High Templar Tech (HTT) Gross Margin (2016 - 2025)

High Templar Tech (HTT) recorded quarterly Gross Margin of 91.81% in Q4 2025, up 177.56% quarter-over-quarter from 33.08% in Q3 2025, and down 324.0% on a YoY basis from 40.99% in Q4 2024.

High Templar Tech (HTT) Gross Margin (2016 - 2025) Analysis & Trends

High Templar Tech's Gross Margin history runs 10 years deep, the most recent figure standing at 91.81% for Q4 2025.

  • In Q4 2025, Gross Margin fell 324.0% year-over-year to 91.81%; the TTM figure through Dec 2025 stood at 80.05% (down 1758.0% YoY), while the FY2025 annual figure was 25.31%, down 20024.0% from the prior year.
  • Gross Margin was 91.81% for Q4 2025 at High Templar Tech, up from 33.08% in the prior quarter.
  • In the past five years, Gross Margin ranged from a high of 100.78% in Q1 2024 to a low of 62.91% in Q3 2022.
  • Historically, Gross Margin has averaged 66.85% across 5 years, with a median of 90.99% in 2021.
  • The sharpest annual moves came in 2022 and 2024: Gross Margin tumbled 15309 bps in 2022, then surged 15298 bps in 2024.
  • A 5-year view of Gross Margin shows it stood at 92.66% in 2021, then slipped by 5 bps to 88.43% in 2022, then grew by 11 bps to 98.17% in 2023, then dropped by 3 bps to 95.05% in 2024, then slipped by 3 bps to 91.81% in 2025.
  • The last three Gross Margin figures came in at 91.81% (Q4 2025), 33.08% (Q3 2025), and 80.03% (Q2 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Gross Margin (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 92.17%
4 Capital One Financial 112.47 Bn 35.97 Bn - -
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 93.80%
6 Synchrony Financial 24.26 Bn 3.70 Bn - -
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 78.22%
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 84.45%
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 94.24%
10 High Templar Tech 40.88 Mn 40.88 Mn 415,000.00 91.81%

Historic Data

Download Data
DateValue
Dec 31, 2025 91.81%
Sep 30, 2025 33.08%
Jun 30, 2025 80.03%
Mar 31, 2025 94.37%
Dec 31, 2024 95.05%
Sep 30, 2024 96.14%
Jun 30, 2024 98.40%
Mar 31, 2024 100.78%
Dec 31, 2023 98.17%
Sep 30, 2023 -56.84%
Jun 30, 2023 -14.74%
Mar 31, 2023 87.97%
Dec 31, 2022 88.43%
Sep 30, 2022 -62.91%
Jun 30, 2022 50.32%
Mar 31, 2022 88.46%
Dec 31, 2021 92.66%
Sep 30, 2021 90.18%
Jun 30, 2021 92.93%
Mar 31, 2021 92.72%