Intercorp Financial Services (IFS) Interest Coverage Ratio (2018 - 2026)
Intercorp Financial Services (IFS) posted quarterly Interest Coverage Ratio of 1.43 for Q1 2026, down 45.5% year-over-year from 2.62 in Q1 2025, and down 1691.2% quarter-over-quarter from 0.09 in Q4 2025.
Intercorp Financial Services (IFS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Intercorp Financial Services (IFS) has reported Interest Coverage Ratio for 9 consecutive years, with 1.43 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 45.5% year-over-year to 1.43; the TTM figure through Mar 2026 stood at 0.2 (down 47.62% YoY), while the FY2025 annual figure was 0.27, up 59.22% from the prior year.
- Interest Coverage Ratio slipped to 1.43 in Q1 2026 per IFS's latest filing, from 0.09 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 0.09 in Q4 2022 and bottomed at 1.66 in Q1 2022.
- Historically, Interest Coverage Ratio has averaged 0.65 across 5 years, with a median of 0.63 in 2023.
- Annual changes were most pronounced in 2024 — Interest Coverage Ratio surged 103.9% — and 2025, when it slumped 248.4%.
- Intercorp Financial Services' Interest Coverage Ratio stood at 0.09 in 2022, then tumbled by 51.31% to 0.04 in 2023, then soared by 103.9% to 0.09 in 2024, then slipped by 0.38% to 0.09 in 2025, then plunged by 1691.2% to 1.43 in 2026.
- Business Quant data shows IFS's Interest Coverage Ratio at 1.43 in Q1 2026, 0.09 in Q4 2025, and 0.98 in Q1 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Intercorp Financial Services | 6.06 Bn | -104.85 Bn | - | -0.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.43 |
| Dec 31, 2025 | 0.09 |
| Mar 31, 2025 | -0.98 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | -0.75 |
| Jun 30, 2024 | -0.58 |
| Mar 31, 2024 | -0.28 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | -0.39 |
| Jun 30, 2023 | -0.63 |
| Mar 31, 2023 | -0.63 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | -1.64 |
| Jun 30, 2022 | -1.10 |
| Mar 31, 2022 | -1.66 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | -2.52 |
| Jun 30, 2021 | -2.36 |
| Mar 31, 2021 | -2.59 |
| Dec 31, 2020 | 0.11 |