Independent Bank (INDB) FCF Margin (2010 - 2026)
Independent Bank (INDB) recorded quarterly FCF Margin of 44.16% in Q1 2026, up 48.48% quarter-over-quarter from 29.74% in Q4 2025, and up 3781.0% on a YoY basis from 1.14% in Q1 2025.
Independent Bank (INDB) FCF Margin (2010 - 2026) Analysis & Trends
Independent Bank's FCF Margin history runs 17 years deep, the most recent figure standing at 44.16% for Q1 2026.
- In Q1 2026, FCF Margin rose 3781.0% year-over-year to 44.16%; the TTM figure through Mar 2026 stood at 36.4% (up 1154.0% YoY), while the FY2025 annual figure was 27.87%, down 250.0% from the prior year.
- FCF Margin was 44.16% for Q1 2026 at Independent Bank, up from 29.74% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 68.95% in Q3 2022 to a low of 6.35% in Q1 2025.
- Historically, FCF Margin has averaged 37.56% across 5 years, with a median of 36.74% in 2024.
- The sharpest annual moves came in 2022 and 2023: FCF Margin soared 4330 bps in 2022, then sank 2882 bps in 2023.
- A 5-year view of FCF Margin shows it stood at 55.46% in 2022, then plunged by 52 bps to 26.64% in 2023, then retreated by 23 bps to 20.64% in 2024, then jumped by 44 bps to 29.74% in 2025, then jumped by 48 bps to 44.16% in 2026.
- The last three FCF Margin figures came in at 44.16% (Q1 2026), 29.74% (Q4 2025), and 20.38% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Independent Bank | 4.07 Bn | 3.99 Bn | - | 44.16% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 44.16% |
| Dec 31, 2025 | 29.74% |
| Sep 30, 2025 | 20.38% |
| Jun 30, 2025 | 56.38% |
| Mar 31, 2025 | 6.35% |
| Dec 31, 2024 | 20.64% |
| Sep 30, 2024 | 36.74% |
| Jun 30, 2024 | 36.37% |
| Mar 31, 2024 | 27.89% |
| Dec 31, 2023 | 26.64% |
| Sep 30, 2023 | 42.72% |
| Jun 30, 2023 | 48.19% |
| Mar 31, 2023 | 25.23% |
| Dec 31, 2022 | 55.46% |
| Sep 30, 2022 | 68.95% |
| Jun 30, 2022 | 51.57% |
| Mar 31, 2022 | 41.05% |
| Dec 31, 2021 | 16.04% |
| Sep 30, 2021 | 25.65% |
| Jun 30, 2021 | 38.74% |