Independent Bank (IBCP) FCF Margin (2011 - 2026)
Independent Bank recorded quarterly FCF Margin of 23.37% in Q1 2026, down 314.38% quarter-over-quarter from 10.9% in Q4 2025, and down 5688.0% year-over-year from 0.42% in Q1 2025.
Independent Bank's FCF Margin history runs 16 years deep, the most recent figure standing at 23.37% for Q1 2026.
- In Q1 2026, FCF Margin fell 5688.0% year-over-year to 23.37%; the TTM figure through Mar 2026 stood at 16.61% (down 714.0% YoY), while the FY2025 annual figure was 31.09%, up 630.0% from the prior year.
- FCF Margin came in at 23.37% for Q1 2026 at Independent Bank, down from 10.9% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 69.66% in Q1 2022 to a low of 23.37% in Q1 2026.
- A 5-year average of 29.72% and a median of 31.07% in 2023 frame the typical range for FCF Margin.
- On a YoY basis, FCF Margin climbed as much as 7851 bps in 2022 and fell as far as 10746 bps in 2022.
- Independent Bank's FCF Margin stood at 1.7% in 2022, then jumped by 1932 bps to 31.07% in 2023, then slumped by 36 bps to 19.94% in 2024, then plunged by 45 bps to 10.9% in 2025, then slumped by 314 bps to 23.37% in 2026.
- According to Business Quant data, FCF Margin over the past three periods registered 23.37%, 10.9%, and 28.87% for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 35.69% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 31.27% |
| 10 | Independent Bank | 697.49 Mn | 522.58 Mn | - | -23.37% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -23.37% |
| Dec 31, 2025 | 10.90% |
| Sep 30, 2025 | 28.87% |
| Jun 30, 2025 | 52.09% |
| Mar 31, 2025 | 33.51% |
| Dec 31, 2024 | 19.94% |
| Sep 30, 2024 | 30.59% |
| Jun 30, 2024 | 12.34% |
| Mar 31, 2024 | 38.21% |
| Dec 31, 2023 | 31.07% |
| Sep 30, 2023 | 44.10% |
| Jun 30, 2023 | 14.78% |
| Mar 31, 2023 | 45.03% |
| Dec 31, 2022 | -1.70% |
| Sep 30, 2022 | 55.81% |
| Jun 30, 2022 | 43.34% |
| Mar 31, 2022 | 69.66% |
| Dec 31, 2021 | 105.77% |
| Sep 30, 2021 | -22.70% |
| Jun 30, 2021 | 65.85% |
| Mar 31, 2021 | 58.42% |
| Dec 31, 2020 | 34.98% |
| Sep 30, 2020 | -11.30% |
| Jun 30, 2020 | 40.88% |
| Mar 31, 2020 | 52.24% |
| Dec 31, 2019 | 56.33% |
| Sep 30, 2019 | -20.68% |
| Jun 30, 2019 | 6.82% |
| Mar 31, 2019 | 23.93% |
| Dec 31, 2018 | 58.66% |
| Sep 30, 2018 | 15.77% |
| Jun 30, 2018 | 12.83% |
| Mar 31, 2018 | 95.05% |
| Dec 31, 2017 | 87.26% |
| Sep 30, 2017 | -22.30% |
| Jun 30, 2017 | 27.37% |
| Mar 31, 2017 | 140.43% |
| Dec 31, 2016 | 27.18% |
| Sep 30, 2016 | -8.36% |
| Jun 30, 2016 | 30.58% |
| Mar 31, 2016 | 17.67% |
| Dec 31, 2015 | 6.34% |
| Sep 30, 2015 | 37.12% |
| Jun 30, 2015 | 30.88% |
| Mar 31, 2015 | -12.14% |
| Dec 31, 2014 | 18.95% |
| Sep 30, 2014 | -10.25% |
| Jun 30, 2014 | 0.54% |
| Mar 31, 2014 | 23.32% |
| Dec 31, 2013 | 27.39% |
| Sep 30, 2013 | 9.87% |
| Jun 30, 2013 | 49.68% |
| Mar 31, 2013 | 53.39% |
| Dec 31, 2012 | 41.21% |
| Sep 30, 2012 | -33.55% |
| Jun 30, 2012 | 23.63% |
| Mar 31, 2012 | 28.67% |
| Dec 31, 2011 | -11.10% |
| Sep 30, 2011 | 0.43% |
| Jun 30, 2011 | 3.26% |
| Mar 31, 2011 | 91.48% |