Independent Bank (IBCP) Times Interest Earned (2011 - 2026)
Independent Bank's (IBCP) quarterly Times Interest Earned came in at $2.05 in Q1 2026, up 10.58% year-on-year from $1.85 in Q1 2025, and up 4.25% quarter-over-quarter from $1.96 in Q4 2025.
Independent Bank (IBCP) Times Interest Earned (2011 - 2026) Analysis & Trends
Independent Bank has disclosed Times Interest Earned across 16 years of filings, most recently posting $2.05 for Q1 2026.
- Times Interest Earned for Q1 2026 came in at $2.05, up 10.58% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.95 (up 6.08% YoY), and the FY2025 annual result was $1.91, up 4.38% from the prior year.
- Times Interest Earned came in at $2.05 for Q1 2026 at Independent Bank, up from $1.96 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $13.69 in Q1 2022 to a low of $1.65 in Q3 2024.
- The 5-year median for Times Interest Earned is $1.94 (2023), against an average of $3.19.
- Across the five-year window, Times Interest Earned tumbled 85.21% in 2023 and gained 14.03% in 2025, its largest moves.
- Independent Bank's Times Interest Earned stood at $2.79 in 2022, then plunged by 38.72% to $1.71 in 2023, then climbed by 13.61% to $1.94 in 2024, then grew by 1.04% to $1.96 in 2025, then increased by 4.25% to $2.05 in 2026.
- The last three Times Interest Earned figures came in at $2.05 (Q1 2026), $1.96 (Q4 2025), and $1.88 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Independent Bank | 728.97 Mn | 554.06 Mn | - | 2.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.05 |
| Dec 31, 2025 | 1.96 |
| Sep 30, 2025 | 1.88 |
| Jun 30, 2025 | 1.93 |
| Mar 31, 2025 | 1.85 |
| Dec 31, 2024 | 1.94 |
| Sep 30, 2024 | 1.65 |
| Jun 30, 2024 | 1.93 |
| Mar 31, 2024 | 1.80 |
| Dec 31, 2023 | 1.71 |
| Sep 30, 2023 | 1.94 |
| Jun 30, 2023 | 1.93 |
| Mar 31, 2023 | 2.02 |
| Dec 31, 2022 | 2.79 |
| Sep 30, 2022 | 5.23 |
| Jun 30, 2022 | 7.90 |
| Mar 31, 2022 | 13.69 |
| Dec 31, 2021 | 8.98 |
| Sep 30, 2021 | 10.57 |
| Jun 30, 2021 | 8.15 |