Jefferson Capital (JCAP) FCF Margin (2024 - 2025)

Jefferson Capital (JCAP) posted quarterly FCF Margin of 488.55% for Q4 2025, up 5394.0% YoY from 8.89% in Q4 2024, and down 1270.22% sequentially from 41.75% in Q3 2025.

Jefferson Capital (JCAP) FCF Margin (2024 - 2025) Analysis & Trends

Jefferson Capital has disclosed FCF Margin across 2 years of filings, most recently posting 488.55% for Q4 2025.

  • In Q4 2025, FCF Margin rose 5394.0% year-over-year to 488.55%; the TTM figure through Dec 2025 stood at 231.89% (changed N/A YoY), while the FY2025 annual figure was 91.84%, up 3624.0% from the prior year.
  • FCF Margin retreated to 488.55% in Q4 2025, from 41.75% in the prior quarter.
  • Over the last five years, FCF Margin for JCAP reached as high as 41.75% in Q3 2025 and fell as low as 542.48% in Q4 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 23.37%
2 Mastercard 465.55 Bn 455.34 Bn - 33.56%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 14.04%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 10.81%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 6,779.64%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -216.52%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 65.22%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 46.37%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 15.37%
10 Jefferson Capital 588.59 Mn 565.36 Mn - -488.55%

Historic Data

Download Data
DateValue
Dec 31, 2025 -488.55%
Sep 30, 2025 41.75%
Dec 31, 2024 -542.48%
Sep 30, 2024 6.86%