Independent Bank (IBCP) Times Interest Earned (2011 - 2026)

Independent Bank (IBCP) reported Times Interest Earned of $2.05 for Q1 2026, up 10.58% on a YoY basis from $1.85 in Q1 2025, and up 4.58% sequentially from $1.96 in Q4 2025.

Independent Bank (IBCP) Times Interest Earned (2011 - 2026) Analysis & Trends

Independent Bank (IBCP) has 16 years of Times Interest Earned data on file, last reported at $2.05 in Q1 2026.

  • For the quarter ending Q1 2026, Times Interest Earned rose 10.58% year-over-year to $2.05; the trailing twelve-month figure through Mar 2026 stood at $2.45 (up 31.62% YoY), and the FY2025 full-year result was $1.89, up 5.28% from the prior year.
  • Times Interest Earned advanced to $2.05 in Q1 2026, from $1.96 in the prior quarter.
  • In the past five years, Times Interest Earned ranged from a high of $2.79 in Q4 2022 to a low of $1.08 in Q1 2023.
  • A 5-year average of $1.67 and a median of $1.71 in 2023 frame the typical range for Times Interest Earned.
  • Across the five-year window, Times Interest Earned slumped 82.35% in 2022 and soared 66.67% in 2024, its largest moves.
  • Tracing IBCP's Times Interest Earned over 5 years: stood at $2.79 in 2022, then sank by 38.63% to $1.71 in 2023, then rose by 19.31% to $2.04 in 2024, then declined by 4.22% to $1.96 in 2025, then grew by 4.58% to $2.05 in 2026.
  • Business Quant data shows IBCP's Times Interest Earned at $2.05 in Q1 2026, $1.96 in Q4 2025, and $1.88 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Independent Bank 754.47 Mn 579.55 Mn - 2.05

Historic Data

Download Data
DateValue
Mar 31, 2026 2.05
Dec 31, 2025 1.96
Sep 30, 2025 1.88
Jun 30, 2025 1.31
Mar 31, 2025 1.85
Dec 31, 2024 2.04
Sep 30, 2024 1.65
Jun 30, 2024 1.93
Mar 31, 2024 1.79
Dec 31, 2023 1.71
Sep 30, 2023 1.24
Jun 30, 2023 1.25
Mar 31, 2023 1.08
Dec 31, 2022 2.79
Sep 30, 2022 1.23
Jun 30, 2022 1.21
Mar 31, 2022 1.34
Dec 31, 2021 7.32
Sep 30, 2021 3.61
Jun 30, 2021 2.95