Heritage Insurance Holdings (HRTG) EBT Margin (2012 - 2026)
Heritage Insurance Holdings (HRTG) reported EBT Margin of 23.06% for Q1 2026, up 414.0% on a YoY basis from 4.49% in Q1 2025, and up 135.04% quarter-over-quarter from 65.82% in Q4 2025.
Heritage Insurance Holdings (HRTG) EBT Margin (2012 - 2026) Analysis & Trends
Heritage Insurance Holdings has reported EBT Margin for 15 years, with the latest figure at 23.06% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 414.0% year-over-year to 23.06%; the trailing twelve-month figure through Mar 2026 stood at 5.74% (down 841.0% YoY), and the FY2025 full-year result was 4.77%, down 758.0% from the prior year.
- EBT Margin for Q1 2026 stood at 23.06%, up from 65.82% in the prior quarter.
- The five-year high for EBT Margin was 35.01% in Q3 2025, with the low at 65.82% in Q4 2025.
- Historically, EBT Margin has averaged 0.9% across 5 years, with a median of 9.73% in 2023.
- Annual changes were most pronounced in 2023 — EBT Margin jumped 6288 bps — and 2025, when it slumped 8648 bps.
- Heritage Insurance Holdings' EBT Margin stood at 6.79% in 2022, then jumped by 175 bps to 18.67% in 2023, then gained by 11 bps to 20.66% in 2024, then tumbled by 419 bps to 65.82% in 2025, then surged by 135 bps to 23.06% in 2026.
- The last three EBT Margin figures came in at 23.06% (Q1 2026), 65.82% (Q4 2025), and 35.01% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 20.26% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 16.07% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 17.77% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 18.35% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 16.69% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.60% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 53.96% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 12.06% |
| 10 | Heritage Insurance Holdings | 679.89 Mn | 161.75 Mn | 121.06 Mn | 23.06% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 23.06% |
| Dec 31, 2025 | -65.82% |
| Sep 30, 2025 | 35.01% |
| Jun 30, 2025 | 30.28% |
| Mar 31, 2025 | 18.92% |
| Dec 31, 2024 | 20.66% |
| Sep 30, 2024 | 4.52% |
| Jun 30, 2024 | 12.21% |
| Mar 31, 2024 | 11.08% |
| Dec 31, 2023 | 18.67% |
| Sep 30, 2023 | -6.46% |
| Jun 30, 2023 | 7.72% |
| Mar 31, 2023 | 9.73% |
| Dec 31, 2022 | 6.79% |
| Sep 30, 2022 | -29.81% |
| Jun 30, 2022 | -55.16% |
| Mar 31, 2022 | -26.09% |
| Dec 31, 2021 | -28.06% |
| Sep 30, 2021 | -10.79% |
| Jun 30, 2021 | -4.04% |