Home Bancshares (HOMB) Interest Coverage Ratio (2010 - 2026)

Home Bancshares' (HOMB) quarterly Interest Coverage Ratio came in at 1.46 in Q1 2026, down 14.51% year-on-year from 1.71 in Q1 2025, and down 7.85% quarter-over-quarter from 1.35 in Q4 2025.

Home Bancshares (HOMB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Home Bancshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.46 for Q1 2026.

  • On a quarterly basis, Interest Coverage Ratio fell 14.51% year-over-year to 1.46 in Q1 2026; TTM through Mar 2026 was 1.37, a 16.55% decrease from a year earlier, with the FY2025 full-year figure at 1.35, down 18.52% from the prior year.
  • Interest Coverage Ratio retreated to 1.46 in Q1 2026 per HOMB's latest filing, from 1.35 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 0.28 in Q3 2023 and bottomed at 12.44 in Q4 2023.
  • The 5-year median for Interest Coverage Ratio is 1.34 (2025), against an average of 2.86.
  • Biggest YoY gain for Interest Coverage Ratio was 96.61% in 2023; the steepest drop was 370.56% in 2023.
  • Year by year, Interest Coverage Ratio stood at 2.64 in 2022, then tumbled by 370.56% to 12.44 in 2023, then soared by 90.41% to 1.19 in 2024, then decreased by 13.3% to 1.35 in 2025, then fell by 7.85% to 1.46 in 2026.
  • Per Business Quant, the three latest HOMB Interest Coverage Ratio figures stand at 1.46 (Q1 2026), 1.35 (Q4 2025), and 1.34 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 7,084.59
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -0.53
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -22.98
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 1.66
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 1.27
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.86
10 Home Bancshares 48.43 Mn -1.06 Bn -16.78 Mn -1.46

Historic Data

Download Data
DateValue
Mar 31, 2026 -1.46
Dec 31, 2025 -1.35
Sep 30, 2025 -1.34
Jun 30, 2025 -0.43
Mar 31, 2025 -1.27
Dec 31, 2024 -1.19
Sep 30, 2024 -1.09
Jun 30, 2024 -1.15
Mar 31, 2024 -1.14
Dec 31, 2023 -12.44
Sep 30, 2023 -0.28
Jun 30, 2023 -0.34
Mar 31, 2023 -1.80
Dec 31, 2022 -2.64
Sep 30, 2022 -4.31
Jun 30, 2022 -9.97
Mar 31, 2022 -6.33
Dec 31, 2021 -6.15
Sep 30, 2021 -6.95
Jun 30, 2021 -5.80