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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) EBT Margin (2016 - 2025)

Horace Mann Educators' EBT Margin history spans 16 years, with the latest figure at 10.51% for Q4 2025.

  • For Q4 2025, EBT Margin fell 130.0% year-over-year to 10.51%; the TTM value through Dec 2025 reached 11.83%, up 376.0%, while the annual FY2025 figure was 11.83%, 376.0% up from the prior year.
  • EBT Margin reached 10.51% in Q4 2025 per HMN's latest filing, down from 16.31% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 25.6% in Q4 2021 to a low of 7.48% in Q4 2022.
  • Average EBT Margin over 5 years is 8.01%, with a median of 8.71% recorded in 2025.
  • Peak YoY movement for EBT Margin: crashed -3308bps in 2022, then soared 1919bps in 2023.
  • A 5-year view of EBT Margin shows it stood at 25.6% in 2021, then plummeted by -129bps to 7.48% in 2022, then soared by 257bps to 11.72% in 2023, then increased by 1bps to 11.81% in 2024, then dropped by -11bps to 10.51% in 2025.
  • Per Business Quant, the three most recent readings for HMN's EBT Margin are 10.51% (Q4 2025), 16.31% (Q3 2025), and 8.87% (Q2 2025).