Independent Bank Corp (INDB) Times Interest Earned (2010 - 2026)
Independent Bank's Times Interest Earned came in at 2.36 for Q2 2026, up 22.4% from 1.93 a year earlier and up 1.0% from the prior quarter.
Independent Bank Corp (INDB) Times Interest Earned (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Independent Bank reported Times Interest Earned of 2.05, up 10.9% year-over-year; for FY2025, it came in at 1.84, down 0.7% from FY2024.
- Times Interest Earned has declined in each of the last three years.
- Going back by year, Times Interest Earned was 1.85 in FY2024 (-30.6%), 2.67 in FY2023 (-79.1%), 12.75 in FY2022 (+2.7%) and 12.42 in FY2021 (+127.9%).
- The Q2 2026 figure represents the highest quarterly Times Interest Earned since Q3 2023.
- Year-over-year, Times Interest Earned has increased for three consecutive quarters, with growth averaging 0.4% over the last eight quarters.
- The fastest year-over-year change in Times Interest Earned over five years came in Q4 2022 (growth of 999.2%), and the weakest in Q4 2021 (a decline of 92.9%).
- Business Quant data shows INDB's Times Interest Earned at 2.34 (Q1 2026), 2.11 (Q4 2025) and 1.49 (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.36 |
| Mar 31, 2026 | 2.34 |
| Dec 31, 2025 | 2.11 |
| Sep 30, 2025 | 1.49 |
| Jun 30, 2025 | 1.93 |
| Mar 31, 2025 | 1.86 |
| Dec 31, 2024 | 1.88 |
| Sep 30, 2024 | 1.74 |
| Jun 30, 2024 | 1.90 |
| Mar 31, 2024 | 1.89 |
| Dec 31, 2023 | 2.14 |
| Sep 30, 2023 | 2.51 |
| Jun 30, 2023 | 2.79 |
| Mar 31, 2023 | 3.91 |
| Dec 31, 2022 | 7.36 |
| Sep 30, 2022 | 13.90 |
| Jun 30, 2022 | 26.20 |
| Mar 31, 2022 | 23.03 |
| Dec 31, 2021 | 0.67 |
| Sep 30, 2021 | 19.51 |
Independent Bank Corp Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=INDB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "INDB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=INDB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();