Home Bancshares (HOMB) Interest Coverage Ratio (2010 - 2026)
Home Bancshares' (HOMB) quarterly Interest Coverage Ratio came in at 1.46 in Q1 2026, down 14.51% year-on-year from 1.71 in Q1 2025, and down 7.85% quarter-over-quarter from 1.35 in Q4 2025.
Home Bancshares (HOMB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Home Bancshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.46 for Q1 2026.
- On a quarterly basis, Interest Coverage Ratio fell 14.51% year-over-year to 1.46 in Q1 2026; TTM through Mar 2026 was 1.37, a 16.55% decrease from a year earlier, with the FY2025 full-year figure at 1.35, down 18.52% from the prior year.
- Interest Coverage Ratio retreated to 1.46 in Q1 2026 per HOMB's latest filing, from 1.35 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 0.28 in Q3 2023 and bottomed at 12.44 in Q4 2023.
- The 5-year median for Interest Coverage Ratio is 1.34 (2025), against an average of 2.86.
- Biggest YoY gain for Interest Coverage Ratio was 96.61% in 2023; the steepest drop was 370.56% in 2023.
- Year by year, Interest Coverage Ratio stood at 2.64 in 2022, then tumbled by 370.56% to 12.44 in 2023, then soared by 90.41% to 1.19 in 2024, then decreased by 13.3% to 1.35 in 2025, then fell by 7.85% to 1.46 in 2026.
- Per Business Quant, the three latest HOMB Interest Coverage Ratio figures stand at 1.46 (Q1 2026), 1.35 (Q4 2025), and 1.34 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Home Bancshares | 48.43 Mn | -1.06 Bn | -16.78 Mn | -1.46 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.46 |
| Dec 31, 2025 | -1.35 |
| Sep 30, 2025 | -1.34 |
| Jun 30, 2025 | -0.43 |
| Mar 31, 2025 | -1.27 |
| Dec 31, 2024 | -1.19 |
| Sep 30, 2024 | -1.09 |
| Jun 30, 2024 | -1.15 |
| Mar 31, 2024 | -1.14 |
| Dec 31, 2023 | -12.44 |
| Sep 30, 2023 | -0.28 |
| Jun 30, 2023 | -0.34 |
| Mar 31, 2023 | -1.80 |
| Dec 31, 2022 | -2.64 |
| Sep 30, 2022 | -4.31 |
| Jun 30, 2022 | -9.97 |
| Mar 31, 2022 | -6.33 |
| Dec 31, 2021 | -6.15 |
| Sep 30, 2021 | -6.95 |
| Jun 30, 2021 | -5.80 |