Kentucky First Federal Bancorp (KFFB) Debt Ratio (2012 - 2026)
Kentucky First Federal Bancorp (KFFB) posted Debt Ratio of 0.13 for Q1 2026, down 4.69% on a QoQ basis from 0.14 in Q4 2025, and down 6.89% year-over-year from 0.14 in Q1 2025.
Analysis
Kentucky First Federal Bancorp (KFFB) Debt Ratio (2012 - 2026) Analysis & Trends
Kentucky First Federal Bancorp has reported Debt Ratio for 15 years, with the latest figure at 0.13 in Q1 2026.
- On a quarterly basis, Debt Ratio fell 6.89% year-over-year to 0.13 in Q1 2026; TTM through Mar 2026 was 0.13, a 6.89% decrease from a year earlier, with the FY2025 full-year figure at 0.12, down 37.39% from the prior year.
- Debt Ratio was 0.13 for Q1 2026 at Kentucky First Federal Bancorp, down from 0.14 in the prior quarter.
- The five-year high for Debt Ratio was 0.24 in Q1 2023, with the low at 0.1 in Q2 2022.
- Average Debt Ratio over 5 years is 0.16, with a median of 0.15 recorded in 2022.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio sank 38.28% in 2022, then surged 93.39% in 2023.
- Over 5 years, Debt Ratio stood at 0.22 in 2022, then decreased by 11.2% to 0.19 in 2023, then decreased by 14.83% to 0.17 in 2024, then decreased by 16.98% to 0.14 in 2025, then dropped by 4.69% to 0.13 in 2026.
- The last three Debt Ratio figures came in at 0.13 (Q1 2026), 0.14 (Q4 2025), and 0.12 (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | TFS Financial | 4.77 Bn | 4.27 Bn | - | - |
| 2 | Columbia Financial | 1.16 Bn | 877.43 Mn | - | 0.11 |
| 3 | Capitol Federal Financial | 1.08 Bn | 945.26 Mn | - | - |
| 4 | Trustco Bank Corp N Y | 996.10 Mn | 289.43 Mn | - | 0.03 |
| 5 | Northfield Bancorp | 639.40 Mn | 385.97 Mn | - | 0.14 |
| 6 | Kearny Financial | 611.37 Mn | 496.55 Mn | - | - |
| 7 | Greene County Bancorp | 596.79 Mn | 213.92 Mn | - | 0.01 |
| 8 | NorthEast Community Bancorp | 368.85 Mn | 268.11 Mn | - | 0.09 |
| 9 | Western New England Bancorp | 267.05 Mn | 228.72 Mn | - | 0.02 |
| 10 | Kentucky First Federal Bancorp | 45.91 Mn | 24.61 Mn | - | 0.13 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.12 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.14 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.19 |
| Jun 30, 2024 | 0.18 |
| Mar 31, 2024 | 0.20 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.15 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.24 |
| Dec 31, 2022 | 0.22 |
| Sep 30, 2022 | 0.15 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.12 |
| Dec 31, 2021 | 0.14 |
| Sep 30, 2021 | 0.15 |
| Jun 30, 2021 | 0.17 |