Isabella Bank (ISBA) FCF Margin (2009 - 2026)
Isabella Bank's FCF Margin was 32.48% in Q2 2026, down 5.67 percentage points from 38.16% a year earlier but up 17.22 percentage points from the prior quarter.
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Analysis
Isabella Bank (ISBA) FCF Margin (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Isabella Bank's FCF Margin was 26.99% through Jun 30, 2026, down 1.12 percentage points year-over-year; for FY2025, it was 29.73%, up 4.83 percentage points from FY2024.
- FCF Margin shows a five-year change of -1.89 percentage points (FY2020 to FY2025).
- In earlier years, FCF Margin was 24.90% in FY2024 (-3.13 pp), 28.03% in FY2023 (-3.91 pp), 31.94% in FY2022 (-4.00 pp) and 35.94% in FY2021 (+4.32 pp).
- Quarterly FCF Margin has moved between 9.03% (Q3 2025) and 50.30% (Q4 2025) over five years.
- Compared with a year earlier, FCF Margin was higher in five of the last eight quarters, with an average year-over-year change of +2.66 percentage points.
- The best year-over-year quarter for FCF Margin over five years was Q4 2025 (a gain of 14.64 percentage points); the worst was Q4 2021 (a drop of 39.29 percentage points).
- Per Business Quant data, ISBA's FCF Margin in the three quarters before Q2 2026 was 15.26% (Q1 2026), 50.30% (Q4 2025) and 9.03% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 189.34% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Isabella Bank | 311.50 Mn | 55.04 Mn | - | 20.29% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 20.29% |
| Jun 30, 2026 | 32.48% |
| Mar 31, 2026 | 15.26% |
| Dec 31, 2025 | 55.84% |
| Sep 30, 2025 | 3.29% |
| Jun 30, 2025 | 38.16% |
| Mar 31, 2025 | 20.28% |
| Dec 31, 2024 | 35.66% |
| Sep 30, 2024 | 17.71% |
| Jun 30, 2024 | 29.81% |
| Mar 31, 2024 | 15.67% |
| Dec 31, 2023 | 24.70% |
| Sep 30, 2023 | 15.64% |
| Jun 30, 2023 | 37.07% |
| Mar 31, 2023 | 34.01% |
| Dec 31, 2022 | 28.30% |
| Sep 30, 2022 | 22.03% |
| Jun 30, 2022 | 47.44% |
| Mar 31, 2022 | 30.35% |
| Dec 31, 2021 | 23.04% |
API Access
Isabella Bank FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "ISBA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=ISBA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();