International Bancshares (IBOC) Interest Coverage Ratio (2009 - 2025)

International Bancshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 3.61 for Q4 2025.

• In Q4 2025, Interest Coverage Ratio rose 4.73% year-over-year to 3.61; the TTM figure through Dec 2025 stood at 3.43 (changed 0.07% YoY), while the FY2025 annual figure was 0.51, changed 0.09% from the prior year.
• Interest Coverage Ratio was 3.61 for Q4 2025 at International Bancshares, up from 3.5 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 18.71 in Q2 2021 to a low of 3.27 in Q1 2025.
• Historically, Interest Coverage Ratio has averaged 7.25 across 5 years, with a median of 4.8 in 2023.
• The sharpest annual moves came in 2021 and 2023: Interest Coverage Ratio soared 193.9% in 2021, then sank 61.23% in 2023.
• A 5-year view of Interest Coverage Ratio shows it stood at 11.76 in 2021, then fell by 16.1% to 9.87 in 2022, then tumbled by 59.41% to 4.0 in 2023, then decreased by 13.93% to 3.45 in 2024, then advanced by 4.73% to 3.61 in 2025.
• The last three Interest Coverage Ratio figures came in at 3.61 (Q4 2025), 3.5 (Q3 2025), and 3.36 (Q2 2025), per Business Quant data.