Horace Mann Educators (HMN) EBT Margin (2010 - 2026)
Horace Mann Educators' (HMN) quarterly EBT Margin came in at 11.69% in Q1 2026, up 29.0% YoY from 9.06% in Q1 2025, and up 11.25% on a QoQ basis from 10.51% in Q4 2025.
Horace Mann Educators (HMN) EBT Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has 17 years of EBT Margin data on file, last reported at 11.69% in Q1 2026.
- Quarterly EBT Margin rose 29.0% year-over-year to 11.69% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 11.89% (up 309.0% YoY) and the FY2025 annual result came in at 11.83%, up 376.0% from the prior year.
- EBT Margin grew to 11.69% in Q1 2026, from 10.51% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 16.31% in Q3 2025 to a low of 7.48% in Q4 2022.
- A 5-year average of 6.4% and a median of 8.55% in 2024 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2022 — EBT Margin sank 3308 bps — and 2023, when it surged 1919 bps.
- Tracing HMN's EBT Margin over 5 years: stood at 7.48% in 2022, then jumped by 257 bps to 11.72% in 2023, then rose by 1 bps to 11.81% in 2024, then decreased by 11 bps to 10.51% in 2025, then increased by 11 bps to 11.69% in 2026.
- The last three EBT Margin figures came in at 11.69% (Q1 2026), 10.51% (Q4 2025), and 16.31% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 135.03 Bn | 121.26 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 124.11 Bn | 119.11 Bn | 9.04 Bn | 17.83% |
| 3 | Travelers Companies | 79.44 Bn | 55.69 Bn | 4.83 Bn | 25.73% |
| 4 | Allstate | 67.36 Bn | 28.63 Bn | 16.28 Bn | 22.27% |
| 5 | Fairfax Financial Holdings | 35.31 Bn | 35.31 Bn | - | - |
| 6 | Cincinnati Financial | 26.77 Bn | 24.88 Bn | 2.39 Bn | 36.87% |
| 7 | Loews | 23.31 Bn | 1.01 Bn | 2.57 Bn | 12.93% |
| 8 | Markel | 23.15 Bn | 6.26 Bn | 2.83 Bn | 37.78% |
| 9 | Assurant | 14.05 Bn | 12.02 Bn | 2.71 Bn | 10.91% |
| 10 | Horace Mann Educators | 2.16 Bn | -3.66 Bn | 257.20 Mn | 11.05% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 11.05% |
| Mar 31, 2026 | 11.69% |
| Dec 31, 2025 | 10.51% |
| Sep 30, 2025 | 16.31% |
| Jun 30, 2025 | 8.87% |
| Mar 31, 2025 | 11.41% |
| Dec 31, 2024 | 11.81% |
| Sep 30, 2024 | 10.36% |
| Jun 30, 2024 | 1.19% |
| Mar 31, 2024 | 8.55% |
| Dec 31, 2023 | 11.72% |
| Sep 30, 2023 | 3.59% |
| Jun 30, 2023 | -4.38% |
| Mar 31, 2023 | 2.29% |
| Dec 31, 2022 | -7.48% |
| Sep 30, 2022 | 6.83% |
| Jun 30, 2022 | -1.73% |
| Mar 31, 2022 | 7.21% |
| Dec 31, 2021 | 25.60% |
| Sep 30, 2021 | 5.77% |