HomeTrust Bancshares (HTB) Interest Coverage Ratio (2011 - 2026)
HomeTrust Bancshares (HTB) posted Interest Coverage Ratio of 2.14 for Q1 2026, up 5.49% on a QoQ basis from 2.03 in Q4 2025, and up 19.7% year-over-year from 1.79 in Q1 2025.
HomeTrust Bancshares (HTB) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
HomeTrust Bancshares' Interest Coverage Ratio history runs 16 years deep, the most recent figure standing at 2.14 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 19.7% year-over-year to 2.14 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.08 (up 2.84% YoY) and the FY2025 annual result came in at 1.97, up 12.05% from the prior year.
- Interest Coverage Ratio was 2.14 for Q1 2026 at HomeTrust Bancshares, up from 2.03 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 9.86 in Q1 2022 and bottomed at 1.41 in Q4 2024.
- A 5-year average of 3.2 and a median of 2.05 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio surged 163.16% — and 2023, when it plunged 80.86%.
- HomeTrust Bancshares' Interest Coverage Ratio stood at 4.36 in 2022, then plunged by 53.01% to 2.05 in 2023, then sank by 31.16% to 1.41 in 2024, then surged by 43.96% to 2.03 in 2025, then advanced by 5.49% to 2.14 in 2026.
- Business Quant data shows HTB's Interest Coverage Ratio at 2.14 in Q1 2026, 2.03 in Q4 2025, and 2.04 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | HomeTrust Bancshares | 804.25 Mn | 489.93 Mn | - | 2.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.14 |
| Dec 31, 2025 | 2.03 |
| Sep 30, 2025 | 2.04 |
| Jun 30, 2025 | 2.12 |
| Mar 31, 2025 | 1.79 |
| Dec 31, 2024 | 1.41 |
| Sep 30, 2024 | 1.69 |
| Mar 31, 2024 | 1.86 |
| Sep 30, 2023 | 2.05 |
| Jun 30, 2023 | 2.13 |
| Mar 31, 2023 | 1.89 |
| Dec 31, 2022 | 4.36 |
| Sep 30, 2022 | 9.42 |
| Mar 31, 2022 | 9.86 |
| Dec 31, 2021 | 11.56 |
| Sep 30, 2021 | 9.44 |
| Jun 30, 2021 | -2.22 |
| Mar 31, 2021 | 3.75 |
| Dec 31, 2020 | 3.99 |
| Sep 30, 2020 | 2.36 |