HomeTrust Bancshares (HTB) Debt Ratio (2011 - 2026)
HomeTrust Bancshares' (HTB) quarterly Debt Ratio came in at 0.04 in Q2 2026, down 31.91% on a YoY basis from 0.06 in Q2 2025, and up 92.08% quarter-over-quarter from 0.02 in Q1 2026.
Analysis
HomeTrust Bancshares (HTB) Debt Ratio (2011 - 2026) Analysis & Trends
HomeTrust Bancshares (HTB) has reported Debt Ratio for 16 consecutive years, with 0.04 the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Debt Ratio fell 31.91% year-over-year to 0.04; the trailing twelve-month figure through Jun 2026 stood at 0.04 (down 31.91% YoY), and the FY2025 full-year result was 0.04, down 11.27% from the prior year.
- Debt Ratio climbed to 0.04 in Q2 2026 per HTB's latest filing, from 0.02 in the prior quarter.
- Across five years, Debt Ratio topped out at 0.1 in Q2 2023 and bottomed at 0.01 in Q1 2022.
- Historically, Debt Ratio has averaged 0.06 across 5 years, with a median of 0.05 in 2025.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio sank 88.76% in 2022, then jumped 735.24% in 2023.
- Over 5 years, Debt Ratio stood at 0.04 in 2022, then soared by 160.43% to 0.09 in 2023, then tumbled by 55.93% to 0.04 in 2024, then slipped by 11.27% to 0.04 in 2025, then increased by 8.58% to 0.04 in 2026.
- According to Business Quant data, Debt Ratio over the past three periods registered 0.04, 0.02, and 0.04 for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.15 Bn | 948.15 Bn | - | 0.01 |
| 2 | Truist Financial | 61.43 Bn | 61.43 Bn | - | 0.17 |
| 3 | Fifth Third Bancorp | 49.53 Bn | 25.81 Bn | - | 0.09 |
| 4 | M&T Bank | 34.82 Bn | 34.82 Bn | - | 0.10 |
| 5 | Huntington Bancshares | 33.71 Bn | 29.18 Bn | - | 0.09 |
| 6 | Citizens Financial | 29.40 Bn | 29.40 Bn | - | 0.07 |
| 7 | Regions Financial | 25.50 Bn | 25.50 Bn | - | 0.07 |
| 8 | First Citizens Bancshares | 24.80 Bn | 24.28 Bn | 29.00 Mn | 0.14 |
| 9 | Keycorp | 23.24 Bn | -24.45 Bn | - | 0.08 |
| 10 | HomeTrust Bancshares | 791.04 Mn | 506.87 Mn | - | 0.04 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.02 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.05 |
| Jun 30, 2025 | 0.06 |
| Mar 31, 2025 | 0.04 |
| Dec 31, 2024 | 0.04 |
| Sep 30, 2024 | 0.06 |
| Jun 30, 2024 | 0.08 |
| Mar 31, 2024 | 0.06 |
| Dec 31, 2023 | 0.09 |
| Sep 30, 2023 | 0.10 |
| Jun 30, 2023 | 0.10 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.04 |
| Mar 31, 2022 | 0.01 |
| Dec 31, 2021 | 0.01 |
| Sep 30, 2021 | 0.01 |
| Jun 30, 2021 | 0.03 |
| Mar 31, 2021 | 0.08 |