Horace Mann Educators (HMN) EBT Margin (2010 - 2026)
Horace Mann Educators (HMN) posted EBT Margin of 11.69% for Q1 2026, up 11.25% quarter-over-quarter from 10.51% in Q4 2025, and up 29.0% year-on-year from 9.06% in Q1 2025.
Horace Mann Educators (HMN) EBT Margin (2010 - 2026) Analysis & Trends
Horace Mann Educators (HMN) has reported EBT Margin for 17 consecutive years, with 11.69% the latest figure, recorded in Q1 2026.
- EBT Margin for Q1 2026 came in at 11.69%, up 29.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 11.89% (up 309.0% YoY), and the FY2025 annual result was 11.83%, up 376.0% from the prior year.
- EBT Margin was 11.69% for Q1 2026 at Horace Mann Educators, up from 10.51% in the prior quarter.
- Over five years, EBT Margin peaked at 16.31% in Q3 2025 and troughed at 7.48% in Q4 2022.
- Average EBT Margin over 5 years is 6.4%, with a median of 8.55% recorded in 2024.
- Year-over-year, EBT Margin tumbled 3308 bps in 2022 and jumped 1919 bps in 2023.
- Over 5 years, EBT Margin stood at 7.48% in 2022, then jumped by 257 bps to 11.72% in 2023, then climbed by 1 bps to 11.81% in 2024, then declined by 11 bps to 10.51% in 2025, then advanced by 11 bps to 11.69% in 2026.
- Per Business Quant data, the three most recent EBT Margin figures were 11.69% in Q1 2026, 10.51% in Q4 2025, and 16.31% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -7.60% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | 16.07% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 20.26% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.52% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 17.77% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 18.35% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 53.96% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 9.14% |
| 10 | Horace Mann Educators | 2.15 Bn | 2.09 Bn | 252.90 Mn | 11.69% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 11.69% |
| Dec 31, 2025 | 10.51% |
| Sep 30, 2025 | 16.31% |
| Jun 30, 2025 | 8.87% |
| Mar 31, 2025 | 11.41% |
| Dec 31, 2024 | 11.81% |
| Sep 30, 2024 | 10.36% |
| Jun 30, 2024 | 1.19% |
| Mar 31, 2024 | 8.55% |
| Dec 31, 2023 | 11.72% |
| Sep 30, 2023 | 3.59% |
| Jun 30, 2023 | -4.38% |
| Mar 31, 2023 | 2.29% |
| Dec 31, 2022 | -7.48% |
| Sep 30, 2022 | 6.83% |
| Jun 30, 2022 | -1.73% |
| Mar 31, 2022 | 7.21% |
| Dec 31, 2021 | 25.60% |
| Sep 30, 2021 | 5.77% |
| Jun 30, 2021 | 16.75% |