Heritage Insurance Holdings (HRTG) EBT Margin (2012 - 2026)
Heritage Insurance Holdings' (HRTG) quarterly EBT Margin came in at 24.56% in Q1 2026, up 564.0% YoY from 3.7% in Q1 2025, and up 5.68% on a QoQ basis from 23.24% in Q4 2025.
Heritage Insurance Holdings (HRTG) EBT Margin (2012 - 2026) Analysis & Trends
Heritage Insurance Holdings (HRTG) has 15 years of EBT Margin data on file, last reported at 24.56% in Q1 2026.
- Quarterly EBT Margin rose 564.0% year-over-year to 24.56% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 28.57% (up 1483.0% YoY) and the FY2025 annual result came in at 27.87%, up 1551.0% from the prior year.
- EBT Margin rose to 24.56% in Q1 2026, from 23.24% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 35.01% in Q3 2025 to a low of 55.16% in Q2 2022.
- A 5-year average of 6.06% and a median of 10.39% in 2024 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2022 — EBT Margin sank 5122 bps — and 2023, when it surged 6253 bps.
- Tracing HRTG's EBT Margin over 5 years: stood at 6.79% in 2022, then soared by 161 bps to 17.74% in 2023, then grew by 10 bps to 19.58% in 2024, then increased by 19 bps to 23.24% in 2025, then increased by 6 bps to 24.56% in 2026.
- The last three EBT Margin figures came in at 24.56% (Q1 2026), 23.24% (Q4 2025), and 35.01% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 17.83% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 25.73% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 22.27% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 36.87% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 12.93% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 37.78% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 10.91% |
| 10 | Heritage Insurance Holdings | 968.65 Mn | 253.16 Mn | 153.14 Mn | 38.36% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 38.36% |
| Mar 31, 2026 | 24.56% |
| Dec 31, 2025 | 23.24% |
| Sep 30, 2025 | 35.01% |
| Jun 30, 2025 | 32.09% |
| Mar 31, 2025 | 18.92% |
| Dec 31, 2024 | 19.58% |
| Sep 30, 2024 | 4.25% |
| Jun 30, 2024 | 12.21% |
| Mar 31, 2024 | 10.39% |
| Dec 31, 2023 | 17.74% |
| Sep 30, 2023 | -6.81% |
| Jun 30, 2023 | 7.37% |
| Mar 31, 2023 | 9.73% |
| Dec 31, 2022 | 6.79% |
| Sep 30, 2022 | -29.81% |
| Jun 30, 2022 | -55.16% |
| Mar 31, 2022 | -27.06% |
| Dec 31, 2021 | -28.06% |
| Sep 30, 2021 | -10.79% |