Home Bancshares (HOMB) Interest Coverage Ratio (2010 - 2026)
Home Bancshares (HOMB) posted quarterly Interest Coverage Ratio of 1.46 for Q1 2026, down 14.51% year-over-year from 1.71 in Q1 2025, and down 1.96% quarter-over-quarter from 1.43 in Q4 2025.
Home Bancshares (HOMB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Home Bancshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.46 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 14.51% year-over-year to 1.46; the TTM figure through Mar 2026 stood at 1.39 (down 18.18% YoY), while the FY2025 annual figure was 1.35, down 18.52% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.46, down from 1.43 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 0.28 in Q3 2023, with the low at 12.44 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 1.34 (2025), against an average of 2.86.
- Peak annual rise in Interest Coverage Ratio reached 96.61% in 2023, while the deepest fall reached 370.56% in 2023.
- Home Bancshares' Interest Coverage Ratio stood at 2.64 in 2022, then plunged by 370.56% to 12.44 in 2023, then surged by 90.41% to 1.19 in 2024, then dropped by 19.85% to 1.43 in 2025, then declined by 1.96% to 1.46 in 2026.
- Business Quant data shows HOMB's Interest Coverage Ratio at 1.46 in Q1 2026, 1.43 in Q4 2025, and 1.34 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.97 Bn | 84.77 Bn | - | - |
| 2 | Pnc Financial Services | 97.74 Bn | 97.74 Bn | - | 2.00 |
| 3 | Us Bancorp | 95.92 Bn | 95.92 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.90 Bn | -144.19 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.18 Bn | -81.14 Bn | - | 1.49 |
| 7 | Nu Holdings | 71.38 Bn | 57.70 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.54 Bn | 61.54 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.65 Bn | 25.93 Bn | - | 1.90 |
| 10 | Home Bancshares | 6.08 Bn | 5.02 Bn | -15.96 Mn | -1.59 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -0.67 |
| Mar 31, 2026 | -1.46 |
| Dec 31, 2025 | -1.43 |
| Sep 30, 2025 | -1.34 |
| Jun 30, 2025 | -0.43 |
| Mar 31, 2025 | -1.27 |
| Dec 31, 2024 | -1.19 |
| Sep 30, 2024 | -1.09 |
| Jun 30, 2024 | -1.15 |
| Mar 31, 2024 | -1.14 |
| Dec 31, 2023 | -12.44 |
| Sep 30, 2023 | -0.28 |
| Jun 30, 2023 | -0.34 |
| Mar 31, 2023 | -1.80 |
| Dec 31, 2022 | -2.64 |
| Sep 30, 2022 | -4.31 |
| Jun 30, 2022 | -9.97 |
| Mar 31, 2022 | -6.33 |
| Dec 31, 2021 | -6.15 |
| Sep 30, 2021 | -6.95 |