Heritage Insurance Holdings (HRTG) EBT Margin (2013 - 2026)
Heritage Insurance Holdings' EBT Margin came in at 38.36% for the quarter ended Jun 30, 2026, up 8.08 percentage points from 30.28% a year earlier and up 15.30 percentage points from the prior quarter.
Heritage Insurance Holdings (HRTG) EBT Margin (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Heritage Insurance Holdings reported EBT Margin of 33.64%, up 16.89 percentage points year-over-year; for the year ended Dec 31, 2025, it was 30.60%, up 20.48 percentage points from the prior year.
- EBT Margin has increased in each of the last three years, with a five-year change of +30.22 percentage points (years ended Dec 2020 to Dec 2025).
- Going back by year, EBT Margin was 10.12% in the year ended Dec 31, 2024 (+3.05 pp), 7.07% in the year ended Dec 31, 2023 (+32.15 pp), -25.08% in the year ended Dec 31, 2022 (-13.04 pp) and -12.04% in the year ended Dec 31, 2021 (-12.41 pp).
- The five-year range for quarterly EBT Margin is -53.31% (the quarter ended Jun 30, 2022) to 40.85% (the quarter ended Dec 31, 2025).
- Year-over-year, EBT Margin has increased for six consecutive quarters, with an average year-over-year change of +12.57 percentage points over the last eight quarters.
- The fastest year-over-year change in EBT Margin over five years came in the quarter ended Jun 30, 2023 (a gain of 60.67 percentage points), and the weakest in the quarter ended Jun 30, 2022 (a drop of 49.37 percentage points).
- Business Quant data shows HRTG's EBT Margin at 23.06% (quarter ended Mar 31, 2026), 40.85% (quarter ended Dec 31, 2025) and 32.15% (quarter ended Sep 30, 2025) in the three quarters before the quarter ended Jun 30, 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,082.55 Bn | -334.93 Bn | 55.86 Bn | 31.49% |
| 2 | Chubb | 128.03 Bn | 80.09 Bn | 9.13 Bn | 22.91% |
| 3 | Progressive | 122.38 Bn | 98.22 Bn | 9.04 Bn | 17.83% |
| 4 | Marsh & Mclennan Companies | 81.46 Bn | 73.20 Bn | - | 22.99% |
| 5 | Travelers Companies | 75.77 Bn | 52.02 Bn | 6.23 Bn | 22.77% |
| 6 | Manulife Financial | 73.91 Bn | 75.11 Bn | - | 13.82% |
| 7 | Metlife | 60.71 Bn | -45.77 Bn | 7.82 Bn | 5.40% |
| 8 | Aon | 58.53 Bn | 51.77 Bn | - | 17.05% |
| 9 | Arthur J. Gallagher | 58.38 Bn | 52.82 Bn | - | 10.34% |
| 10 | Heritage Insurance Holdings | 995.74 Mn | -1.23 Bn | 153.14 Mn | 38.36% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 38.36% |
| Mar 31, 2026 | 23.06% |
| Dec 31, 2025 | 40.85% |
| Sep 30, 2025 | 32.15% |
| Jun 30, 2025 | 30.28% |
| Mar 31, 2025 | 18.92% |
| Dec 31, 2024 | 13.77% |
| Sep 30, 2024 | 4.25% |
| Jun 30, 2024 | 12.21% |
| Mar 31, 2024 | 10.39% |
| Dec 31, 2023 | 17.74% |
| Sep 30, 2023 | -6.46% |
| Jun 30, 2023 | 7.37% |
| Mar 31, 2023 | 9.73% |
| Dec 31, 2022 | 6.79% |
| Sep 30, 2022 | -29.81% |
| Jun 30, 2022 | -53.31% |
| Mar 31, 2022 | -26.09% |
| Dec 31, 2021 | -26.92% |
| Sep 30, 2021 | -10.47% |
Heritage Insurance Holdings EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=HRTG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "HRTG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=HRTG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();