Jefferson Capital (JCAP) Operating Expenses (2024 - 2025)
Jefferson Capital (JCAP) reported Operating Expenses of $83.6 million for Q4 2025, up 29.83% year-over-year from $64.4 million in Q4 2024, and up 4.13% quarter-over-quarter from $80.2 million in Q3 2025.
Jefferson Capital (JCAP) Operating Expenses (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has 2 years of Operating Expenses data on file, last reported at $83.6 million in Q4 2025.
- Operating Expenses for Q4 2025 came in at $83.6 million, up 29.83% year-over-year; the trailing twelve-month figure through Dec 2025 was $293.7 million (changed N/A YoY), and the FY2025 annual result was $294.4 million, up 40.49% from the prior year.
- Operating Expenses grew to $83.6 million in Q4 2025 per JCAP's latest filing, from $80.2 million in the prior quarter.
- Over five years, Operating Expenses peaked at $83.6 million in Q4 2025 and troughed at $47.7 million in Q2 2024.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 548.22 Bn | 535.81 Bn | - | 4.00 Bn |
| 2 | Mastercard | 437.48 Bn | 427.27 Bn | - | 3.49 Bn |
| 3 | American Express | 231.87 Bn | 177.83 Bn | 17.43 Bn | 13.88 Bn |
| 4 | Capital One Financial | 125.74 Bn | 49.24 Bn | - | 8.46 Bn |
| 5 | PayPal Holdings | 38.80 Bn | 29.46 Bn | 7.84 Bn | 6.87 Bn |
| 6 | Synchrony Financial | 25.78 Bn | 5.22 Bn | - | 1.32 Bn |
| 7 | Affirm Holdings | 24.65 Bn | 22.93 Bn | 261.64 Mn | 950.34 Mn |
| 8 | SoFi Technologies | 22.89 Bn | 19.49 Bn | 929.25 Mn | 891.92 Mn |
| 9 | Ally Financial | 14.15 Bn | 13.70 Bn | 1.98 Bn | 1.24 Bn |
| 10 | Jefferson Capital | 518.66 Mn | 495.43 Mn | - | 83.55 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 83.55 Mn |
| Sep 30, 2025 | 80.24 Mn |
| Jun 30, 2025 | 65.51 Mn |
| Dec 31, 2024 | 64.35 Mn |
| Sep 30, 2024 | 50.31 Mn |
| Jun 30, 2024 | 47.67 Mn |