International Bancshares (IBOC) Interest Coverage Ratio (2009 - 2025)
International Bancshares' quarterly Interest Coverage Ratio came in at 3.61 in Q4 2025, up 4.73% year-on-year from 3.45 in Q4 2024, and up 3.07% quarter-over-quarter from 3.5 in Q3 2025.
International Bancshares has reported Interest Coverage Ratio for 17 years, with the latest figure at 3.61 in Q4 2025.
- For the quarter ending Q4 2025, Interest Coverage Ratio rose 4.73% year-over-year to 3.61; the trailing twelve-month figure through Dec 2025 stood at 3.43 (changed 0.07% YoY), and the FY2025 full-year result was 0.51, changed 0.09% from the prior year.
- Interest Coverage Ratio for Q4 2025 stood at 3.61, up from 3.5 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 18.71 in Q2 2021, with the low at 3.27 in Q1 2025.
- Average Interest Coverage Ratio over 5 years is 7.25, with a median of 4.8 recorded in 2023.
- Year-over-year, Interest Coverage Ratio surged 193.9% in 2021 and sank 61.23% in 2023.
- Tracing IBOC's Interest Coverage Ratio over 5 years: stood at 11.76 in 2021, then retreated by 16.1% to 9.87 in 2022, then slumped by 59.41% to 4.0 in 2023, then slipped by 13.93% to 3.45 in 2024, then climbed by 4.73% to 3.61 in 2025.
- The last three Interest Coverage Ratio figures came in at 3.61 (Q4 2025), 3.5 (Q3 2025), and 3.36 (Q2 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | International Bancshares | 4.52 Bn | 4.52 Bn | - | 3.61 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 3.61 |
| Sep 30, 2025 | 3.50 |
| Jun 30, 2025 | 3.36 |
| Mar 31, 2025 | 3.27 |
| Dec 31, 2024 | 3.45 |
| Sep 30, 2024 | 3.32 |
| Jun 30, 2024 | 3.43 |
| Mar 31, 2024 | 3.54 |
| Dec 31, 2023 | 4.00 |
| Sep 30, 2023 | 4.56 |
| Jun 30, 2023 | 5.04 |
| Mar 31, 2023 | 6.61 |
| Dec 31, 2022 | 9.87 |
| Sep 30, 2022 | 11.75 |
| Jun 30, 2022 | 12.02 |
| Mar 31, 2022 | 11.64 |
| Dec 31, 2021 | 11.76 |
| Sep 30, 2021 | 11.35 |
| Jun 30, 2021 | 18.71 |
| Mar 31, 2021 | 10.30 |
| Dec 31, 2020 | 9.39 |
| Sep 30, 2020 | 7.50 |
| Jun 30, 2020 | 6.36 |
| Mar 31, 2020 | 4.21 |
| Dec 31, 2019 | 5.67 |
| Sep 30, 2019 | 5.40 |
| Jun 30, 2019 | 5.24 |
| Mar 31, 2019 | 5.45 |
| Dec 31, 2018 | 6.14 |
| Sep 30, 2018 | 5.82 |
| Jun 30, 2018 | 6.21 |
| Mar 31, 2018 | 6.58 |
| Dec 31, 2017 | 6.48 |
| Sep 30, 2017 | 7.01 |
| Jun 30, 2017 | 7.12 |
| Mar 31, 2017 | 6.20 |
| Dec 31, 2016 | 6.12 |
| Sep 30, 2016 | 5.53 |
| Jun 30, 2016 | 5.03 |
| Mar 31, 2016 | 5.63 |
| Dec 31, 2015 | 5.79 |
| Sep 30, 2015 | 5.39 |
| Jun 30, 2015 | 5.63 |
| Mar 31, 2015 | 5.87 |
| Dec 31, 2014 | 6.15 |
| Sep 30, 2014 | 5.31 |
| Jun 30, 2014 | 5.89 |
| Mar 31, 2014 | 6.41 |
| Dec 31, 2013 | 5.21 |
| Sep 30, 2013 | 4.62 |
| Jun 30, 2013 | 4.01 |
| Mar 31, 2013 | 3.60 |
| Dec 31, 2012 | 3.36 |
| Sep 30, 2012 | 3.21 |
| Jun 30, 2012 | 2.81 |
| Mar 31, 2012 | 3.17 |
| Dec 31, 2011 | 3.12 |
| Sep 30, 2011 | 2.98 |
| Jun 30, 2011 | 3.02 |
| Mar 31, 2011 | 3.00 |
| Dec 31, 2010 | 3.01 |
| Sep 30, 2010 | 2.69 |
| Jun 30, 2010 | 2.75 |
| Mar 31, 2010 | 2.63 |
| Dec 31, 2009 | 2.92 |
| Sep 30, 2009 | 2.74 |
| Jun 30, 2009 | 2.38 |