Home Bancshares (HOMB) Interest Coverage Ratio (2010 - 2026)
Home Bancshares' Interest Coverage Ratio came in at 2.62 for Q2 2026, up 3.5% from 2.53 a year earlier but down 4.6% from the prior quarter.
Home Bancshares (HOMB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Home Bancshares reported Interest Coverage Ratio of 2.67, up 14.6% year-over-year; for FY2025, it came in at 2.58, up 19.7% from FY2024.
- Going back by year, Interest Coverage Ratio was 2.16 in FY2024 (-12.6%), 2.47 in FY2023 (-42.7%), 4.31 in FY2022 (-52.0%) and 8.98 in FY2021 (+126.1%).
- The five-year range for quarterly Interest Coverage Ratio is 2.06 (Q2 2022) to 8.89 (Q3 2021).
- Year-over-year, Interest Coverage Ratio has increased for seven consecutive quarters, with growth averaging 10.7% over the last eight quarters.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q3 2021 (growth of 64.3%), and the weakest in Q2 2022 (a decline of 76.8%).
- Business Quant data shows HOMB's Interest Coverage Ratio at 2.75 (Q1 2026), 2.67 (Q4 2025) and 2.64 (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 890.60 Bn | 920.07 Bn | - | 2.10 |
| 2 | Banco Santander Chile | 421.74 Bn | 541.68 Bn | - | -2.12 |
| 3 | Bank Of America | 385.85 Bn | -1,990.22 Bn | - | 1.65 |
| 4 | Hsbc Holdings | 345.94 Bn | 345.99 Bn | - | - |
| 5 | Morgan Stanley | 303.15 Bn | -205.95 Bn | - | 1.56 |
| 6 | Royal Bank Of Canada | 279.82 Bn | 130.57 Bn | - | 1.43 |
| 7 | Mitsubishi Ufj Financial | 274.62 Bn | -1,313.87 Bn | 10.89 Bn | 0.56 |
| 8 | Goldman Sachs | 267.07 Bn | -3,290.04 Bn | - | 1.47 |
| 9 | Wells Fargo & Company | 243.79 Bn | 245.93 Bn | - | 1.73 |
| 10 | Home Bancshares | 5.70 Bn | 2.06 Bn | - | 2.62 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.62 |
| Mar 31, 2026 | 2.75 |
| Dec 31, 2025 | 2.67 |
| Sep 30, 2025 | 2.64 |
| Jun 30, 2025 | 2.53 |
| Mar 31, 2025 | 2.50 |
| Dec 31, 2024 | 2.23 |
| Sep 30, 2024 | 2.10 |
| Jun 30, 2024 | 2.16 |
| Mar 31, 2024 | 2.16 |
| Dec 31, 2023 | 2.09 |
| Sep 30, 2023 | 2.40 |
| Jun 30, 2023 | 2.67 |
| Mar 31, 2023 | 2.89 |
| Dec 31, 2022 | 3.59 |
| Sep 30, 2022 | 5.76 |
| Jun 30, 2022 | 2.06 |
| Mar 31, 2022 | 7.17 |
| Dec 31, 2021 | 8.85 |
| Sep 30, 2021 | 8.89 |
Home Bancshares Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=HOMB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "HOMB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=HOMB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();