Jefferson Capital (JCAP) FCF Margin (2024 - 2025)
Jefferson Capital (JCAP) reported FCF Margin of 488.55% for Q4 2025, up 5394.0% year-over-year from 8.89% in Q4 2024, and down 1270.22% quarter-over-quarter from 41.75% in Q3 2025.
Jefferson Capital (JCAP) FCF Margin (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has 2 years of FCF Margin data on file, last reported at 488.55% in Q4 2025.
- FCF Margin for Q4 2025 came in at 488.55%, up 5394.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 231.89% (changed N/A YoY), and the FY2025 annual result was 91.84%, up 3624.0% from the prior year.
- FCF Margin declined to 488.55% in Q4 2025 per JCAP's latest filing, from 41.75% in the prior quarter.
- Over five years, FCF Margin peaked at 41.75% in Q3 2025 and troughed at 542.48% in Q4 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 23.37% |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | 33.56% |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 14.04% |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 35.91% |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 10.81% |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 45.78% |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | 6,779.64% |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | -216.52% |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | 65.22% |
| 10 | Jefferson Capital | 487.44 Mn | 464.21 Mn | - | -488.55% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -488.55% |
| Sep 30, 2025 | 41.75% |
| Dec 31, 2024 | -542.48% |
| Sep 30, 2024 | 6.86% |