International Bancshares (IBOC) Times Interest Earned (2009 - 2025)
International Bancshares' (IBOC) quarterly Times Interest Earned came in at $3.76 in Q4 2025, up 16.33% year-on-year from $3.23 in Q4 2024, and up 172.32% quarter-over-quarter from $1.38 in Q3 2025.
International Bancshares (IBOC) Times Interest Earned (2009 - 2025) Analysis & Trends
International Bancshares' Times Interest Earned history runs 17 years deep, the most recent figure standing at $3.76 for Q4 2025.
- On a quarterly basis, Times Interest Earned rose 16.33% year-over-year to $3.76 in Q4 2025; TTM through Dec 2025 was $9.68, a 33.75% decrease from a year earlier, with the FY2025 full-year figure at $2.54, up 25.13% from the prior year.
- Times Interest Earned grew to $3.76 in Q4 2025 per IBOC's latest filing, from $1.38 in the prior quarter.
- Across five years, Times Interest Earned topped out at $15.64 in Q2 2021 and bottomed at $1.19 in Q3 2022.
- The 5-year median for Times Interest Earned is $1.34 (2025), against an average of $4.21.
- Across the five-year window, Times Interest Earned jumped 145.79% in 2021 and slumped 89.96% in 2023, its largest moves.
- Year by year, Times Interest Earned stood at $9.1 in 2021, then advanced by 0.61% to $9.15 in 2022, then sank by 63.86% to $3.31 in 2023, then retreated by 2.38% to $3.23 in 2024, then increased by 16.33% to $3.76 in 2025.
- Per Business Quant, the three latest IBOC Times Interest Earned figures stand at $3.76 (Q4 2025), $1.38 (Q3 2025), and $1.3 (Q2 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | International Bancshares | 4.71 Bn | 4.71 Bn | - | 3.76 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.76 |
| Sep 30, 2025 | 1.38 |
| Jun 30, 2025 | 1.30 |
| Mar 31, 2025 | 1.27 |
| Dec 31, 2024 | 3.23 |
| Sep 30, 2024 | 1.30 |
| Jun 30, 2024 | 1.23 |
| Mar 31, 2024 | 1.23 |
| Dec 31, 2023 | 3.31 |
| Sep 30, 2023 | 1.19 |
| Jun 30, 2023 | 1.21 |
| Mar 31, 2023 | 1.24 |
| Dec 31, 2022 | 9.15 |
| Sep 30, 2022 | 1.19 |
| Jun 30, 2022 | 12.02 |
| Mar 31, 2022 | 1.26 |
| Dec 31, 2021 | 9.10 |
| Sep 30, 2021 | 7.15 |
| Jun 30, 2021 | 15.64 |
| Mar 31, 2021 | 7.01 |