Jefferson Capital (JCAP) Operating Expenses (2024 - 2026)
Jefferson Capital (JCAP) posted quarterly Operating Expenses of $83.6 million for Q4 2025, up 29.83% year-over-year from $64.4 million in Q4 2024, and up 4.13% quarter-over-quarter from $80.2 million in Q3 2025.
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Analysis
Jefferson Capital (JCAP) Operating Expenses (2024 - 2026) Analysis & Trends
Jefferson Capital (JCAP) has reported Operating Expenses for 2 consecutive years, with $83.6 million the latest figure, recorded in Q4 2025.
- In Q4 2025, Operating Expenses rose 29.83% year-over-year to $83.6 million; the TTM figure through Dec 2025 stood at $293.7 million (changed N/A YoY), while the FY2025 annual figure was $294.4 million, up 40.49% from the prior year.
- Operating Expenses improved to $83.6 million in Q4 2025 per JCAP's latest filing, from $80.2 million in the prior quarter.
- Across five years, Operating Expenses topped out at $83.6 million in Q4 2025 and bottomed at $47.7 million in Q2 2024.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 4.76 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 3.69 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 14.48 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 9.04 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 7.26 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.02 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 1.33 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.00 Bn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.32 Bn |
| 10 | Jefferson Capital | 1.21 Bn | 1.19 Bn | - | 95.35 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 95.35 Mn |
| Dec 31, 2025 | 83.55 Mn |
| Sep 30, 2025 | 80.24 Mn |
| Jun 30, 2025 | 65.51 Mn |
| Dec 31, 2024 | 64.35 Mn |
| Sep 30, 2024 | 50.31 Mn |
| Jun 30, 2024 | 47.67 Mn |