Jefferson Capital (JCAP) Operating Margin (2024 - 2025)
Jefferson Capital (JCAP) reported Operating Margin of 129.24% for Q4 2025, down 17442.0% year-over-year from N/an in Q4 2024, and down 378.34% quarter-over-quarter from 46.43% in Q3 2025.
Jefferson Capital (JCAP) Operating Margin (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has 2 years of Operating Margin data on file, last reported at 129.24% in Q4 2025.
- Operating Margin for Q4 2025 came in at 129.24%, down 17442.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 1.8% (changed N/A YoY), and the FY2025 annual result was 7.48%, down 4335.0% from the prior year.
- Operating Margin eased to 129.24% in Q4 2025 per JCAP's latest filing, from 46.43% in the prior quarter.
- Over five years, Operating Margin peaked at 56.74% in Q2 2025 and troughed at 129.24% in Q4 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 64.42% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 58.43% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | - |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | - |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 26.44% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 35.49% |
| 10 | Jefferson Capital | 487.44 Mn | 464.21 Mn | - | -129.24% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -129.24% |
| Sep 30, 2025 | 46.43% |
| Jun 30, 2025 | 56.74% |
| Dec 31, 2024 | 45.19% |
| Sep 30, 2024 | 53.73% |
| Jun 30, 2024 | 53.13% |