Lloyds Banking (LLDTF) FCF Payout Ratio (2009 - 2025)
Lloyds Banking (LLDTF) posted quarterly FCF Payout Ratio of 0.65 for Q4 2025, up 38.79% year-over-year from 0.47 in Q4 2024, and up 38.79% quarter-over-quarter from 1.07 in Q4 2024.
Lloyds Banking (LLDTF) FCF Payout Ratio (2009 - 2025) Analysis & Trends
Lloyds Banking (LLDTF) has reported FCF Payout Ratio for 17 consecutive years, with 0.65 the latest figure, recorded in Q4 2025.
- In Q4 2025, FCF Payout Ratio rose 38.79% year-over-year to 0.65; the TTM figure through Dec 2025 stood at 2.87 (up 49.12% YoY), while the FY2025 annual figure was 3.26, up 1591.83% from the prior year.
- FCF Payout Ratio advanced to 0.65 in Q4 2025 per LLDTF's latest filing, from 1.07 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.1 in Q4 2023 and bottomed at 1.07 in Q4 2024.
- Historically, FCF Payout Ratio has averaged 0.4 across 5 years, with a median of 0.28 in 2021.
- Annual changes were most pronounced in 2021 — FCF Payout Ratio tumbled 1196.96% — and 2023, when it soared 193.72%.
- Lloyds Banking's FCF Payout Ratio stood at 0.28 in 2021, then soared by 61.93% to 0.11 in 2022, then surged by 193.72% to 0.1 in 2023, then tumbled by 1167.53% to 1.07 in 2024, then jumped by 38.79% to 0.65 in 2025.
- Business Quant data shows LLDTF's FCF Payout Ratio at 0.65 in Q4 2025, 1.07 in Q4 2024, and 0.1 in Q4 2023.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | - |
| 10 | Itau Unibanco Holding | 40.31 Bn | 42.00 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | -0.65 |
| Dec 31, 2024 | -1.07 |
| Dec 31, 2023 | 0.10 |
| Dec 31, 2022 | -0.11 |
| Dec 31, 2021 | -0.28 |
| Dec 31, 2020 | -0.02 |
| Dec 31, 2019 | -0.77 |
| Dec 31, 2018 | 0.19 |
| Jun 30, 2018 | 1.69 |
| Dec 31, 2017 | -0.22 |
| Dec 31, 2016 | 0.03 |
| Dec 31, 2015 | 0.70 |
| Dec 31, 2014 | 0.00 |
| Dec 31, 2013 | -5.32 |
| Dec 31, 2012 | 0.00 |
| Dec 31, 2011 | 0.00 |
| Dec 31, 2010 | 0.00 |
| Dec 31, 2009 | 0.00 |