Horizon Bancorp (HBNC) Interest Coverage Ratio (2010 - 2026)

Horizon Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.69 for Q1 2026.

• On a quarterly basis, Interest Coverage Ratio rose 7.83% year-over-year to 1.69 in Q1 2026; TTM through Mar 2026 was 0.65, a 111.0% decrease from a year earlier, with the FY2025 full-year figure at 0.51, down 144.16% from the prior year.
• Interest Coverage Ratio declined to 1.69 in Q1 2026 per HBNC's latest filing, from 2.36 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 2.59 in Q4 2022 and bottomed at 5.01 in Q3 2025.
• The 5-year median for Interest Coverage Ratio is 1.16 (2023), against an average of 0.94.
• Biggest YoY gain for Interest Coverage Ratio was 831.24% in 2025; the steepest drop was 503.83% in 2025.
• Year by year, Interest Coverage Ratio stood at 2.59 in 2022, then plunged by 91.14% to 0.23 in 2023, then grew by 10.48% to 0.25 in 2024, then jumped by 831.24% to 2.36 in 2025, then slipped by 28.4% to 1.69 in 2026.
• Per Business Quant, the three latest HBNC Interest Coverage Ratio figures stand at 1.69 (Q1 2026), 2.36 (Q4 2025), and 5.01 (Q3 2025).