International Bancshares (IBOC) Times Interest Earned (2009 - 2025)

International Bancshares' Times Interest Earned history runs 17 years deep, the most recent figure standing at $3.61 for Q4 2025.

• In Q4 2025, Times Interest Earned rose 4.73% year-over-year to $3.61; the TTM figure through Dec 2025 stood at $3.43 (changed 0.07% YoY), while the FY2025 annual figure was $0.51, changed 0.09% from the prior year.
• Times Interest Earned was $3.61 for Q4 2025 at International Bancshares, up from $3.5 in the prior quarter.
• In the past five years, Times Interest Earned ranged from a high of $18.71 in Q2 2021 to a low of $3.27 in Q1 2025.
• Historically, Times Interest Earned has averaged $7.25 across 5 years, with a median of $4.8 in 2023.
• The sharpest annual moves came in 2021 and 2023: Times Interest Earned soared 193.9% in 2021, then sank 61.23% in 2023.
• A 5-year view of Times Interest Earned shows it stood at $11.76 in 2021, then fell by 16.1% to $9.87 in 2022, then tumbled by 59.41% to $4.0 in 2023, then decreased by 13.93% to $3.45 in 2024, then advanced by 4.73% to $3.61 in 2025.
• The last three Times Interest Earned figures came in at $3.61 (Q4 2025), $3.5 (Q3 2025), and $3.36 (Q2 2025), per Business Quant data.