Horace Mann Educators (HMN) EBT Margin (2010 - 2026)
Horace Mann Educators (HMN) reported EBT Margin of 11.05% for Q2 2026, up 2.18 percentage points from 8.87% a year earlier but down 0.64 percentage points from the prior quarter.
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Analysis
Horace Mann Educators (HMN) EBT Margin (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Horace Mann Educators' EBT Margin came in at 12.39%, up 1.78 percentage points year-over-year; for FY2025, it was 11.83%, up 3.76 percentage points from FY2024.
- EBT Margin has increased for three consecutive years, though with a five-year change of -0.35 percentage points (FY2020 to FY2025).
- By year, EBT Margin came in at 8.06% in FY2024 (+4.49 pp), 3.57% in FY2023 (+2.38 pp), 1.19% in FY2022 (-14.61 pp) and 15.81% in FY2021 (+3.63 pp).
- Five-year quarterly EBT Margin spans a low of -7.48% in Q4 2022 and a high of 25.60% in Q4 2021.
- Year over year, EBT Margin gained in seven of the last eight quarters, with an average year-over-year change of +3.06 percentage points.
- The high point for year-over-year EBT Margin in five years was Q4 2023 (a gain of 19.19 percentage points); the low point was Q4 2022 (a drop of 33.08 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 11.69% (Q1 2026), 10.51% (Q4 2025) and 16.31% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Berkshire Hathaway | 1,083.69 Bn | -333.79 Bn | 55.86 Bn | 31.49% |
| 2 | Chubb | 127.81 Bn | 79.86 Bn | 9.13 Bn | 22.91% |
| 3 | Progressive | 121.79 Bn | 97.63 Bn | 9.04 Bn | 17.83% |
| 4 | Marsh & Mclennan Companies | 80.80 Bn | 72.54 Bn | - | 22.99% |
| 5 | Travelers Companies | 75.76 Bn | 52.01 Bn | 6.23 Bn | 22.77% |
| 6 | Manulife Financial | 74.06 Bn | 75.27 Bn | - | 13.82% |
| 7 | Metlife | 61.12 Bn | -45.36 Bn | 7.82 Bn | 5.40% |
| 8 | Arthur J. Gallagher | 58.82 Bn | 53.25 Bn | - | 10.34% |
| 9 | Allstate | 57.81 Bn | 19.06 Bn | 8.73 Bn | 22.27% |
| 10 | Horace Mann Educators | 1.82 Bn | -21.25 Bn | 257.20 Mn | 11.05% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.05% |
| Mar 31, 2026 | 11.69% |
| Dec 31, 2025 | 10.51% |
| Sep 30, 2025 | 16.31% |
| Jun 30, 2025 | 8.87% |
| Mar 31, 2025 | 11.41% |
| Dec 31, 2024 | 11.81% |
| Sep 30, 2024 | 10.36% |
| Jun 30, 2024 | 1.19% |
| Mar 31, 2024 | 8.55% |
| Dec 31, 2023 | 11.72% |
| Sep 30, 2023 | 3.59% |
| Jun 30, 2023 | -4.38% |
| Mar 31, 2023 | 2.29% |
| Dec 31, 2022 | -7.48% |
| Sep 30, 2022 | 6.83% |
| Jun 30, 2022 | -1.73% |
| Mar 31, 2022 | 7.21% |
| Dec 31, 2021 | 25.60% |
| Sep 30, 2021 | 5.77% |
API Access
Horace Mann Educators EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=HMN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "HMN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=HMN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();