Jefferson Capital (JCAP) Operating Expenses (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly Operating Expenses of $83.6 million for Q4 2025, up 29.83% YoY from $64.4 million in Q4 2024, and up 4.13% sequentially from $80.2 million in Q3 2025.
Jefferson Capital (JCAP) Operating Expenses (2024 - 2025) Analysis & Trends
Jefferson Capital has disclosed Operating Expenses across 2 years of filings, most recently posting $83.6 million for Q4 2025.
- In Q4 2025, Operating Expenses rose 29.83% year-over-year to $83.6 million; the TTM figure through Dec 2025 stood at $293.7 million (changed N/A YoY), while the FY2025 annual figure was $294.4 million, up 40.49% from the prior year.
- Operating Expenses climbed to $83.6 million in Q4 2025, from $80.2 million in the prior quarter.
- Over the last five years, Operating Expenses for JCAP reached as high as $83.6 million in Q4 2025 and fell as low as $47.7 million in Q2 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 4.00 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 3.49 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 13.88 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 6.87 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 950.34 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 891.92 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.24 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 422.90 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | -363.39 Mn |
| 10 | Jefferson Capital | 588.59 Mn | 565.36 Mn | - | 83.55 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 83.55 Mn |
| Sep 30, 2025 | 80.24 Mn |
| Jun 30, 2025 | 65.51 Mn |
| Dec 31, 2024 | 64.35 Mn |
| Sep 30, 2024 | 50.31 Mn |
| Jun 30, 2024 | 47.67 Mn |