Independent Bank (INDB) FCF Margin (2010 - 2026)
Independent Bank (INDB) posted FCF Margin of 26.44% for Q2 2026, down 40.14% on a QoQ basis from 44.16% in Q1 2026, and down 2994.0% year-over-year from 0.91% in Q2 2025.
Analysis
Independent Bank (INDB) FCF Margin (2010 - 2026) Analysis & Trends
Independent Bank has reported FCF Margin for 17 years, with the latest figure at 26.44% in Q2 2026.
- On a quarterly basis, FCF Margin fell 2994.0% year-over-year to 26.44% in Q2 2026; TTM through Jun 2026 was 30.27%, a 11.0% increase from a year earlier, with the FY2025 full-year figure at 27.87%, down 250.0% from the prior year.
- FCF Margin was 26.44% for Q2 2026 at Independent Bank, down from 44.16% in the prior quarter.
- The five-year high for FCF Margin was 68.95% in Q3 2022, with the low at 6.35% in Q1 2025.
- Average FCF Margin over 5 years is 36.94%, with a median of 36.55% recorded in 2024.
- The sharpest annual moves came in 2022 and 2026: FCF Margin jumped 4330 bps in 2022, then slumped 2994 bps in 2026.
- Over 5 years, FCF Margin stood at 55.46% in 2022, then tumbled by 52 bps to 26.64% in 2023, then decreased by 23 bps to 20.64% in 2024, then surged by 44 bps to 29.74% in 2025, then retreated by 11 bps to 26.44% in 2026.
- The last three FCF Margin figures came in at 26.44% (Q2 2026), 44.16% (Q1 2026), and 29.74% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 18.14% |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | - |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 49.25% |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 34.72% |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 29.43% |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 16.10% |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 11.91% |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | 1,155.41% |
| 10 | Independent Bank | 4.00 Bn | 3.91 Bn | - | 26.44% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 26.44% |
| Mar 31, 2026 | 44.16% |
| Dec 31, 2025 | 29.74% |
| Sep 30, 2025 | 20.38% |
| Jun 30, 2025 | 56.38% |
| Mar 31, 2025 | 6.35% |
| Dec 31, 2024 | 20.64% |
| Sep 30, 2024 | 36.74% |
| Jun 30, 2024 | 36.37% |
| Mar 31, 2024 | 27.89% |
| Dec 31, 2023 | 26.64% |
| Sep 30, 2023 | 42.72% |
| Jun 30, 2023 | 48.19% |
| Mar 31, 2023 | 25.23% |
| Dec 31, 2022 | 55.46% |
| Sep 30, 2022 | 68.95% |
| Jun 30, 2022 | 51.57% |
| Mar 31, 2022 | 41.05% |
| Dec 31, 2021 | 16.04% |
| Sep 30, 2021 | 25.65% |