Intercorp Financial Services (IFS) FCF Payout Ratio (2022 - 2025)
Intercorp Financial Services (IFS) reported FCF Payout Ratio of 6.75 for Q4 2025, down 3.09% year-over-year from 6.96 in Q4 2024, and down 3.09% on a QoQ basis from 6.96 in Q4 2024.
Intercorp Financial Services (IFS) has 4 years of FCF Payout Ratio data on file, last reported at 6.75 in Q4 2025.
- Quarterly FCF Payout Ratio fell 3.09% year-over-year to 6.75 in Q4 2025, while the trailing twelve-month figure through Dec 2025 was 0.01 (down 80.42% YoY) and the FY2025 annual result came in at 0.22, up 54.36% from the prior year.
- FCF Payout Ratio retreated to 6.75 in Q4 2025 per IFS's latest filing, from 6.96 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 21.74 in Q4 2022 and bottomed at 10.88 in Q2 2024.
- The 4-year median for FCF Payout Ratio is 0.76 (2023), against an average of 1.76.
- Peak annual rise in FCF Payout Ratio reached 581.86% in 2024, while the deepest fall reached 1713.27% in 2024.
- Tracing IFS's FCF Payout Ratio over 4 years: stood at 21.74 in 2022, then slumped by 106.64% to 1.44 in 2023, then surged by 581.86% to 6.96 in 2024, then dropped by 3.09% to 6.75 in 2025.
- Per Business Quant, the three latest IFS FCF Payout Ratio figures stand at 6.75 (Q4 2025), 6.96 (Q4 2024), and 10.55 (Q3 2024).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,286.07 Bn | 90,286.07 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 429.86 Bn | 429.86 Bn | - | - |
| 4 | First Capital | 203.63 Bn | 203.48 Bn | - | 0.18 |
| 5 | NatWest | 174.33 Bn | 174.33 Bn | - | - |
| 6 | Landmark Bancorp | 172.64 Bn | 172.61 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 146.07 Bn | 138.20 Bn | - | - |
| 9 | Pnc Financial Services | 87.63 Bn | 87.68 Bn | - | 0.36 |
| 10 | Intercorp Financial Services | 5.60 Bn | 5.61 Bn | - | 6.75 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 6.75 |
| Dec 31, 2024 | 6.96 |
| Sep 30, 2024 | -10.55 |
| Jun 30, 2024 | -10.88 |
| Dec 31, 2023 | -1.44 |
| Sep 30, 2023 | -0.58 |
| Jun 30, 2023 | 2.11 |
| Dec 31, 2022 | 21.74 |