loanDepot (LDI) EBIT (2020 - 2026)
loanDepot (LDI) posted EBIT of $2.4 million for Q1 2026, up 101.66% on a QoQ basis from -$147.4 million in Q4 2025, and down 74.14% year-over-year from $9.5 million in Q1 2025.
loanDepot (LDI) EBIT (2020 - 2026) Analysis & Trends
loanDepot's EBIT history runs 7 years deep, the most recent figure standing at $2.4 million for Q1 2026.
- Quarterly EBIT fell 74.14% year-over-year to $2.4 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was -$104.0 million (up 31.69% YoY) and the FY2025 annual result came in at $180.9 million, up 188.71% from the prior year.
- EBIT was $2.4 million for Q1 2026 at loanDepot, up from -$147.4 million in the prior quarter.
- Across five years, EBIT topped out at $48.7 million in Q3 2024 and bottomed at -$228.2 million in Q4 2022.
- A 5-year average of -$64.5 million and a median of -$41.5 million in 2024 frame the typical range for EBIT.
- Annual changes were most pronounced in 2022 — EBIT plunged 348.48% — and 2024, when it surged 1906.6%.
- loanDepot's EBIT stood at -$228.2 million in 2022, then jumped by 45.95% to -$123.3 million in 2023, then plunged by 37.04% to -$169.0 million in 2024, then climbed by 12.75% to -$147.4 million in 2025, then soared by 101.66% to $2.4 million in 2026.
- Business Quant data shows LDI's EBIT at $2.4 million in Q1 2026, -$147.4 million in Q4 2025, and $34.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 38.33 Bn | 35.64 Bn | - | 749.00 Mn |
| 2 | Federal National Mortgage Association Fannie Mae | 35.67 Bn | 35.67 Bn | - | 39.31 Bn |
| 3 | Federal Home Loan Mortgage | 18.11 Bn | 13.64 Bn | - | 34.26 Bn |
| 4 | PennyMac Financial Services | 4.41 Bn | 3.76 Bn | 523.89 Mn | 83.60 Mn |
| 5 | CNFinance Holdings | 3.28 Bn | 3.20 Bn | - | - |
| 6 | Walker & Dunlop | 1.64 Bn | 1.44 Bn | - | 43.02 Mn |
| 7 | Velocity Financial | 681.36 Mn | -6.51 Bn | - | 131.29 Mn |
| 8 | UWM Holdings | 540.43 Mn | 116.43 Mn | - | 323.47 Mn |
| 9 | Better Home & Finance Holding | 362.34 Mn | 298.07 Mn | - | -45.19 Mn |
| 10 | loanDepot | 116.93 Mn | -46.56 Mn | - | 2.45 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.45 Mn |
| Dec 31, 2025 | -147.45 Mn |
| Sep 30, 2025 | 34.00 Mn |
| Jun 30, 2025 | 6.96 Mn |
| Mar 31, 2025 | 9.46 Mn |
| Dec 31, 2024 | -169.00 Mn |
| Sep 30, 2024 | 48.72 Mn |
| Jun 30, 2024 | -41.47 Mn |
| Mar 31, 2024 | -26.87 Mn |
| Dec 31, 2023 | -123.32 Mn |
| Sep 30, 2023 | -2.70 Mn |
| Jun 30, 2023 | -26.31 Mn |
| Mar 31, 2023 | -48.76 Mn |
| Dec 31, 2022 | -228.16 Mn |
| Sep 30, 2022 | -119.53 Mn |
| Jun 30, 2022 | -212.10 Mn |
| Mar 31, 2022 | -51.87 Mn |
| Dec 31, 2021 | 116.23 Mn |
| Sep 30, 2021 | 235.77 Mn |
| Jun 30, 2021 | 85.36 Mn |