Independent Bank (IBCP) Interest Coverage Ratio (2011 - 2026)
Independent Bank's (IBCP) quarterly Interest Coverage Ratio came in at 2.17 in Q2 2026, up 12.56% year-over-year from 1.93 in Q2 2025, and up 6.04% quarter-over-quarter from 2.05 in Q1 2026.
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Analysis
Independent Bank (IBCP) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
Independent Bank has disclosed Interest Coverage Ratio across 16 years of filings, most recently posting 2.17 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio rose 12.56% year-over-year to 2.17; the TTM figure through Jun 2026 stood at 2.01 (up 9.3% YoY), while the FY2025 annual figure was 1.91, up 4.38% from the prior year.
- Interest Coverage Ratio came in at 2.17 for Q2 2026 at Independent Bank, up from 2.05 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 13.69 in Q1 2022 to a low of 1.66 in Q4 2022.
- Average Interest Coverage Ratio over 5 years is 2.88, with a median of 1.93 recorded in 2023.
- Year-over-year, Interest Coverage Ratio sank 118.45% in 2022 and soared 203.26% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 1.66 in 2022, then soared by 203.26% to 1.71 in 2023, then climbed by 13.61% to 1.94 in 2024, then grew by 1.04% to 1.96 in 2025, then increased by 10.55% to 2.17 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 2.17 in Q2 2026, 2.05 in Q1 2026, and 1.96 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.09 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 1.90 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.83 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.52 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1.27 |
| 10 | Independent Bank | 746.43 Mn | 580.98 Mn | - | 2.17 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.17 |
| Mar 31, 2026 | 2.05 |
| Dec 31, 2025 | 1.96 |
| Sep 30, 2025 | 1.88 |
| Jun 30, 2025 | 1.93 |
| Mar 31, 2025 | 1.85 |
| Dec 31, 2024 | 1.94 |
| Sep 30, 2024 | 1.65 |
| Jun 30, 2024 | 1.93 |
| Mar 31, 2024 | 1.80 |
| Dec 31, 2023 | 1.71 |
| Sep 30, 2023 | 1.94 |
| Jun 30, 2023 | 1.93 |
| Mar 31, 2023 | 2.02 |
| Dec 31, 2022 | -1.66 |
| Sep 30, 2022 | 5.23 |
| Jun 30, 2022 | 7.90 |
| Mar 31, 2022 | 13.69 |
| Dec 31, 2021 | 8.98 |
| Sep 30, 2021 | 10.57 |
API Access
Independent Bank Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();