Home Bancshares (HOMB) Interest Coverage Ratio (2010 - 2026)
Home Bancshares (HOMB) recorded quarterly Interest Coverage Ratio of 1.5 in Q1 2026, down 10.3% quarter-over-quarter from 1.36 in Q4 2025, and down 11.84% on a YoY basis from 1.7 in Q1 2025.
Home Bancshares (HOMB) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Home Bancshares' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.5 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio fell 11.84% year-over-year to 1.5; the TTM figure through Mar 2026 stood at 1.39 (down 15.9% YoY), while the FY2025 annual figure was 1.36, down 17.83% from the prior year.
- Interest Coverage Ratio was 1.5 for Q1 2026 at Home Bancshares, down from 1.36 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 1.08 in Q3 2024 to a low of 9.97 in Q2 2022.
- Historically, Interest Coverage Ratio has averaged 2.42 across 5 years, with a median of 1.41 in 2023.
- The sharpest annual moves came in 2022 and 2023: Interest Coverage Ratio tumbled 67.15% in 2022, then jumped 83.83% in 2023.
- A 5-year view of Interest Coverage Ratio shows it stood at 2.56 in 2022, then jumped by 40.89% to 1.52 in 2023, then advanced by 17.57% to 1.25 in 2024, then retreated by 8.93% to 1.36 in 2025, then slipped by 10.3% to 1.5 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.5 (Q1 2026), 1.36 (Q4 2025), and 1.34 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Home Bancshares | 5.56 Bn | 4.44 Bn | -16.78 Mn | -1.50 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -1.50 |
| Dec 31, 2025 | -1.36 |
| Sep 30, 2025 | -1.34 |
| Jun 30, 2025 | -1.37 |
| Mar 31, 2025 | -1.34 |
| Dec 31, 2024 | -1.25 |
| Sep 30, 2024 | -1.08 |
| Jun 30, 2024 | -1.15 |
| Mar 31, 2024 | -1.14 |
| Dec 31, 2023 | -1.52 |
| Sep 30, 2023 | -1.41 |
| Jun 30, 2023 | -1.61 |
| Mar 31, 2023 | -1.86 |
| Dec 31, 2022 | -2.56 |
| Sep 30, 2022 | -4.31 |
| Jun 30, 2022 | -9.97 |
| Mar 31, 2022 | -6.33 |
| Dec 31, 2021 | -6.92 |
| Sep 30, 2021 | -6.78 |
| Jun 30, 2021 | -5.96 |