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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Investar Holding (ISTR) Interest Coverage Ratio (2016 - 2025)

Investar Holding's Interest Coverage Ratio history spans 11 years, with the latest figure at 0.46 for Q4 2025.

  • For Q4 2025, Interest Coverage Ratio rose 16.85% year-over-year to 0.46; the TTM value through Dec 2025 reached 0.43, up 33.86%, while the annual FY2025 figure was 0.09, 33.9% up from the prior year.
  • Interest Coverage Ratio reached 0.46 in Q4 2025 per ISTR's latest filing, roughly flat from 0.46 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 6.2 in Q1 2022 to a low of 4.34 in Q3 2021.
  • Average Interest Coverage Ratio over 5 years is 1.17, with a median of 0.46 recorded in 2025.
  • The largest YoY upside for Interest Coverage Ratio was 1654.61% in 2021 against a maximum downside of 471.93% in 2021.
  • A 5-year view of Interest Coverage Ratio shows it stood at 3.71 in 2021, then tumbled by 57.85% to 1.56 in 2022, then crashed by 85.03% to 0.23 in 2023, then skyrocketed by 69.18% to 0.4 in 2024, then increased by 16.85% to 0.46 in 2025.
  • Per Business Quant, the three most recent readings for ISTR's Interest Coverage Ratio are 0.46 (Q4 2025), 0.46 (Q3 2025), and 0.34 (Q2 2025).