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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) EBT Margin (2016 - 2026)

Horace Mann Educators filings provide 16 years of EBT Margin readings, the most recent being 10.51% for Q4 2025.

  • On a quarterly basis, EBT Margin fell 130.0% to 10.51% in Q4 2025 year-over-year; TTM through Dec 2025 was 11.83%, a 376.0% increase, with the full-year FY2025 number at 11.83%, up 376.0% from a year prior.
  • EBT Margin hit 10.51% in Q4 2025 for Horace Mann Educators, down from 16.31% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 25.6% in Q4 2021 to a low of 7.48% in Q4 2022.
  • Median EBT Margin over the past 5 years was 8.71% (2025), compared with a mean of 8.01%.
  • Biggest five-year swings in EBT Margin: plummeted -3308bps in 2022 and later skyrocketed 1919bps in 2023.
  • Horace Mann Educators' EBT Margin stood at 25.6% in 2021, then plummeted by -129bps to 7.48% in 2022, then soared by 257bps to 11.72% in 2023, then increased by 1bps to 11.81% in 2024, then dropped by -11bps to 10.51% in 2025.
  • The last three reported values for EBT Margin were 10.51% (Q4 2025), 16.31% (Q3 2025), and 8.87% (Q2 2025) per Business Quant data.