Jefferson Capital (JCAP) EBIT Margin (2024 - 2026)
Jefferson Capital (JCAP) posted quarterly EBIT Margin of 45.58% for Q4 2025, up 39.0% year-over-year from 32.79% in Q4 2024, and down 1.83% quarter-over-quarter from 46.43% in Q3 2025.
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Analysis
Jefferson Capital (JCAP) EBIT Margin (2024 - 2026) Analysis & Trends
Jefferson Capital (JCAP) has reported EBIT Margin for 2 consecutive years, with 45.58% the latest figure, recorded in Q4 2025.
- In Q4 2025, EBIT Margin rose 39.0% year-over-year to 45.58%; the TTM figure through Dec 2025 stood at 48.67% (changed N/A YoY), while the FY2025 annual figure was 51.61%, up 78.0% from the prior year.
- EBIT Margin fell to 45.58% in Q4 2025 per JCAP's latest filing, from 46.43% in the prior quarter.
- Across five years, EBIT Margin topped out at 56.74% in Q2 2025 and bottomed at 45.19% in Q4 2024.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 49.39% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 44.85% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 33.20% |
| 10 | Jefferson Capital | 1.21 Bn | 1.19 Bn | - | 45.87% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45.87% |
| Dec 31, 2025 | 45.58% |
| Sep 30, 2025 | 46.43% |
| Jun 30, 2025 | 56.74% |
| Dec 31, 2024 | 45.19% |
| Sep 30, 2024 | 53.73% |
| Jun 30, 2024 | 53.13% |