Horace Mann Educators (HMN) EBT Margin (2010 - 2026)
Horace Mann Educators (HMN) reported EBT Margin of 11.69% for Q1 2026, up 29.0% on a YoY basis from 9.06% in Q1 2025, and up 11.25% quarter-over-quarter from 10.51% in Q4 2025.
Horace Mann Educators (HMN) EBT Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators has reported EBT Margin for 17 years, with the latest figure at 11.69% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 29.0% year-over-year to 11.69%; the trailing twelve-month figure through Mar 2026 stood at 11.89% (up 309.0% YoY), and the FY2025 full-year result was 11.83%, up 376.0% from the prior year.
- EBT Margin for Q1 2026 stood at 11.69%, up from 10.51% in the prior quarter.
- The five-year high for EBT Margin was 16.31% in Q3 2025, with the low at 7.48% in Q4 2022.
- Historically, EBT Margin has averaged 6.4% across 5 years, with a median of 8.55% in 2024.
- Annual changes were most pronounced in 2022 — EBT Margin sank 3308 bps — and 2023, when it surged 1919 bps.
- Horace Mann Educators' EBT Margin stood at 7.48% in 2022, then jumped by 257 bps to 11.72% in 2023, then rose by 1 bps to 11.81% in 2024, then decreased by 11 bps to 10.51% in 2025, then increased by 11 bps to 11.69% in 2026.
- The last three EBT Margin figures came in at 11.69% (Q1 2026), 10.51% (Q4 2025), and 16.31% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 20.26% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 16.07% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 17.77% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 18.35% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 16.69% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.60% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 53.96% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 12.06% |
| 10 | Horace Mann Educators | 1.92 Bn | 1.86 Bn | 252.90 Mn | 11.69% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 11.69% |
| Dec 31, 2025 | 10.51% |
| Sep 30, 2025 | 16.31% |
| Jun 30, 2025 | 8.87% |
| Mar 31, 2025 | 11.41% |
| Dec 31, 2024 | 11.81% |
| Sep 30, 2024 | 10.36% |
| Jun 30, 2024 | 1.19% |
| Mar 31, 2024 | 8.55% |
| Dec 31, 2023 | 11.72% |
| Sep 30, 2023 | 3.59% |
| Jun 30, 2023 | -4.38% |
| Mar 31, 2023 | 2.29% |
| Dec 31, 2022 | -7.48% |
| Sep 30, 2022 | 6.83% |
| Jun 30, 2022 | -1.73% |
| Mar 31, 2022 | 7.21% |
| Dec 31, 2021 | 25.60% |
| Sep 30, 2021 | 5.77% |
| Jun 30, 2021 | 16.75% |