Independent Bank (IBCP) FCF Margin (2011 - 2026)

Independent Bank has disclosed FCF Margin across 16 years of filings, most recently posting 23.37% for Q1 2026.

• FCF Margin for Q1 2026 came in at 23.37%, down 5688.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 16.61% (down 714.0% YoY), and the FY2025 annual result was 31.09%, up 630.0% from the prior year.
• FCF Margin came in at 23.37% for Q1 2026 at Independent Bank, down from 10.9% in the prior quarter.
• In the past five years, FCF Margin ranged from a high of 69.66% in Q1 2022 to a low of 23.37% in Q1 2026.
• The 5-year median for FCF Margin is 31.07% (2023), against an average of 29.72%.
• Peak annual rise in FCF Margin reached 7851 bps in 2022, while the deepest fall reached 10746 bps in 2022.
• Independent Bank's FCF Margin stood at 1.7% in 2022, then soared by 1932 bps to 31.07% in 2023, then tumbled by 36 bps to 19.94% in 2024, then sank by 45 bps to 10.9% in 2025, then tumbled by 314 bps to 23.37% in 2026.
• The last three FCF Margin figures came in at 23.37% (Q1 2026), 10.9% (Q4 2025), and 28.87% (Q3 2025), per Business Quant data.