Independent Bank (INDB) FCF Margin (2010 - 2026)
Independent Bank (INDB) posted quarterly FCF Margin of 48.24% for Q1 2026, up 4039.0% year-over-year from 1.17% in Q1 2025, and up 41.14% quarter-over-quarter from 34.18% in Q4 2025.
Independent Bank (INDB) FCF Margin (2010 - 2026) Analysis & Trends
Independent Bank's FCF Margin history runs 17 years deep, the most recent figure standing at 48.24% for Q1 2026.
- In Q1 2026, FCF Margin rose 4039.0% year-over-year to 48.24%; the TTM figure through Mar 2026 stood at 40.51% (up 1969.0% YoY), while the FY2025 annual figure was 30.88%, down 281.0% from the prior year.
- FCF Margin for Q1 2026 stood at 48.24%, up from 34.18% in the prior quarter.
- The five-year high for FCF Margin was 119.35% in Q3 2023, with the low at 7.85% in Q1 2025.
- The 5-year median for FCF Margin is 48.19% (2023), against an average of 45.55%.
- The sharpest annual moves came in 2023 and 2024: FCF Margin jumped 4523 bps in 2023, then tumbled 7973 bps in 2024.
- Independent Bank's FCF Margin stood at 54.6% in 2022, then slumped by 70 bps to 16.4% in 2023, then sank by 48 bps to 8.52% in 2024, then surged by 301 bps to 34.18% in 2025, then jumped by 41 bps to 48.24% in 2026.
- Business Quant data shows INDB's FCF Margin at 48.24% in Q1 2026, 34.18% in Q4 2025, and 22.17% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Independent Bank | 4.01 Bn | 3.93 Bn | - | 26.44% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 26.44% |
| Mar 31, 2026 | 48.24% |
| Dec 31, 2025 | 34.18% |
| Sep 30, 2025 | 22.17% |
| Jun 30, 2025 | 63.60% |
| Mar 31, 2025 | 7.85% |
| Dec 31, 2024 | 8.52% |
| Sep 30, 2024 | 39.62% |
| Jun 30, 2024 | 61.20% |
| Mar 31, 2024 | 49.60% |
| Dec 31, 2023 | 16.40% |
| Sep 30, 2023 | 119.35% |
| Jun 30, 2023 | 48.19% |
| Mar 31, 2023 | 25.23% |
| Dec 31, 2022 | 54.60% |
| Sep 30, 2022 | 74.12% |
| Jun 30, 2022 | 55.31% |
| Mar 31, 2022 | 46.11% |
| Dec 31, 2021 | 28.04% |
| Sep 30, 2021 | 29.64% |