Independent Bank (INDB) Debt Ratio (2010 - 2026)

Independent Bank's Debt Ratio history runs 17 years deep, the most recent figure standing at 0.01 for Q1 2026.

• In Q1 2026, Debt Ratio fell 52.43% year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.01 (down 52.43% YoY), while the FY2025 annual figure was 0.0, down 38.2% from the prior year.
• Debt Ratio was 0.01 for Q1 2026 at Independent Bank, up from 0.0 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.05 in Q1 2024 to a low of 0.0 in Q4 2025.
• Historically, Debt Ratio has averaged 0.01 across 5 years, with a median of 0.0 in 2023.
• The sharpest annual moves came in 2024 and 2026: Debt Ratio surged 1840.34% in 2024, then slumped 52.43% in 2026.
• A 5-year view of Debt Ratio shows it stood at 0.0 in 2022, then decreased by 0.27% to 0.0 in 2023, then retreated by 0.13% to 0.0 in 2024, then slumped by 38.2% to 0.0 in 2025, then surged by 497.04% to 0.01 in 2026.
• The last three Debt Ratio figures came in at 0.01 (Q1 2026), 0.0 (Q4 2025), and 0.01 (Q3 2025), per Business Quant data.