Isabella Bank Corp (ISBA) FCF Margin (2010 - 2026)
Isabella Bank's FCF Margin was 32.48% in Q2 2026, down 5.67 percentage points from 38.16% a year earlier but up 17.22 percentage points from the prior quarter.
Isabella Bank Corp (ISBA) FCF Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, Isabella Bank's FCF Margin was 26.99% through Jun 30, 2026, down 1.12 percentage points year-over-year; for FY2025, it was 29.73%, up 4.83 percentage points from FY2024.
- FCF Margin shows a five-year change of -1.89 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 24.90% in FY2024 (-3.13 pp), 28.03% in FY2023 (-3.91 pp), 31.94% in FY2022 (-4.00 pp) and 35.94% in FY2021 (+4.32 pp).
- Quarterly FCF Margin has moved between 9.03% (Q3 2025) and 50.30% (Q4 2025) over five years.
- Compared with a year earlier, FCF Margin was higher in five of the last eight quarters, with an average year-over-year change of +2.66 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q4 2025 (a gain of 14.64 percentage points); the worst was Q4 2021 (a drop of 39.29 percentage points).
- Per Business Quant data, ISBA's FCF Margin in the three quarters before Q2 2026 was 15.26% (Q1 2026), 50.30% (Q4 2025) and 9.03% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.48% |
| Mar 31, 2026 | 15.26% |
| Dec 31, 2025 | 50.30% |
| Sep 30, 2025 | 9.03% |
| Jun 30, 2025 | 38.16% |
| Mar 31, 2025 | 20.28% |
| Dec 31, 2024 | 35.66% |
| Sep 30, 2024 | 17.71% |
| Jun 30, 2024 | 29.81% |
| Mar 31, 2024 | 15.67% |
| Dec 31, 2023 | 24.70% |
| Sep 30, 2023 | 15.64% |
| Jun 30, 2023 | 37.07% |
| Mar 31, 2023 | 34.01% |
| Dec 31, 2022 | 28.30% |
| Sep 30, 2022 | 22.03% |
| Jun 30, 2022 | 47.44% |
| Mar 31, 2022 | 30.35% |
| Dec 31, 2021 | 23.04% |
| Sep 30, 2021 | 27.76% |
Isabella Bank Corp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "ISBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();