Horizon Bancorp (HBNC) Times Interest Earned (2010 - 2026)
Horizon Bancorp (HBNC) recorded quarterly Times Interest Earned of $2.33 in Q1 2026, up 2.58% quarter-over-quarter from $2.27 in Q4 2025, and up 32.03% on a YoY basis from $1.76 in Q1 2025.
Horizon Bancorp (HBNC) Times Interest Earned (2010 - 2026) Analysis & Trends
Horizon Bancorp's Times Interest Earned history runs 17 years deep, the most recent figure standing at $2.33 for Q1 2026.
- In Q1 2026, Times Interest Earned rose 32.03% year-over-year to $2.33; the TTM figure through Mar 2026 stood at -$0.63 (down 150.54% YoY), while the FY2025 annual figure was -$0.51, down 143.78% from the prior year.
- Times Interest Earned was $2.33 for Q1 2026 at Horizon Bancorp, up from $2.27 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $7.93 in Q1 2022 to a low of -$7.31 in Q3 2025.
- Historically, Times Interest Earned has averaged $1.88 across 5 years, with a median of $1.68 in 2025.
- Biggest YoY gain for Times Interest Earned was 398.47% in 2025; the steepest drop was 617.92% in 2025.
- A 5-year view of Times Interest Earned shows it stood at $2.29 in 2022, then slumped by 76.27% to $0.54 in 2023, then decreased by 16.48% to $0.45 in 2024, then jumped by 398.47% to $2.27 in 2025, then increased by 2.58% to $2.33 in 2026.
- The last three Times Interest Earned figures came in at $2.33 (Q1 2026), $2.27 (Q4 2025), and -$7.31 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Horizon Bancorp | 1.00 Bn | 741.81 Mn | - | 2.33 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.33 |
| Dec 31, 2025 | 2.27 |
| Sep 30, 2025 | -7.31 |
| Jun 30, 2025 | 1.68 |
| Mar 31, 2025 | 1.76 |
| Dec 31, 2024 | 0.45 |
| Sep 30, 2024 | 1.41 |
| Jun 30, 2024 | 1.38 |
| Mar 31, 2024 | 1.36 |
| Dec 31, 2023 | 0.54 |
| Sep 30, 2023 | 1.46 |
| Jun 30, 2023 | 1.66 |
| Mar 31, 2023 | 1.76 |
| Dec 31, 2022 | 2.29 |
| Sep 30, 2022 | 3.68 |
| Jun 30, 2022 | 7.32 |
| Mar 31, 2022 | 7.93 |
| Dec 31, 2021 | 7.16 |
| Sep 30, 2021 | 7.27 |
| Jun 30, 2021 | 6.42 |