High Templar Tech (HTT) Gross Margin (2016 - 2025)

High Templar Tech (HTT) posted quarterly Gross Margin of 91.81% for Q4 2025, down 324.0% year-over-year from 40.99% in Q4 2024, and up 177.56% on a QoQ basis from 33.08% in Q3 2025.

High Templar Tech (HTT) Gross Margin (2016 - 2025) Analysis & Trends

High Templar Tech (HTT) has reported Gross Margin for 10 consecutive years, with 91.81% the latest figure, recorded in Q4 2025.

  • In Q4 2025, Gross Margin fell 324.0% year-over-year to 91.81%; the TTM figure through Dec 2025 stood at 80.05% (down 1758.0% YoY), while the FY2025 annual figure was 25.31%, down 20024.0% from the prior year.
  • Gross Margin came in at 91.81% for Q4 2025 at High Templar Tech, up from 33.08% in the prior quarter.
  • The five-year high for Gross Margin was 100.78% in Q1 2024, with the low at 60.49% in Q3 2022.
  • Average Gross Margin over 5 years is 66.96%, with a median of 91.17% recorded in 2021.
  • Across the five-year window, Gross Margin sank 15103 bps in 2022 and surged 15298 bps in 2024, its largest moves.
  • Year by year, Gross Margin stood at 92.66% in 2021, then fell by 5 bps to 88.43% in 2022, then gained by 11 bps to 98.17% in 2023, then retreated by 3 bps to 95.05% in 2024, then fell by 3 bps to 91.81% in 2025.
  • According to Business Quant data, Gross Margin over the past three periods registered 91.81%, 33.08%, and 80.03% for Q4 2025, Q3 2025, and Q2 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 92.17%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 93.80%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 78.22%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 84.45%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 94.24%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 97.03%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.98%
10 High Templar Tech 336,732.59 336,732.59 415,000.00 91.81%

Historic Data

Download Data
DateValue
Dec 31, 2025 91.81%
Sep 30, 2025 33.08%
Jun 30, 2025 80.03%
Mar 31, 2025 94.22%
Dec 31, 2024 95.05%
Sep 30, 2024 96.14%
Jun 30, 2024 98.40%
Mar 31, 2024 100.78%
Dec 31, 2023 98.17%
Sep 30, 2023 -56.84%
Jun 30, 2023 -14.74%
Mar 31, 2023 87.97%
Dec 31, 2022 88.43%
Sep 30, 2022 -60.49%
Jun 30, 2022 49.54%
Mar 31, 2022 88.56%
Dec 31, 2021 92.66%
Sep 30, 2021 90.53%
Jun 30, 2021 92.93%
Mar 31, 2021 92.72%