Independent Bank (IBCP) Debt Ratio (2010 - 2026)
Independent Bank's (IBCP) quarterly Debt Ratio came in at 0.02 in Q2 2026, up 19.11% year-over-year from 0.02 in Q2 2025, and up 212.48% quarter-over-quarter from 0.01 in Q1 2026.
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Analysis
Independent Bank (IBCP) Debt Ratio (2010 - 2026) Analysis & Trends
Independent Bank has disclosed Debt Ratio across 17 years of filings, most recently posting 0.02 for Q2 2026.
- In Q2 2026, Debt Ratio rose 19.11% year-over-year to 0.02; the TTM figure through Jun 2026 stood at 0.02 (up 19.11% YoY), while the FY2025 annual figure was 0.01, up 65.88% from the prior year.
- Debt Ratio came in at 0.02 for Q2 2026 at Independent Bank, up from 0.01 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.02 in Q2 2026 to a low of 0.01 in Q1 2026.
- Average Debt Ratio over 5 years is 0.01, with a median of 0.01 recorded in 2023.
- Year-over-year, Debt Ratio surged 113.48% in 2023 and slumped 45.93% in 2024.
- Over 5 years, Debt Ratio stood at 0.02 in 2022, then sank by 44.75% to 0.01 in 2023, then fell by 11.28% to 0.01 in 2024, then surged by 65.88% to 0.01 in 2025, then soared by 60.33% to 0.02 in 2026.
- Per Business Quant data, the three most recent Debt Ratio figures were 0.02 in Q2 2026, 0.01 in Q1 2026, and 0.01 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | 0.01 |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.09 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.09 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.07 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.07 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.08 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.14 |
| 10 | Independent Bank | 746.43 Mn | 580.98 Mn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.01 |
| Dec 31, 2025 | 0.01 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.01 |
| Dec 31, 2024 | 0.01 |
| Sep 30, 2024 | 0.01 |
| Jun 30, 2024 | 0.01 |
| Mar 31, 2024 | 0.01 |
| Dec 31, 2023 | 0.01 |
| Sep 30, 2023 | 0.01 |
| Jun 30, 2023 | 0.02 |
| Mar 31, 2023 | 0.01 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.02 |
| Jun 30, 2022 | 0.01 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |
API Access
Independent Bank Debt Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=debt-ratio&ticker=IBCP&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "debt-ratio", "ticker": "IBCP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=debt-ratio&ticker=IBCP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();