HomeTrust Bancshares (HTB) Interest Coverage Ratio (2011 - 2026)
HomeTrust Bancshares' (HTB) quarterly Interest Coverage Ratio came in at 2.14 in Q1 2026, up 19.7% YoY from 1.79 in Q1 2025, and up 15.52% on a QoQ basis from 1.85 in Q4 2025.
HomeTrust Bancshares (HTB) Interest Coverage Ratio (2011 - 2026) Analysis & Trends
HomeTrust Bancshares (HTB) has 16 years of Interest Coverage Ratio data on file, last reported at 2.14 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 19.7% year-over-year to 2.14 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 2.03 (up 19.99% YoY) and the FY2025 annual result came in at 1.97, up 12.05% from the prior year.
- Interest Coverage Ratio advanced to 2.14 in Q1 2026, from 1.85 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 9.86 in Q1 2022 to a low of 1.21 in Q4 2024.
- A 5-year average of 3.26 and a median of 2.05 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio surged 163.16% — and 2023, when it sank 80.86%.
- Tracing HTB's Interest Coverage Ratio over 5 years: stood at 5.58 in 2022, then slumped by 63.32% to 2.05 in 2023, then tumbled by 41.16% to 1.21 in 2024, then surged by 53.81% to 1.85 in 2025, then increased by 15.52% to 2.14 in 2026.
- The last three Interest Coverage Ratio figures came in at 2.14 (Q1 2026), 1.85 (Q4 2025), and 2.04 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 1.49 |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.90 |
| 10 | HomeTrust Bancshares | 759.40 Mn | 475.22 Mn | - | 2.24 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.24 |
| Mar 31, 2026 | 2.14 |
| Dec 31, 2025 | 1.85 |
| Sep 30, 2025 | 2.04 |
| Jun 30, 2025 | 2.12 |
| Mar 31, 2025 | 1.79 |
| Dec 31, 2024 | 1.21 |
| Sep 30, 2024 | 1.69 |
| Mar 31, 2024 | 1.86 |
| Sep 30, 2023 | 2.05 |
| Jun 30, 2023 | 2.13 |
| Mar 31, 2023 | 1.89 |
| Dec 31, 2022 | 5.58 |
| Sep 30, 2022 | 9.42 |
| Mar 31, 2022 | 9.86 |
| Dec 31, 2021 | 11.56 |
| Sep 30, 2021 | 9.44 |
| Jun 30, 2021 | -2.60 |
| Mar 31, 2021 | 3.75 |
| Dec 31, 2020 | 3.99 |