Hdfc Bank (HDB) Interest Coverage Ratio (2019 - 2026)

Hdfc Bank (HDB) has reported Interest Coverage Ratio for 7 consecutive years, with 1.52 the latest figure, recorded in Q1 2026.

• For the quarter ending Q1 2026, Interest Coverage Ratio changed N/A year-over-year to 1.52; the trailing twelve-month figure through Mar 2026 stood at 1.5 (changed N/A YoY), and the FY2026 full-year result was 1.61, up 7.04% from the prior year.
• Interest Coverage Ratio declined to 1.52 in Q1 2026 per HDB's latest filing, from 1.55 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 1.96 in Q1 2023 and bottomed at 1.34 in Q1 2024.
• Historically, Interest Coverage Ratio has averaged 1.62 across 5 years, with a median of 1.55 in 2025.
• The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio declined 6.71% in 2023, then plunged 32.01% in 2024.
• Over 5 years, Interest Coverage Ratio stood at 1.82 in 2022, then fell by 19.81% to 1.46 in 2023, then fell by 8.64% to 1.34 in 2024, then climbed by 16.06% to 1.55 in 2025, then decreased by 2.09% to 1.52 in 2026.
• According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.52, 1.55, and 1.54 for Q1 2026, Q4 2025, and Q3 2025 respectively.