Independent Bank (IBCP) FCF Margin (2011 - 2026)
Independent Bank (IBCP) posted FCF Margin of 28.01% for Q1 2026, down 313.76% sequentially from 13.1% in Q4 2025, and down 6727.0% YoY from 0.42% in Q1 2025.
Independent Bank (IBCP) FCF Margin (2011 - 2026) Analysis & Trends
Independent Bank has reported FCF Margin for 16 years, with the latest figure at 28.01% in Q1 2026.
- Quarterly FCF Margin fell 6727.0% year-over-year to 28.01% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 24.32% (down 30.0% YoY) and the FY2025 annual result came in at 37.49%, up 1231.0% from the prior year.
- FCF Margin declined to 28.01% in Q1 2026 per IBCP's latest filing, from 13.1% in the prior quarter.
- Over five years, FCF Margin peaked at 237.6% in Q2 2025 and troughed at 131.12% in Q1 2022.
- A 5-year average of 3.18% and a median of 13.1% in 2025 frame the typical range for FCF Margin.
- The widest YoY moves for FCF Margin: up 34497 bps in 2022, down 24055 bps in 2022.
- Over 5 years, FCF Margin stood at 59.22% in 2022, then tumbled by 43 bps to 33.94% in 2023, then plunged by 41 bps to 19.94% in 2024, then sank by 34 bps to 13.1% in 2025, then sank by 314 bps to 28.01% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 28.01%, 13.1%, and 34.85% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.02 Bn | 84.82 Bn | - | - |
| 2 | Pnc Financial Services | 97.68 Bn | 97.68 Bn | - | 31.23% |
| 3 | Us Bancorp | 95.94 Bn | 95.94 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.05 Bn | -81.26 Bn | - | - |
| 7 | Nu Holdings | 71.36 Bn | 57.67 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.59 Bn | 61.59 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.58 Bn | 25.85 Bn | - | - |
| 10 | Independent Bank | 762.66 Mn | 597.21 Mn | - | 26.45% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 49.85% |
| Mar 31, 2026 | -28.01% |
| Dec 31, 2025 | 13.10% |
| Sep 30, 2025 | 34.85% |
| Jun 30, 2025 | 237.60% |
| Mar 31, 2025 | 39.26% |
| Dec 31, 2024 | 19.94% |
| Sep 30, 2024 | 30.59% |
| Jun 30, 2024 | 12.34% |
| Mar 31, 2024 | 38.23% |
| Dec 31, 2023 | 33.94% |
| Sep 30, 2023 | -99.63% |
| Jun 30, 2023 | -58.09% |
| Mar 31, 2023 | -15.40% |
| Dec 31, 2022 | 59.22% |
| Sep 30, 2022 | -70.31% |
| Jun 30, 2022 | -62.44% |
| Mar 31, 2022 | -131.12% |
| Dec 31, 2021 | -285.75% |
| Sep 30, 2021 | -40.18% |