Independent Bank (IBCP) FCF Margin (2011 - 2026)
Independent Bank (IBCP) reported FCF Margin of 28.01% for Q1 2026, down 6727.0% on a YoY basis from 0.42% in Q1 2025, and down 313.16% sequentially from 13.14% in Q4 2025.
Independent Bank (IBCP) FCF Margin (2011 - 2026) Analysis & Trends
Independent Bank (IBCP) has 16 years of FCF Margin data on file, last reported at 28.01% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin fell 6727.0% year-over-year to 28.01%; the trailing twelve-month figure through Mar 2026 stood at 24.34% (down 2.0% YoY), and the FY2025 full-year result was 37.49%, up 1231.0% from the prior year.
- FCF Margin declined to 28.01% in Q1 2026, from 13.14% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 237.6% in Q2 2025 to a low of 131.12% in Q1 2022.
- A 5-year average of 1.72% and a median of 13.14% in 2025 frame the typical range for FCF Margin.
- Peak annual rise in FCF Margin reached 31766 bps in 2022, while the deepest fall reached 24055 bps in 2022.
- Tracing IBCP's FCF Margin over 5 years: stood at 38.06% in 2022, then retreated by 19 bps to 31.01% in 2023, then slumped by 38 bps to 19.23% in 2024, then slumped by 32 bps to 13.14% in 2025, then slumped by 313 bps to 28.01% in 2026.
- Business Quant data shows IBCP's FCF Margin at 28.01% in Q1 2026, 13.14% in Q4 2025, and 34.85% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 121.23% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 136,088.77% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -83.10% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 339.84% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 38.26% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 31.27% |
| 10 | Independent Bank | 754.47 Mn | 579.55 Mn | - | -28.01% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -28.01% |
| Dec 31, 2025 | 13.14% |
| Sep 30, 2025 | 34.85% |
| Jun 30, 2025 | 237.60% |
| Mar 31, 2025 | 39.26% |
| Dec 31, 2024 | 19.23% |
| Sep 30, 2024 | 30.59% |
| Jun 30, 2024 | 12.34% |
| Mar 31, 2024 | 38.23% |
| Dec 31, 2023 | 31.01% |
| Sep 30, 2023 | -99.63% |
| Jun 30, 2023 | -58.09% |
| Mar 31, 2023 | -15.40% |
| Dec 31, 2022 | 38.06% |
| Sep 30, 2022 | -70.31% |
| Jun 30, 2022 | -62.44% |
| Mar 31, 2022 | -131.12% |
| Dec 31, 2021 | -279.60% |
| Sep 30, 2021 | -40.18% |
| Jun 30, 2021 | 109.81% |