International Bancshares (IBOC) Interest Coverage Ratio (2009 - 2026)
International Bancshares (IBOC) posted quarterly Interest Coverage Ratio of 3.76 for Q4 2025, up 16.33% year-over-year from 3.23 in Q4 2024, and up 172.32% quarter-over-quarter from 1.38 in Q3 2025.
International Bancshares (IBOC) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
International Bancshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 3.76 for Q4 2025.
- In Q4 2025, Interest Coverage Ratio rose 16.33% year-over-year to 3.76; the TTM figure through Dec 2025 stood at 10.56 (down 35.58% YoY), while the FY2025 annual figure was 2.54, up 25.13% from the prior year.
- Interest Coverage Ratio for Q4 2025 stood at 3.76, up from 1.38 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 15.64 in Q2 2021, with the low at 1.19 in Q3 2022.
- The 5-year median for Interest Coverage Ratio is 1.34 (2025), against an average of 4.51.
- The sharpest annual moves came in 2021 and 2023: Interest Coverage Ratio jumped 145.79% in 2021, then sank 89.96% in 2023.
- International Bancshares' Interest Coverage Ratio stood at 13.47 in 2021, then declined by 24.7% to 10.15 in 2022, then plunged by 60.53% to 4.0 in 2023, then slipped by 19.37% to 3.23 in 2024, then grew by 16.33% to 3.76 in 2025.
- Business Quant data shows IBOC's Interest Coverage Ratio at 3.76 in Q4 2025, 1.38 in Q3 2025, and 1.3 in Q2 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.94 Bn | 84.74 Bn | - | - |
| 2 | Pnc Financial Services | 97.79 Bn | 97.79 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.96 Bn | 95.96 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.15 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.53 Bn | 57.84 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.56 Bn | 61.56 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.60 Bn | 25.88 Bn | - | 1.90 |
| 10 | International Bancshares | 4.46 Bn | 4.46 Bn | - | 3.46 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.34 |
| Dec 31, 2025 | 3.76 |
| Sep 30, 2025 | 1.38 |
| Jun 30, 2025 | 1.30 |
| Mar 31, 2025 | 1.27 |
| Dec 31, 2024 | 3.23 |
| Sep 30, 2024 | 1.30 |
| Jun 30, 2024 | 1.23 |
| Mar 31, 2024 | 1.23 |
| Dec 31, 2023 | 4.00 |
| Sep 30, 2023 | 1.19 |
| Jun 30, 2023 | 1.21 |
| Mar 31, 2023 | 1.24 |
| Dec 31, 2022 | 10.15 |
| Sep 30, 2022 | 1.19 |
| Jun 30, 2022 | 12.02 |
| Mar 31, 2022 | 1.26 |
| Dec 31, 2021 | 13.47 |
| Sep 30, 2021 | 7.15 |
| Jun 30, 2021 | 15.64 |