loanDepot (LDI) EBITDA Margin (2020 - 2026)
loanDepot's EBITDA Margin was 10.88% in Q2 2026, up 6.15 percentage points from 4.72% a year earlier and up 15.10 percentage points from the prior quarter.
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Analysis
loanDepot (LDI) EBITDA Margin (2020 - 2026) Analysis & Trends
On a trailing twelve-month basis, loanDepot's EBITDA Margin was 5.69% through Jun 30, 2026, up 3.58 percentage points year-over-year; for FY2025, it came in at 4.52%, up 10.12 percentage points from FY2024.
- EBITDA Margin has now increased for three consecutive years, though with a five-year change of -46.09 percentage points (FY2020 to FY2025).
- In earlier years, EBITDA Margin was -5.60% in FY2024 (+5.37 pp), -10.98% in FY2023 (+28.59 pp), -39.57% in FY2022 (-64.28 pp) and 24.71% in FY2021 (-25.90 pp).
- The Q2 2026 figure marks the highest quarterly EBITDA Margin since Q3 2024.
- Compared with a year earlier, EBITDA Margin was higher in five of the last eight quarters, with an average year-over-year change of +7.97 percentage points.
- The best year-over-year quarter for EBITDA Margin over five years was Q4 2023 (a gain of 81.72 percentage points); the worst was Q4 2022 (a drop of 105.48 percentage points).
- Per Business Quant data, LDI's EBITDA Margin in the three quarters before Q2 2026 was -4.22% (Q1 2026), 4.44% (Q4 2025) and 10.30% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 43.85 Bn | 44.35 Bn | - | - |
| 2 | Rocket Companies | 43.67 Bn | 29.35 Bn | - | 28.74% |
| 3 | Royalty Pharma | 33.56 Bn | 33.48 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 25.52 Bn | 25.52 Bn | - | - |
| 5 | Synchrony Financial | 23.24 Bn | -44.73 Bn | - | 48.60% |
| 6 | Affirm Holdings | 22.66 Bn | 16.35 Bn | - | 20.12% |
| 7 | Royal Gold | 20.35 Bn | 19.57 Bn | 390.45 Mn | 83.49% |
| 8 | Annaly Capital Management | 15.27 Bn | 6.37 Bn | - | - |
| 9 | Ares Capital | 13.74 Bn | 11.17 Bn | - | - |
| 10 | loanDepot | 219.93 Mn | -1.29 Bn | - | 10.88% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10.88% |
| Mar 31, 2026 | -4.22% |
| Dec 31, 2025 | 4.44% |
| Sep 30, 2025 | 10.30% |
| Jun 30, 2025 | 4.72% |
| Mar 31, 2025 | -2.44% |
| Dec 31, 2024 | -13.54% |
| Sep 30, 2024 | 16.53% |
| Jun 30, 2024 | -12.25% |
| Mar 31, 2024 | -19.78% |
| Dec 31, 2023 | -13.27% |
| Sep 30, 2023 | 2.97% |
| Jun 30, 2023 | -5.74% |
| Mar 31, 2023 | -33.13% |
| Dec 31, 2022 | -94.99% |
| Sep 30, 2022 | -39.86% |
| Jun 30, 2022 | -65.05% |
| Mar 31, 2022 | -10.43% |
| Dec 31, 2021 | 10.49% |
| Sep 30, 2021 | 26.46% |
API Access
loanDepot EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=LDI&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "LDI", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=LDI&period=max&api_key=YOUR_API_KEY");
const data = await res.json();