Independent Bank (INDB) FCF Margin (2010 - 2026)

Independent Bank's FCF Margin history runs 17 years deep, the most recent figure standing at 48.24% for Q1 2026.

• On a quarterly basis, FCF Margin rose 4039.0% year-over-year to 48.24% in Q1 2026; TTM through Mar 2026 was 29.87%, a 212.0% increase from a year earlier, with the FY2025 full-year figure at 30.88%, down 281.0% from the prior year.
• FCF Margin rose to 48.24% in Q1 2026 per INDB's latest filing, from 14.55% in the prior quarter.
• Across five years, FCF Margin topped out at 119.35% in Q3 2023 and bottomed at 7.85% in Q1 2025.
• The 5-year median for FCF Margin is 48.19% (2023), against an average of 45.16%.
• Across the five-year window, FCF Margin jumped 4523 bps in 2023 and plunged 7973 bps in 2024, its largest moves.
• Year by year, FCF Margin stood at 54.9% in 2022, then sank by 62 bps to 21.02% in 2023, then declined by 21 bps to 16.62% in 2024, then fell by 12 bps to 14.55% in 2025, then jumped by 232 bps to 48.24% in 2026.
• Per Business Quant, the three latest INDB FCF Margin figures stand at 48.24% (Q1 2026), 14.55% (Q4 2025), and 22.17% (Q3 2025).