Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
EBIT MarginEBITDA MarginEBT MarginFCF MarginFCF Payout RatioInterest Coverage RatioNet MarginReturn on SalesTimes Interest Earned

International Bancshares (IBOC) Times Interest Earned (2016 - 2025)

International Bancshares has reported Times Interest Earned over the past 10 years, most recently at $3.61 for Q4 2025.

  • Quarterly results put Times Interest Earned at $3.61 for Q4 2025, up 4.73% from a year ago — trailing twelve months through Dec 2025 was $3.43 (changed 0.07% YoY), and the annual figure for FY2025 was $0.51, changed 0.09%.
  • Times Interest Earned for Q4 2025 was $3.61 at International Bancshares, up from $3.5 in the prior quarter.
  • Over the last five years, Times Interest Earned for IBOC hit a ceiling of $18.71 in Q2 2021 and a floor of $3.27 in Q1 2025.
  • Median Times Interest Earned over the past 5 years was $4.8 (2023), compared with a mean of $7.25.
  • Biggest five-year swings in Times Interest Earned: surged 193.9% in 2021 and later plummeted 61.23% in 2023.
  • International Bancshares' Times Interest Earned stood at $11.76 in 2021, then dropped by 16.1% to $9.87 in 2022, then tumbled by 59.41% to $4.0 in 2023, then fell by 13.93% to $3.45 in 2024, then rose by 4.73% to $3.61 in 2025.
  • The last three reported values for Times Interest Earned were $3.61 (Q4 2025), $3.5 (Q3 2025), and $3.36 (Q2 2025) per Business Quant data.