |
| Jun 30, 2023 | -58.32 Mn |
| Mar 31, 2023 | -106.58 Mn |
| Dec 31, 2022 | -174.08 Mn |
| Sep 30, 2022 | -160.93 Mn |
| Jun 30, 2022 | -252.02 Mn |
| Mar 31, 2022 | -102.95 Mn |
| Dec 31, 2021 | 10.89 Mn |
| Sep 30, 2021 | 178.99 Mn |