High Templar Tech (HTT) Gross Margin (2016 - 2025)
High Templar Tech (HTT) posted Gross Margin of 27.21% for Q4 2025, up 18.1% on a QoQ basis from 23.04% in Q3 2025, and up 1877.0% year-over-year from 1.38% in Q4 2024.
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High Templar Tech (HTT) Gross Margin (2016 - 2025) Analysis & Trends
High Templar Tech has reported Gross Margin for 10 years, with the latest figure at 27.21% in Q4 2025.
- On a quarterly basis, Gross Margin rose 1877.0% year-over-year to 27.21% in Q4 2025; TTM through Dec 2025 was 7.22%, a 8.0% increase from a year earlier, with the FY2025 full-year figure at 0.07%, down 2822261.0% from the prior year.
- Gross Margin was 27.21% for Q4 2025 at High Templar Tech, up from 23.04% in the prior quarter.
- The five-year high for Gross Margin was 89.9% in Q4 2021, with the low at 114.44% in Q3 2022.
- Average Gross Margin over 5 years is 20.23%, with a median of 14.24% recorded in 2024.
- The sharpest annual moves came in 2022 and 2024: Gross Margin tumbled 18406 bps in 2022, then jumped 6794 bps in 2024.
- Over 5 years, Gross Margin stood at 89.9% in 2021, then tumbled by 40 bps to 53.99% in 2022, then plunged by 142 bps to 22.84% in 2023, then surged by 137 bps to 8.44% in 2024, then jumped by 222 bps to 27.21% in 2025.
- The last three Gross Margin figures came in at 27.21% (Q4 2025), 23.04% (Q3 2025), and 15.16% (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Gross Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 49.66% |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 96.92% |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 61.15% |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 96.37% |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 43.59% |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 58.79% |
| 10 | High Templar Tech | 1.06 Bn | 153.20 Mn | 123,000.00 | 27.21% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 27.21% |
| Sep 30, 2025 | 23.04% |
| Jun 30, 2025 | 15.16% |
| Mar 31, 2025 | -1.74% |
| Dec 31, 2024 | 8.44% |
| Sep 30, 2024 | 11.10% |
| Jun 30, 2024 | 13.33% |
| Mar 31, 2024 | -3.95% |
| Dec 31, 2023 | -22.84% |
| Sep 30, 2023 | -56.84% |
| Jun 30, 2023 | -14.74% |
| Mar 31, 2023 | -4.34% |
| Dec 31, 2022 | 53.99% |
| Sep 30, 2022 | -114.44% |
| Jun 30, 2022 | 61.04% |
| Mar 31, 2022 | 84.08% |
| Dec 31, 2021 | 89.90% |
| Sep 30, 2021 | 69.62% |
| Jun 30, 2021 | 84.25% |
| Mar 31, 2021 | 82.35% |