Horizon Bancorp (HBNC) Times Interest Earned (2010 - 2026)
Horizon Bancorp's (HBNC) quarterly Times Interest Earned came in at $1.69 in Q1 2026, up 7.83% year-on-year from $1.57 in Q1 2025, and down 28.4% quarter-over-quarter from $2.36 in Q4 2025.
Horizon Bancorp (HBNC) Times Interest Earned (2010 - 2026) Analysis & Trends
Horizon Bancorp's Times Interest Earned history runs 17 years deep, the most recent figure standing at $1.69 for Q1 2026.
- On a quarterly basis, Times Interest Earned rose 7.83% year-over-year to $1.69 in Q1 2026; TTM through Mar 2026 was -$0.65, a 111.0% decrease from a year earlier, with the FY2025 full-year figure at -$0.51, down 144.16% from the prior year.
- Times Interest Earned declined to $1.69 in Q1 2026 per HBNC's latest filing, from $2.36 in the prior quarter.
- Across five years, Times Interest Earned topped out at $2.59 in Q4 2022 and bottomed at -$5.01 in Q3 2025.
- The 5-year median for Times Interest Earned is $1.16 (2023), against an average of $0.94.
- Biggest YoY gain for Times Interest Earned was 831.24% in 2025; the steepest drop was 503.83% in 2025.
- Year by year, Times Interest Earned stood at $2.59 in 2022, then plunged by 91.14% to $0.23 in 2023, then grew by 10.48% to $0.25 in 2024, then jumped by 831.24% to $2.36 in 2025, then slipped by 28.4% to $1.69 in 2026.
- Per Business Quant, the three latest HBNC Times Interest Earned figures stand at $1.69 (Q1 2026), $2.36 (Q4 2025), and -$5.01 (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 7,084.59 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -22.98 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 1.66 |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 1.27 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.86 |
| 10 | Horizon Bancorp | 1.03 Bn | 765.89 Mn | - | 1.69 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.69 |
| Dec 31, 2025 | 2.36 |
| Sep 30, 2025 | -5.01 |
| Jun 30, 2025 | 1.51 |
| Mar 31, 2025 | 1.57 |
| Dec 31, 2024 | 0.25 |
| Sep 30, 2024 | 1.24 |
| Jun 30, 2024 | 1.16 |
| Mar 31, 2024 | 1.16 |
| Dec 31, 2023 | 0.23 |
| Sep 30, 2023 | 1.11 |
| Jun 30, 2023 | 1.16 |
| Mar 31, 2023 | 1.16 |
| Dec 31, 2022 | 2.59 |
| Sep 30, 2022 | 1.16 |
| Jun 30, 2022 | 1.24 |
| Mar 31, 2022 | 1.36 |
| Dec 31, 2021 | 7.16 |
| Sep 30, 2021 | 7.27 |
| Jun 30, 2021 | 6.42 |