HomeTrust Bancshares (HTB) Interest Coverage Ratio (2011 - 2026)

HomeTrust Bancshares posted quarterly Interest Coverage Ratio of 2.22 for Q1 2026, up 17.56% year-on-year from 1.89 in Q1 2025, and up 9.4% on a QoQ basis from 2.03 in Q4 2025.

HomeTrust Bancshares (HTB) has 16 years of Interest Coverage Ratio data on file, last reported at 2.22 in Q1 2026.

  • For the quarter ending Q1 2026, Interest Coverage Ratio rose 17.56% year-over-year to 2.22; the trailing twelve-month figure through Mar 2026 stood at 2.1 (down 12.17% YoY), and the FY2025 full-year result was 2.02, up 14.82% from the prior year.
  • Interest Coverage Ratio for Q1 2026 stood at 2.22, up from 2.03 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 80.04 in Q3 2023 and bottomed at 1.69 in Q3 2024.
  • The 5-year median for Interest Coverage Ratio is 2.12 (2025), against an average of 14.57.
  • The widest annual swing landed in 2023, when Interest Coverage Ratio surged 670.44%; it then tumbled 97.89% in 2024.
  • A 5-year view of Interest Coverage Ratio shows it stood at 5.58 in 2022, then surged by 1333.18% to 80.04 in 2023, then plunged by 97.76% to 1.8 in 2024, then climbed by 13.06% to 2.03 in 2025, then advanced by 9.4% to 2.22 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.22 (Q1 2026), 2.03 (Q4 2025), and 2.04 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -3.29
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 2.53
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 2.21
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 1.32
8 KB Financial 150.02 Bn 142.15 Bn - -36.40
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 1.88
10 HomeTrust Bancshares 776.55 Mn 462.24 Mn - 2.22

Historic Data

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DateValue
Mar 31, 2026 2.22
Dec 31, 2025 2.03
Sep 30, 2025 2.04
Jun 30, 2025 2.12
Mar 31, 2025 1.89
Dec 31, 2024 1.80
Sep 30, 2024 1.69
Mar 31, 2024 1.86
Sep 30, 2023 80.04
Jun 30, 2023 2.28
Mar 31, 2023 75.96
Dec 31, 2022 5.58
Mar 31, 2022 9.86
Dec 31, 2021 11.56
Sep 30, 2021 9.45
Jun 30, 2021 -2.60
Mar 31, 2021 3.75
Dec 31, 2020 3.99
Sep 30, 2020 2.46
Jun 30, 2020 1.71
Mar 31, 2020 1.18
Dec 31, 2019 2.32
Sep 30, 2019 2.22
Jun 30, 2019 2.13
Mar 31, 2019 1.43
Dec 31, 2018 2.41
Sep 30, 2018 2.66
Jun 30, 2018 2.81
Mar 31, 2018 3.19
Dec 31, 2017 3.44
Sep 30, 2017 3.44
Jun 30, 2017 3.56
Mar 31, 2017 0.98
Dec 31, 2016 3.35
Sep 30, 2016 4.78
Jun 30, 2016 3.93
Mar 31, 2016 3.68
Dec 31, 2015 3.34
Sep 30, 2015 3.85
Jun 30, 2015 2.93
Mar 31, 2015 2.09
Dec 31, 2014 3.10
Sep 30, 2014 3.47
Jun 30, 2014 2.44
Mar 31, 2014 3.86
Dec 31, 2013 3.52
Sep 30, 2013 4.88
Jun 30, 2013 3.81
Mar 31, 2013 2.89
Dec 31, 2012 2.44
Sep 30, 2012 1.44
Jun 30, 2012 1.49
Mar 31, 2012 1.63
Dec 31, 2011 1.24
Sep 30, 2011 1.05
Jun 30, 2011 -4.76
Mar 31, 2011 0.98