Jefferson Capital (JCAP) Operating Income (2024 - 2026)
Jefferson Capital (JCAP) reported Operating Income of $81.43 million for Q2 2026, down 6.0% from $86.64 million a year earlier.
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Analysis
Jefferson Capital (JCAP) Operating Income (2024 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Jefferson Capital's Operating Income came in at $308.67 million, up 21.1% year-over-year; for FY2025, it came in at $316.5 million, up 43.7% from FY2024.
- By year, Operating Income came in at $220.27 million in FY2024 (+34.3%) and $164.05 million in FY2023.
- Five-year quarterly Operating Income spans a low of $53.77 million in Q4 2024 and a high of $86.64 million in Q2 2025.
- Year over year, Operating Income gained in three of the last four quarters, with growth averaging 25.0%.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | - |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 410.84 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 279.94 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | - |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 187.05 Mn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | Jefferson Capital | 1.11 Bn | 1.00 Bn | - | 81.43 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 81.43 Mn |
| Dec 31, 2025 | 70.56 Mn |
| Sep 30, 2025 | 70.04 Mn |
| Jun 30, 2025 | 86.64 Mn |
| Dec 31, 2024 | 53.77 Mn |
| Sep 30, 2024 | 59.43 Mn |
| Jun 30, 2024 | 55.15 Mn |
API Access
Jefferson Capital Operating Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-income&ticker=JCAP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-income", "ticker": "JCAP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-income&ticker=JCAP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();