Heritage Insurance Holdings (HRTG) EBT Margin (2012 - 2026)

Heritage Insurance Holdings (HRTG) reported EBT Margin of 23.06% for Q1 2026, up 414.0% on a YoY basis from 4.49% in Q1 2025, and up 135.04% quarter-over-quarter from 65.82% in Q4 2025.

Heritage Insurance Holdings (HRTG) EBT Margin (2012 - 2026) Analysis & Trends

Heritage Insurance Holdings has reported EBT Margin for 15 years, with the latest figure at 23.06% in Q1 2026.

  • For the quarter ending Q1 2026, EBT Margin rose 414.0% year-over-year to 23.06%; the trailing twelve-month figure through Mar 2026 stood at 5.74% (down 841.0% YoY), and the FY2025 full-year result was 4.77%, down 758.0% from the prior year.
  • EBT Margin for Q1 2026 stood at 23.06%, up from 65.82% in the prior quarter.
  • The five-year high for EBT Margin was 35.01% in Q3 2025, with the low at 65.82% in Q4 2025.
  • Historically, EBT Margin has averaged 0.9% across 5 years, with a median of 9.73% in 2023.
  • Annual changes were most pronounced in 2023 — EBT Margin jumped 6288 bps — and 2025, when it slumped 8648 bps.
  • Heritage Insurance Holdings' EBT Margin stood at 6.79% in 2022, then jumped by 175 bps to 18.67% in 2023, then gained by 11 bps to 20.66% in 2024, then tumbled by 419 bps to 65.82% in 2025, then surged by 135 bps to 23.06% in 2026.
  • The last three EBT Margin figures came in at 23.06% (Q1 2026), 65.82% (Q4 2025), and 35.01% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 20.26%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn 16.07%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 17.77%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 18.35%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 16.69%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 12.52%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -7.60%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 53.96%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 12.06%
10 Heritage Insurance Holdings 679.89 Mn 161.75 Mn 121.06 Mn 23.06%

Historic Data

Download Data
DateValue
Mar 31, 2026 23.06%
Dec 31, 2025 -65.82%
Sep 30, 2025 35.01%
Jun 30, 2025 30.28%
Mar 31, 2025 18.92%
Dec 31, 2024 20.66%
Sep 30, 2024 4.52%
Jun 30, 2024 12.21%
Mar 31, 2024 11.08%
Dec 31, 2023 18.67%
Sep 30, 2023 -6.46%
Jun 30, 2023 7.72%
Mar 31, 2023 9.73%
Dec 31, 2022 6.79%
Sep 30, 2022 -29.81%
Jun 30, 2022 -55.16%
Mar 31, 2022 -26.09%
Dec 31, 2021 -28.06%
Sep 30, 2021 -10.79%
Jun 30, 2021 -4.04%