KPIs & Operating Metrics(New)

Independent Bank (INDB) FCF Margin (2010 - 2026)

Independent Bank's quarterly FCF Margin came in at 44.16% in Q1 2026, up 3781.0% year-on-year from 1.14% in Q1 2025, and up 48.48% quarter-over-quarter from 29.74% in Q4 2025.

Independent Bank has reported FCF Margin for 17 years, with the latest figure at 44.16% in Q1 2026.

  • For the quarter ending Q1 2026, FCF Margin rose 3781.0% year-over-year to 44.16%; the trailing twelve-month figure through Mar 2026 stood at 36.4% (up 1154.0% YoY), and the FY2025 full-year result was 27.87%, down 250.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 44.16%, up from 29.74% in the prior quarter.
  • The five-year high for FCF Margin was 68.95% in Q3 2022, with the low at 6.35% in Q1 2025.
  • Average FCF Margin over 5 years is 37.56%, with a median of 36.74% recorded in 2024.
  • Year-over-year, FCF Margin surged 4330 bps in 2022 and sank 2882 bps in 2023.
  • Tracing INDB's FCF Margin over 5 years: stood at 55.46% in 2022, then tumbled by 52 bps to 26.64% in 2023, then decreased by 23 bps to 20.64% in 2024, then surged by 44 bps to 29.74% in 2025, then surged by 48 bps to 44.16% in 2026.
  • The last three FCF Margin figures came in at 44.16% (Q1 2026), 29.74% (Q4 2025), and 20.38% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 339.84%
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 35.69%
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 31.27%
10 Independent Bank 3.86 Bn 3.77 Bn - 44.16%

Historic Data

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DateValue
Mar 31, 2026 44.16%
Dec 31, 2025 29.74%
Sep 30, 2025 20.38%
Jun 30, 2025 56.38%
Mar 31, 2025 6.35%
Dec 31, 2024 20.64%
Sep 30, 2024 36.74%
Jun 30, 2024 36.37%
Mar 31, 2024 27.89%
Dec 31, 2023 26.64%
Sep 30, 2023 42.72%
Jun 30, 2023 48.19%
Mar 31, 2023 25.23%
Dec 31, 2022 55.46%
Sep 30, 2022 68.95%
Jun 30, 2022 51.57%
Mar 31, 2022 41.05%
Dec 31, 2021 16.04%
Sep 30, 2021 25.65%
Jun 30, 2021 38.74%
Mar 31, 2021 53.74%
Dec 31, 2020 41.64%
Sep 30, 2020 17.54%
Jun 30, 2020 -5.36%
Mar 31, 2020 -10.06%
Dec 31, 2019 55.86%
Sep 30, 2019 107.98%
Jun 30, 2019 -38.82%
Mar 31, 2019 29.27%
Dec 31, 2018 33.78%
Sep 30, 2018 33.90%
Jun 30, 2018 32.46%
Mar 31, 2018 35.18%
Dec 31, 2017 40.16%
Sep 30, 2017 39.57%
Jun 30, 2017 3.58%
Mar 31, 2017 40.42%
Dec 31, 2016 73.21%
Sep 30, 2016 30.36%
Jun 30, 2016 11.10%
Mar 31, 2016 1.93%
Dec 31, 2015 31.89%
Sep 30, 2015 29.47%
Jun 30, 2015 37.01%
Mar 31, 2015 8.77%
Dec 31, 2014 31.42%
Sep 30, 2014 53.85%
Jun 30, 2014 26.45%
Mar 31, 2014 18.82%
Dec 31, 2013 36.92%
Sep 30, 2013 73.49%
Jun 30, 2013 69.99%
Mar 31, 2013 41.07%
Dec 31, 2012 27.40%
Sep 30, 2012 -2.83%
Jun 30, 2012 34.41%
Mar 31, 2012 11.48%
Dec 31, 2011 32.75%
Sep 30, 2011 -11.28%
Jun 30, 2011 -3.25%
Mar 31, 2011 69.64%
Dec 31, 2010 6.02%
Sep 30, 2010 45.43%