Intercorp Financial Services (IFS) Interest Coverage Ratio (2018 - 2026)
Intercorp Financial Services' (IFS) quarterly Interest Coverage Ratio came in at 1.43 in Q1 2026, down 45.5% year-on-year from 2.62 in Q1 2025, and down 45.5% on a QoQ basis from 0.98 in Q1 2025.
Intercorp Financial Services (IFS) Interest Coverage Ratio (2018 - 2026) Analysis & Trends
Intercorp Financial Services (IFS) has 9 years of Interest Coverage Ratio data on file, last reported at 1.43 in Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 45.5% year-over-year to 1.43 in Q1 2026; TTM through Mar 2026 was 0.19, a 50.65% decrease from a year earlier, with the FY2024 full-year figure at 0.66, down 27.77% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.43, down from 0.98 in the prior quarter.
- Over the last five years, Interest Coverage Ratio for IFS reached as high as 0.09 in Q4 2022 and fell as low as 1.66 in Q1 2022.
- Historically, Interest Coverage Ratio has averaged 0.66 across 5 years, with a median of 0.6 in 2024.
- On a YoY basis, Interest Coverage Ratio climbed as much as 103.91% in 2024 and fell as far as 434.95% in 2024.
- Year by year, Interest Coverage Ratio stood at 0.09 in 2022, then tumbled by 51.31% to 0.04 in 2023, then jumped by 103.91% to 0.09 in 2024, then sank by 1189.41% to 0.98 in 2025, then tumbled by 45.5% to 1.43 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 1.43 in Q1 2026, 0.98 in Q1 2025, and 0.09 in Q4 2024.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | Intercorp Financial Services | 6.66 Bn | 6.66 Bn | - | -1.43 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.43 |
| Mar 31, 2025 | -0.98 |
| Dec 31, 2024 | 0.09 |
| Sep 30, 2024 | -0.75 |
| Jun 30, 2024 | -0.58 |
| Mar 31, 2024 | -0.28 |
| Dec 31, 2023 | 0.04 |
| Sep 30, 2023 | -0.14 |
| Jun 30, 2023 | -0.33 |
| Mar 31, 2023 | -0.63 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | -1.64 |
| Jun 30, 2022 | -1.10 |
| Mar 31, 2022 | -1.66 |
| Dec 31, 2021 | 0.11 |
| Sep 30, 2021 | -2.52 |
| Jun 30, 2021 | -2.36 |
| Mar 31, 2021 | -2.59 |
| Dec 31, 2020 | 0.11 |
| Sep 30, 2020 | -1.34 |