Jefferson Capital (JCAP) FCF Margin (2024 - 2025)
Jefferson Capital (JCAP) posted quarterly FCF Margin of 31.73% for Q4 2025, up 57421.0% year-over-year from N/an in Q4 2024, and down 24.01% quarter-over-quarter from 41.75% in Q3 2025.
Analysis
Jefferson Capital (JCAP) FCF Margin (2024 - 2025) Analysis & Trends
Jefferson Capital (JCAP) has reported FCF Margin for 2 consecutive years, with 31.73% the latest figure, recorded in Q4 2025.
- In Q4 2025, FCF Margin rose 57421.0% year-over-year to 31.73%; the TTM figure through Dec 2025 stood at 92.39% (changed N/A YoY), while the FY2025 annual figure was 39.48%, up 16756.0% from the prior year.
- FCF Margin fell to 31.73% in Q4 2025 per JCAP's latest filing, from 41.75% in the prior quarter.
- Across five years, FCF Margin topped out at 41.75% in Q3 2025 and bottomed at 542.48% in Q4 2024.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 52.76% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 37.82% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 22.78% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 50.96% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 20.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | -1,112.06% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 50.23% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | -327.16% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 59.19% |
| 10 | Jefferson Capital | 1.21 Bn | 1.19 Bn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | -488.55% |
| Sep 30, 2025 | 240.61% |
| Dec 31, 2024 | -542.48% |
| Sep 30, 2024 | 6.86% |