Lcnb (LCNB) Interest Coverage Ratio (2010 - 2026)
Lcnb's (LCNB) quarterly Interest Coverage Ratio came in at 1.42 in Q1 2026, down 9.58% YoY from 1.57 in Q1 2025, and down 24.61% on a QoQ basis from 1.88 in Q4 2025.
Lcnb (LCNB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Lcnb (LCNB) has 17 years of Interest Coverage Ratio data on file, last reported at 1.42 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 9.58% year-over-year to 1.42 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 5.84 (up 302.77% YoY) and the FY2025 annual result came in at 1.84, up 35.27% from the prior year.
- Interest Coverage Ratio slipped to 1.42 in Q1 2026, from 1.88 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 7.58 in Q2 2022 to a low of 0.94 in Q4 2023.
- A 5-year average of 2.85 and a median of 1.82 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio sank 85.04% — and 2024, when it jumped 87.39%.
- Tracing LCNB's Interest Coverage Ratio over 5 years: stood at 6.27 in 2022, then slumped by 85.04% to 0.94 in 2023, then jumped by 87.39% to 1.76 in 2024, then climbed by 7.04% to 1.88 in 2025, then slipped by 24.61% to 1.42 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.42 (Q1 2026), 1.88 (Q4 2025), and 2.04 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Lcnb | 275.79 Mn | 250.94 Mn | - | 2.41 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.74 |
| Mar 31, 2026 | 1.42 |
| Dec 31, 2025 | 1.88 |
| Sep 30, 2025 | 2.04 |
| Jun 30, 2025 | 1.41 |
| Mar 31, 2025 | 1.57 |
| Dec 31, 2024 | 1.76 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 1.08 |
| Mar 31, 2024 | 1.21 |
| Dec 31, 2023 | 0.94 |
| Sep 30, 2023 | 1.82 |
| Jun 30, 2023 | 2.26 |
| Mar 31, 2023 | 2.27 |
| Dec 31, 2022 | 6.27 |
| Sep 30, 2022 | 6.42 |
| Jun 30, 2022 | 7.58 |
| Mar 31, 2022 | 7.09 |
| Dec 31, 2021 | 8.80 |
| Sep 30, 2021 | 7.15 |