Heritage Insurance Holdings (HRTG) EBT Margin (2012 - 2026)

Heritage Insurance Holdings (HRTG) posted EBT Margin of 23.06% for Q1 2026, up 135.04% quarter-over-quarter from 65.82% in Q4 2025, and up 414.0% year-on-year from 4.49% in Q1 2025.

Heritage Insurance Holdings (HRTG) EBT Margin (2012 - 2026) Analysis & Trends

Heritage Insurance Holdings (HRTG) has reported EBT Margin for 15 consecutive years, with 23.06% the latest figure, recorded in Q1 2026.

  • EBT Margin for Q1 2026 came in at 23.06%, up 414.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 5.74% (down 841.0% YoY), and the FY2025 annual result was 4.77%, down 758.0% from the prior year.
  • EBT Margin was 23.06% for Q1 2026 at Heritage Insurance Holdings, up from 65.82% in the prior quarter.
  • Over five years, EBT Margin peaked at 35.01% in Q3 2025 and troughed at 65.82% in Q4 2025.
  • Average EBT Margin over 5 years is 0.9%, with a median of 9.73% recorded in 2023.
  • Year-over-year, EBT Margin soared 6288 bps in 2023 and plunged 8648 bps in 2025.
  • Over 5 years, EBT Margin stood at 6.79% in 2022, then jumped by 175 bps to 18.67% in 2023, then grew by 11 bps to 20.66% in 2024, then slumped by 419 bps to 65.82% in 2025, then surged by 135 bps to 23.06% in 2026.
  • Per Business Quant data, the three most recent EBT Margin figures were 23.06% in Q1 2026, 65.82% in Q4 2025, and 35.01% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -7.60%
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn 16.07%
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 20.26%
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 12.52%
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn 17.77%
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn 18.35%
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 53.96%
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn 9.14%
10 Heritage Insurance Holdings 80,340.00 -518.06 Mn 121.06 Mn 23.06%

Historic Data

Download Data
DateValue
Mar 31, 2026 23.06%
Dec 31, 2025 -65.82%
Sep 30, 2025 35.01%
Jun 30, 2025 30.28%
Mar 31, 2025 18.92%
Dec 31, 2024 20.66%
Sep 30, 2024 4.52%
Jun 30, 2024 12.21%
Mar 31, 2024 11.08%
Dec 31, 2023 18.67%
Sep 30, 2023 -6.46%
Jun 30, 2023 7.72%
Mar 31, 2023 9.73%
Dec 31, 2022 6.79%
Sep 30, 2022 -29.81%
Jun 30, 2022 -55.16%
Mar 31, 2022 -26.09%
Dec 31, 2021 -28.06%
Sep 30, 2021 -10.79%
Jun 30, 2021 -4.04%