Jefferson Capital (JCAP) Operating Margin (2024 - 2026)
Jefferson Capital's (JCAP) quarterly Operating Margin came in at 45.87% in Q2 2026, down 1087.0% year-over-year from 4.65% in Q2 2025, and up 0.63% quarter-over-quarter from 45.58% in Q4 2025.
Analysis
Jefferson Capital (JCAP) Operating Margin (2024 - 2026) Analysis & Trends
Jefferson Capital (JCAP) has reported Operating Margin for 3 consecutive years, with 45.87% the latest figure, recorded in Q2 2026.
- On a quarterly basis, Operating Margin fell 1087.0% year-over-year to 45.87% in Q2 2026; TTM through Jun 2026 was 48.54%, a 391.0% decrease from a year earlier, with the FY2025 full-year figure at 51.61%, up 78.0% from the prior year.
- Operating Margin was 45.87% for Q2 2026 at Jefferson Capital, up from 45.58% in the prior quarter.
- Over five years, Operating Margin peaked at 56.74% in Q2 2025 and troughed at 45.19% in Q4 2024.
- A 3-year average of 49.52% and a median of 46.43% in 2025 frame the typical range for Operating Margin.
- Across the five-year window, Operating Margin soared 361 bps in 2025 and slumped 1087 bps in 2026, its largest moves.
- Over 3 years, Operating Margin stood at 45.19% in 2024, then climbed by 1 bps to 45.58% in 2025, then rose by 1 bps to 45.87% in 2026.
- The last three Operating Margin figures came in at 45.87% (Q2 2026), 45.58% (Q4 2025), and 46.43% (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 15.28% |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 19.75% |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 62.13% |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | 77.00% |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 38.00% |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 71.06% |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 45.87% |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | - |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 4.66% |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.87% |
| Dec 31, 2025 | 45.58% |
| Sep 30, 2025 | 46.43% |
| Jun 30, 2025 | 56.74% |
| Dec 31, 2024 | 45.19% |
| Sep 30, 2024 | 53.73% |
| Jun 30, 2024 | 53.13% |