Jefferson Capital (JCAP) Operating Expenses (2024 - 2026)
Jefferson Capital's (JCAP) quarterly Operating Expenses came in at $95.4 million in Q2 2026, up 45.56% year-over-year from $65.5 million in Q2 2025, and up 14.12% quarter-over-quarter from $83.6 million in Q4 2025.
Analysis
Jefferson Capital (JCAP) Operating Expenses (2024 - 2026) Analysis & Trends
Jefferson Capital (JCAP) has reported Operating Expenses for 3 consecutive years, with $95.4 million the latest figure, recorded in Q2 2026.
- On a quarterly basis, Operating Expenses rose 45.56% year-over-year to $95.4 million in Q2 2026; TTM through Jun 2026 was $324.6 million, a 42.49% increase from a year earlier, with the FY2025 full-year figure at $294.4 million, up 40.49% from the prior year.
- Operating Expenses was $95.4 million for Q2 2026 at Jefferson Capital, up from $83.6 million in the prior quarter.
- Over five years, Operating Expenses peaked at $95.4 million in Q2 2026 and troughed at $47.7 million in Q2 2024.
- A 3-year average of $69.6 million and a median of $65.5 million in 2025 frame the typical range for Operating Expenses.
- The widest YoY moves for Operating Expenses: up 59.49% in 2025, down 29.83% in 2025.
- Over 3 years, Operating Expenses stood at $64.4 million in 2024, then rose by 29.83% to $83.6 million in 2025, then advanced by 14.12% to $95.4 million in 2026.
- The last three Operating Expenses figures came in at $95.4 million (Q2 2026), $83.6 million (Q4 2025), and $80.2 million (Q3 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Orix | 44.18 Bn | 44.51 Bn | 4.68 Bn | 4.66 Bn |
| 2 | Royalty Pharma | 33.59 Bn | 35.70 Bn | - | 541.02 Mn |
| 3 | Royal Gold | 21.14 Bn | 21.00 Bn | 390.45 Mn | 173.18 Mn |
| 4 | OR Royalties | 6.88 Bn | 6.81 Bn | 82.22 Mn | -19.41 Mn |
| 5 | Encore Capital | 2.11 Bn | 1.93 Bn | 455.04 Mn | 304.97 Mn |
| 6 | Atlanticus Holdings | 1.41 Bn | 851.50 Mn | 686.46 Mn | 157.57 Mn |
| 7 | Jefferson Capital | 1.18 Bn | 1.16 Bn | - | 95.35 Mn |
| 8 | Lufax Holding | 1.04 Bn | -1.23 Bn | - | -1.93 Bn |
| 9 | Upbound | 998.67 Mn | 893.37 Mn | 594.84 Mn | 540.58 Mn |
| 10 | Metalla Royalty & Streaming | 942.93 Mn | 931.86 Mn | 4.75 Mn | -1.43 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 95.35 Mn |
| Dec 31, 2025 | 83.55 Mn |
| Sep 30, 2025 | 80.24 Mn |
| Jun 30, 2025 | 65.51 Mn |
| Dec 31, 2024 | 64.35 Mn |
| Sep 30, 2024 | 50.31 Mn |
| Jun 30, 2024 | 47.67 Mn |