Jefferson Capital (JCAP) Profit After Tax (2024 - 2025)

Jefferson Capital (JCAP) reported Profit After Tax of $37.7 million for Q4 2025, up 39.98% year-over-year from $27.0 million in Q4 2024, and down 1.64% quarter-over-quarter from $38.4 million in Q3 2025.

Jefferson Capital (JCAP) Profit After Tax (2024 - 2025) Analysis & Trends

Jefferson Capital (JCAP) has 2 years of Profit After Tax data on file, last reported at $37.7 million in Q4 2025.

  • Profit After Tax for Q4 2025 came in at $37.7 million, up 39.98% year-over-year; the trailing twelve-month figure through Dec 2025 was $150.7 million (changed N/A YoY), and the FY2025 annual result was $188.0 million, up 45.83% from the prior year.
  • Profit After Tax declined to $37.7 million in Q4 2025 per JCAP's latest filing, from $38.4 million in the prior quarter.
  • Over five years, Profit After Tax peaked at $47.7 million in Q2 2025 and troughed at $27.0 million in Q4 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) PAT (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 6.02 Bn
2 Mastercard 437.55 Bn 427.34 Bn - 3.88 Bn
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 2.97 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 2.17 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 1.11 Bn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 805.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 102.90 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 166.73 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 319.00 Mn
10 Jefferson Capital 487.44 Mn 464.21 Mn - 37.73 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 37.73 Mn
Sep 30, 2025 38.36 Mn
Jun 30, 2025 47.65 Mn
Dec 31, 2024 26.95 Mn
Sep 30, 2024 36.88 Mn
Jun 30, 2024 32.17 Mn