Independent Bank (IBCP) Interest Coverage Ratio (2011 - 2026)

Independent Bank (IBCP) has 16 years of Interest Coverage Ratio data on file, last reported at 2.05 in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio rose 10.58% year-over-year to 2.05; the trailing twelve-month figure through Mar 2026 stood at 2.45 (up 31.62% YoY), and the FY2025 full-year result was 1.89, up 5.28% from the prior year.
• Interest Coverage Ratio advanced to 2.05 in Q1 2026, from 1.96 in the prior quarter.
• In the past five years, Interest Coverage Ratio ranged from a high of 2.79 in Q4 2022 to a low of 1.08 in Q1 2023.
• A 5-year average of 1.67 and a median of 1.71 in 2023 frame the typical range for Interest Coverage Ratio.
• Across the five-year window, Interest Coverage Ratio slumped 82.35% in 2022 and soared 66.67% in 2024, its largest moves.
• Tracing IBCP's Interest Coverage Ratio over 5 years: stood at 2.79 in 2022, then sank by 38.63% to 1.71 in 2023, then rose by 19.31% to 2.04 in 2024, then declined by 4.22% to 1.96 in 2025, then grew by 4.58% to 2.05 in 2026.
• Business Quant data shows IBCP's Interest Coverage Ratio at 2.05 in Q1 2026, 1.96 in Q4 2025, and 1.88 in Q3 2025.