Jefferson Capital (JCAP) Profit After Tax (2024 - 2025)

Jefferson Capital (JCAP) posted quarterly Profit After Tax of $37.7 million for Q4 2025, up 39.98% YoY from $27.0 million in Q4 2024, and down 1.64% sequentially from $38.4 million in Q3 2025.

Jefferson Capital (JCAP) Profit After Tax (2024 - 2025) Analysis & Trends

Jefferson Capital has disclosed Profit After Tax across 2 years of filings, most recently posting $37.7 million for Q4 2025.

  • In Q4 2025, Profit After Tax rose 39.98% year-over-year to $37.7 million; the TTM figure through Dec 2025 stood at $150.7 million (changed N/A YoY), while the FY2025 annual figure was $188.0 million, up 45.83% from the prior year.
  • Profit After Tax retreated to $37.7 million in Q4 2025, from $38.4 million in the prior quarter.
  • Over the last five years, Profit After Tax for JCAP reached as high as $47.7 million in Q2 2025 and fell as low as $27.0 million in Q4 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) PAT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 6.02 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 3.88 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 2.97 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.11 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 102.90 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 166.73 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 319.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 122.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 59.42 Mn
10 Jefferson Capital 588.59 Mn 565.36 Mn - 37.73 Mn

Historic Data

Download Data
DateValue
Dec 31, 2025 37.73 Mn
Sep 30, 2025 38.36 Mn
Jun 30, 2025 47.65 Mn
Dec 31, 2024 26.95 Mn
Sep 30, 2024 36.88 Mn
Jun 30, 2024 32.17 Mn