loanDepot (LDI) EBT (2020 - 2026)
loanDepot (LDI) reported EBT of -$55.1 million for Q1 2026, down 19.54% on a YoY basis from -$68.5 million in Q1 2025, and down 73.29% quarter-over-quarter from -$31.8 million in Q4 2025.
loanDepot (LDI) EBT (2020 - 2026) Analysis & Trends
loanDepot has reported EBT for 7 years, with the latest figure at -$55.1 million in Q1 2026.
- For the quarter ending Q1 2026, EBT fell 19.54% year-over-year to -$55.1 million; the trailing twelve-month figure through Mar 2026 stood at -$129.5 million (up 36.43% YoY), and the FY2025 full-year result was -$120.5 million, up 50.37% from the prior year.
- EBT for Q1 2026 stood at -$55.1 million, down from -$31.8 million in the prior quarter.
- The five-year high for EBT was $3.6 million in Q3 2024, with the low at -$252.0 million in Q2 2022.
- Historically, EBT has averaged -$81.6 million across 5 years, with a median of -$73.9 million in 2023.
- Annual changes were most pronounced in 2022 — EBT tumbled 1698.09% — and 2024, when it surged 109.11%.
- loanDepot's EBT stood at -$174.1 million in 2022, then surged by 57.52% to -$73.9 million in 2023, then dropped by 13.77% to -$84.1 million in 2024, then surged by 62.19% to -$31.8 million in 2025, then slumped by 73.29% to -$55.1 million in 2026.
- The last three EBT figures came in at -$55.1 million (Q1 2026), -$31.8 million (Q4 2025), and -$10.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 34.85 Bn | 32.16 Bn | - | 400.00 Mn |
| 2 | PennyMac Financial Services | 4.14 Bn | 3.65 Bn | 523.89 Mn | 104.69 Mn |
| 3 | Walker & Dunlop | 1.73 Bn | 1.55 Bn | - | 25.95 Mn |
| 4 | UWM Holdings | 743.45 Mn | 1.57 Bn | - | 177.50 Mn |
| 5 | Velocity Financial | 668.42 Mn | 583.96 Mn | - | 30.88 Mn |
| 6 | CNFinance Holdings | 591.78 Mn | 542.97 Mn | - | - |
| 7 | Better Home & Finance Holding | 419.52 Mn | 349.24 Mn | - | -50.92 Mn |
| 8 | Onity | 306.24 Mn | 306.24 Mn | - | 7.90 Mn |
| 9 | loanDepot | 209.70 Mn | -4.79 Mn | - | -55.11 Mn |
| 10 | Greystone Housing Impact Investors | 120.06 Mn | 120.06 Mn | - | 1.32 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -55.11 Mn |
| Dec 31, 2025 | -31.80 Mn |
| Sep 30, 2025 | -10.29 Mn |
| Jun 30, 2025 | -32.33 Mn |
| Mar 31, 2025 | -46.10 Mn |
| Dec 31, 2024 | -84.12 Mn |
| Sep 30, 2024 | 3.60 Mn |
| Jun 30, 2024 | -77.16 Mn |
| Mar 31, 2024 | -85.17 Mn |
| Dec 31, 2023 | -73.94 Mn |
| Sep 30, 2023 | -39.47 Mn |
| Jun 30, 2023 | -58.32 Mn |
| Mar 31, 2023 | -106.58 Mn |
| Dec 31, 2022 | -174.08 Mn |
| Sep 30, 2022 | -160.93 Mn |
| Jun 30, 2022 | -252.02 Mn |
| Mar 31, 2022 | -102.95 Mn |
| Dec 31, 2021 | 10.89 Mn |
| Sep 30, 2021 | 178.99 Mn |
| Jun 30, 2021 | 30.51 Mn |