Independent Bank (IBCP) Debt Ratio (2010 - 2026)

Independent Bank has disclosed Debt Ratio across 17 years of filings, most recently posting 0.01 for Q1 2026.

• Debt Ratio for Q1 2026 came in at 0.01, down 15.06% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.01 (down 15.06% YoY), and the FY2025 annual result was 0.01, up 87.6% from the prior year.
• Debt Ratio came in at 0.01 for Q1 2026 at Independent Bank, down from 0.01 in the prior quarter.
• In the past five years, Debt Ratio ranged from a high of 0.02 in Q4 2022 to a low of 0.01 in Q1 2026.
• The 5-year median for Debt Ratio is 0.01 (2023), against an average of 0.01.
• Across the five-year window, Debt Ratio surged 105.63% in 2022 and sank 56.36% in 2023, its largest moves.
• Independent Bank's Debt Ratio stood at 0.02 in 2022, then tumbled by 56.36% to 0.01 in 2023, then decreased by 0.68% to 0.01 in 2024, then surged by 87.6% to 0.01 in 2025, then sank by 48.69% to 0.01 in 2026.
• The last three Debt Ratio figures came in at 0.01 (Q1 2026), 0.01 (Q4 2025), and 0.01 (Q2 2025), per Business Quant data.