Jefferson Capital (JCAP) FCF Margin (2024 - 2025)

Jefferson Capital (JCAP) reported FCF Margin of 488.55% for Q4 2025, up 5394.0% year-over-year from 8.89% in Q4 2024, and down 1270.22% quarter-over-quarter from 41.75% in Q3 2025.

Jefferson Capital (JCAP) FCF Margin (2024 - 2025) Analysis & Trends

Jefferson Capital (JCAP) has 2 years of FCF Margin data on file, last reported at 488.55% in Q4 2025.

  • FCF Margin for Q4 2025 came in at 488.55%, up 5394.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 231.89% (changed N/A YoY), and the FY2025 annual result was 91.84%, up 3624.0% from the prior year.
  • FCF Margin declined to 488.55% in Q4 2025 per JCAP's latest filing, from 41.75% in the prior quarter.
  • Over five years, FCF Margin peaked at 41.75% in Q3 2025 and troughed at 542.48% in Q4 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 23.37%
2 Mastercard 437.55 Bn 427.34 Bn - 33.56%
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 14.04%
4 Capital One Financial 112.47 Bn 35.97 Bn - 35.91%
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 10.81%
6 Synchrony Financial 24.26 Bn 3.70 Bn - 45.78%
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 6,779.64%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn -216.52%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 65.22%
10 Jefferson Capital 487.44 Mn 464.21 Mn - -488.55%

Historic Data

Download Data
DateValue
Dec 31, 2025 -488.55%
Sep 30, 2025 41.75%
Dec 31, 2024 -542.48%
Sep 30, 2024 6.86%