Intercorp Financial Services (IFS) Interest Coverage Ratio (2018 - 2026)

Intercorp Financial Services (IFS) reported Interest Coverage Ratio of 1.43 for Q1 2026, down 45.5% year-over-year from 2.62 in Q1 2025, and down 26.55% quarter-over-quarter from 1.13 in Q4 2025.

Intercorp Financial Services (IFS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends

Intercorp Financial Services (IFS) has 9 years of Interest Coverage Ratio data on file, last reported at 1.43 in Q1 2026.

  • Interest Coverage Ratio for Q1 2026 came in at 1.43, down 45.5% year-over-year; the trailing twelve-month figure through Mar 2026 was 1.16 (down 36.53% YoY), and the FY2025 annual result was 0.27, up 59.22% from the prior year.
  • Interest Coverage Ratio declined to 1.43 in Q1 2026 per IFS's latest filing, from 1.13 in the prior quarter.
  • Over five years, Interest Coverage Ratio peaked at 0.09 in Q4 2022 and troughed at 1.66 in Q1 2022.
  • A 5-year average of 0.82 and a median of 0.75 in 2024 frame the typical range for Interest Coverage Ratio.
  • The sharpest annual moves came in 2022 and 2024: Interest Coverage Ratio jumped 119.86% in 2022, then tumbled 834.59% in 2024.
  • A 5-year view of Interest Coverage Ratio shows it stood at 0.09 in 2022, then slumped by 230.7% to 0.12 in 2023, then plunged by 834.59% to 1.1 in 2024, then slipped by 2.58% to 1.13 in 2025, then dropped by 26.55% to 1.43 in 2026.
  • Business Quant data shows IFS's Interest Coverage Ratio at 1.43 in Q1 2026, 1.13 in Q4 2025, and 0.98 in Q1 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,269.32 Bn 97,269.32 Bn - -1.52
2 Bank Bradesco 6,591.89 Bn 6,575.95 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 209.71 Bn 209.56 Bn - 2.53
5 Itau Unibanco Holding 198.08 Bn 198.08 Bn - -
6 Landmark Bancorp 177.39 Bn 177.36 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 135.71 Bn 103.28 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Intercorp Financial Services 30.51 Bn 30.51 Bn - -1.43

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.43
Dec 31, 2025 -1.13
Mar 31, 2025 -0.98
Dec 31, 2024 -1.10
Sep 30, 2024 -0.75
Jun 30, 2024 -0.58
Mar 31, 2024 -0.28
Dec 31, 2023 -0.12
Sep 30, 2023 -0.39
Jun 30, 2023 -0.63
Mar 31, 2023 -0.63
Dec 31, 2022 0.09
Sep 30, 2022 -1.64
Jun 30, 2022 -1.10
Mar 31, 2022 -1.66
Dec 31, 2021 -0.45
Sep 30, 2021 -2.49
Jun 30, 2021 -2.48
Mar 31, 2021 -2.59
Dec 31, 2020 -0.38