Independent Bank (IBCP) Debt Ratio (2010 - 2026)
Independent Bank (IBCP) posted Debt Ratio of 0.0 for Q1 2026, down 32.88% sequentially from 0.01 in Q4 2025, and down 34.61% YoY from 0.01 in Q1 2025.
Independent Bank (IBCP) Debt Ratio (2010 - 2026) Analysis & Trends
Independent Bank has reported Debt Ratio for 17 years, with the latest figure at 0.0 in Q1 2026.
- Quarterly Debt Ratio fell 34.61% year-over-year to 0.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.0 (down 34.61% YoY) and the FY2025 annual result came in at 0.01, down 2.36% from the prior year.
- Debt Ratio slipped to 0.0 in Q1 2026 per IBCP's latest filing, from 0.01 in the prior quarter.
- Over five years, Debt Ratio peaked at 0.02 in Q2 2023 and troughed at 0.0 in Q3 2025.
- A 5-year average of 0.01 and a median of 0.01 in 2024 frame the typical range for Debt Ratio.
- The sharpest annual moves came in 2023 and 2024: Debt Ratio soared 113.48% in 2023, then tumbled 45.93% in 2024.
- Over 5 years, Debt Ratio stood at 0.01 in 2022, then decreased by 5.37% to 0.01 in 2023, then declined by 1.2% to 0.01 in 2024, then decreased by 2.36% to 0.01 in 2025, then slumped by 32.88% to 0.0 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.0, 0.01, and 0.0 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.20 Bn | 85.00 Bn | - | 0.12 |
| 2 | Pnc Financial Services | 97.72 Bn | 97.72 Bn | - | 0.14 |
| 3 | Us Bancorp | 95.92 Bn | 95.92 Bn | - | 0.05 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | 0.10 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.99 Bn | -81.33 Bn | - | 0.07 |
| 7 | Nu Holdings | 70.73 Bn | 57.04 Bn | 2.35 Bn | 0.01 |
| 8 | Truist Financial | 61.59 Bn | 61.59 Bn | - | 0.13 |
| 9 | Fifth Third Bancorp | 49.49 Bn | 25.77 Bn | - | 0.07 |
| 10 | Independent Bank | 765.44 Mn | 599.99 Mn | - | 0.02 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.00 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.00 |
| Jun 30, 2025 | 0.01 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.01 |
| Jun 30, 2024 | 0.01 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.01 |
| Sep 30, 2022 | 0.01 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.01 |