International Bancshares (IBOC) Interest Coverage Ratio (2009 - 2025)
International Bancshares' (IBOC) quarterly Interest Coverage Ratio came in at 3.76 in Q4 2025, up 16.33% year-on-year from 3.23 in Q4 2024, and up 172.32% quarter-over-quarter from 1.38 in Q3 2025.
International Bancshares (IBOC) Interest Coverage Ratio (2009 - 2025) Analysis & Trends
International Bancshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 3.76 for Q4 2025.
- On a quarterly basis, Interest Coverage Ratio rose 16.33% year-over-year to 3.76 in Q4 2025; TTM through Dec 2025 was 9.68, a 33.75% decrease from a year earlier, with the FY2025 full-year figure at 2.54, up 25.13% from the prior year.
- Interest Coverage Ratio grew to 3.76 in Q4 2025 per IBOC's latest filing, from 1.38 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 15.64 in Q2 2021 and bottomed at 1.19 in Q3 2022.
- The 5-year median for Interest Coverage Ratio is 1.34 (2025), against an average of 4.21.
- Across the five-year window, Interest Coverage Ratio jumped 145.79% in 2021 and slumped 89.96% in 2023, its largest moves.
- Year by year, Interest Coverage Ratio stood at 9.1 in 2021, then advanced by 0.61% to 9.15 in 2022, then sank by 63.86% to 3.31 in 2023, then retreated by 2.38% to 3.23 in 2024, then increased by 16.33% to 3.76 in 2025.
- Per Business Quant, the three latest IBOC Interest Coverage Ratio figures stand at 3.76 (Q4 2025), 1.38 (Q3 2025), and 1.3 (Q2 2025).
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | International Bancshares | 4.79 Bn | 4.79 Bn | - | 3.76 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.76 |
| Sep 30, 2025 | 1.38 |
| Jun 30, 2025 | 1.30 |
| Mar 31, 2025 | 1.27 |
| Dec 31, 2024 | 3.23 |
| Sep 30, 2024 | 1.30 |
| Jun 30, 2024 | 1.23 |
| Mar 31, 2024 | 1.23 |
| Dec 31, 2023 | 3.31 |
| Sep 30, 2023 | 1.19 |
| Jun 30, 2023 | 1.21 |
| Mar 31, 2023 | 1.24 |
| Dec 31, 2022 | 9.15 |
| Sep 30, 2022 | 1.19 |
| Jun 30, 2022 | 12.02 |
| Mar 31, 2022 | 1.26 |
| Dec 31, 2021 | 9.10 |
| Sep 30, 2021 | 7.15 |
| Jun 30, 2021 | 15.64 |
| Mar 31, 2021 | 7.01 |