Independent Bank INDB
NASDAQ INDB
$82.31 -0.23 (-0.28%)
As of: Sep 9, 2026 · 3:59 PM EDT

Independent Bank (INDB) FCF Margin (2010 - 2026)

Independent Bank (INDB) posted FCF Margin of 26.44% for Q2 2026, down 40.14% on a QoQ basis from 44.16% in Q1 2026, and down 2994.0% year-over-year from 0.91% in Q2 2025.

Analysis

Independent Bank (INDB) FCF Margin (2010 - 2026) Analysis & Trends

Independent Bank has reported FCF Margin for 17 years, with the latest figure at 26.44% in Q2 2026.

  • On a quarterly basis, FCF Margin fell 2994.0% year-over-year to 26.44% in Q2 2026; TTM through Jun 2026 was 30.27%, a 11.0% increase from a year earlier, with the FY2025 full-year figure at 27.87%, down 250.0% from the prior year.
  • FCF Margin was 26.44% for Q2 2026 at Independent Bank, down from 44.16% in the prior quarter.
  • The five-year high for FCF Margin was 68.95% in Q3 2022, with the low at 6.35% in Q1 2025.
  • Average FCF Margin over 5 years is 36.94%, with a median of 36.55% recorded in 2024.
  • The sharpest annual moves came in 2022 and 2026: FCF Margin jumped 4330 bps in 2022, then slumped 2994 bps in 2026.
  • Over 5 years, FCF Margin stood at 55.46% in 2022, then tumbled by 52 bps to 26.64% in 2023, then decreased by 23 bps to 20.64% in 2024, then surged by 44 bps to 29.74% in 2025, then retreated by 11 bps to 26.44% in 2026.
  • The last three FCF Margin figures came in at 26.44% (Q2 2026), 44.16% (Q1 2026), and 29.74% (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Banco Santander Chile 448.38 Bn 568.32 Bn - -
2 Truist Financial 63.10 Bn 63.10 Bn - 18.14%
3 Fifth Third Bancorp 49.74 Bn 26.02 Bn - -
4 M&T Bank 34.66 Bn 34.66 Bn - 49.25%
5 Huntington Bancshares 34.41 Bn 29.92 Bn - 34.72%
6 Citizens Financial 29.91 Bn 29.91 Bn - 29.43%
7 Regions Financial 25.92 Bn 25.99 Bn - 16.10%
8 Keycorp 23.68 Bn -24.02 Bn - 11.91%
9 First Citizens Bancshares 22.94 Bn 22.41 Bn 29.00 Mn 1,155.41%
10 Independent Bank 4.00 Bn 3.91 Bn - 26.44%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 26.44%
Mar 31, 2026 44.16%
Dec 31, 2025 29.74%
Sep 30, 2025 20.38%
Jun 30, 2025 56.38%
Mar 31, 2025 6.35%
Dec 31, 2024 20.64%
Sep 30, 2024 36.74%
Jun 30, 2024 36.37%
Mar 31, 2024 27.89%
Dec 31, 2023 26.64%
Sep 30, 2023 42.72%
Jun 30, 2023 48.19%
Mar 31, 2023 25.23%
Dec 31, 2022 55.46%
Sep 30, 2022 68.95%
Jun 30, 2022 51.57%
Mar 31, 2022 41.05%
Dec 31, 2021 16.04%
Sep 30, 2021 25.65%