Jefferson Capital JCAP
NASDAQ JCAP
$20.54 +0.07 (+0.34%)
At close: Sep 18, 2026 · 4:00 PM EDT

Jefferson Capital (JCAP) Operating Income (2024 - 2026)

Jefferson Capital's (JCAP) quarterly Operating Income came in at $81.4 million in Q2 2026, down 6.01% year-over-year from $86.6 million in Q2 2025, and up 15.42% quarter-over-quarter from $70.6 million in Q4 2025.

Analysis

Jefferson Capital (JCAP) Operating Income (2024 - 2026) Analysis & Trends

Jefferson Capital (JCAP) has reported Operating Income for 3 consecutive years, with $81.4 million the latest figure, recorded in Q2 2026.

  • On a quarterly basis, Operating Income fell 6.01% year-over-year to $81.4 million in Q2 2026; TTM through Jun 2026 was $308.7 million, a 21.05% increase from a year earlier, with the FY2025 full-year figure at $316.5 million, up 43.69% from the prior year.
  • Operating Income was $81.4 million for Q2 2026 at Jefferson Capital, up from $70.6 million in the prior quarter.
  • Over five years, Operating Income peaked at $86.6 million in Q2 2025 and troughed at $53.8 million in Q4 2024.
  • A 3-year average of $68.1 million and a median of $70.0 million in 2025 frame the typical range for Operating Income.
  • Across the five-year window, Operating Income soared 57.11% in 2025 and fell 6.01% in 2026, its largest moves.
  • Over 3 years, Operating Income stood at $53.8 million in 2024, then surged by 31.22% to $70.6 million in 2025, then grew by 15.42% to $81.4 million in 2026.
  • The last three Operating Income figures came in at $81.4 million (Q2 2026), $70.6 million (Q4 2025), and $70.0 million (Q3 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Op. Inc (Qtr)
1 Orix 44.18 Bn 44.51 Bn 4.68 Bn 840.19 Mn
2 Royalty Pharma 33.59 Bn 35.70 Bn - 133.12 Mn
3 Royal Gold 21.14 Bn 21.00 Bn 390.45 Mn 279.94 Mn
4 OR Royalties 6.88 Bn 6.81 Bn 82.22 Mn 75.32 Mn
5 Encore Capital 2.11 Bn 1.93 Bn 455.04 Mn 186.90 Mn
6 Atlanticus Holdings 1.41 Bn 851.50 Mn 686.46 Mn 528.89 Mn
7 Jefferson Capital 1.18 Bn 1.16 Bn - 81.43 Mn
8 Lufax Holding 1.04 Bn -1.23 Bn - -
9 Upbound 998.67 Mn 893.37 Mn 594.84 Mn 54.26 Mn
10 Metalla Royalty & Streaming 942.93 Mn 931.86 Mn 4.75 Mn 2.32 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 81.43 Mn
Dec 31, 2025 70.56 Mn
Sep 30, 2025 70.04 Mn
Jun 30, 2025 86.64 Mn
Dec 31, 2024 53.77 Mn
Sep 30, 2024 59.43 Mn
Jun 30, 2024 55.15 Mn