Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
EBIT MarginEBITDA MarginEBT MarginFCF MarginFCF Payout RatioInterest Coverage RatioNet MarginReturn on SalesTimes Interest Earned

International Bancshares (IBOC) Interest Coverage Ratio (2016 - 2025)

International Bancshares has reported Interest Coverage Ratio over the past 10 years, most recently at 3.61 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 3.61 for Q4 2025, up 4.73% from a year ago — trailing twelve months through Dec 2025 was 3.43 (changed 0.07% YoY), and the annual figure for FY2025 was 0.51, changed 0.09%.
  • Interest Coverage Ratio for Q4 2025 was 3.61 at International Bancshares, up from 3.5 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for IBOC hit a ceiling of 18.71 in Q2 2021 and a floor of 3.27 in Q1 2025.
  • Median Interest Coverage Ratio over the past 5 years was 4.8 (2023), compared with a mean of 7.25.
  • Biggest five-year swings in Interest Coverage Ratio: surged 193.9% in 2021 and later plummeted 61.23% in 2023.
  • International Bancshares' Interest Coverage Ratio stood at 11.76 in 2021, then dropped by 16.1% to 9.87 in 2022, then tumbled by 59.41% to 4.0 in 2023, then fell by 13.93% to 3.45 in 2024, then rose by 4.73% to 3.61 in 2025.
  • The last three reported values for Interest Coverage Ratio were 3.61 (Q4 2025), 3.5 (Q3 2025), and 3.36 (Q2 2025) per Business Quant data.