Horizon Bancorp (HBNC) Interest Coverage Ratio (2010 - 2026)

Horizon Bancorp (HBNC) recorded quarterly Interest Coverage Ratio of 2.33 in Q1 2026, up 2.58% quarter-over-quarter from 2.27 in Q4 2025, and up 32.03% on a YoY basis from 1.76 in Q1 2025.

Horizon Bancorp (HBNC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends

Horizon Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 2.33 for Q1 2026.

  • In Q1 2026, Interest Coverage Ratio rose 32.03% year-over-year to 2.33; the TTM figure through Mar 2026 stood at 0.63 (down 150.54% YoY), while the FY2025 annual figure was 0.51, down 143.78% from the prior year.
  • Interest Coverage Ratio was 2.33 for Q1 2026 at Horizon Bancorp, up from 2.27 in the prior quarter.
  • In the past five years, Interest Coverage Ratio ranged from a high of 7.93 in Q1 2022 to a low of 7.31 in Q3 2025.
  • Historically, Interest Coverage Ratio has averaged 1.88 across 5 years, with a median of 1.68 in 2025.
  • Biggest YoY gain for Interest Coverage Ratio was 398.47% in 2025; the steepest drop was 617.92% in 2025.
  • A 5-year view of Interest Coverage Ratio shows it stood at 2.29 in 2022, then slumped by 76.27% to 0.54 in 2023, then decreased by 16.48% to 0.45 in 2024, then jumped by 398.47% to 2.27 in 2025, then increased by 2.58% to 2.33 in 2026.
  • The last three Interest Coverage Ratio figures came in at 2.33 (Q1 2026), 2.27 (Q4 2025), and 7.31 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -1.52
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 2.53
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 2.21
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 0.04
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Horizon Bancorp 1.00 Bn 741.81 Mn - 2.33

Historic Data

Download Data
DateValue
Mar 31, 2026 2.33
Dec 31, 2025 2.27
Sep 30, 2025 -7.31
Jun 30, 2025 1.68
Mar 31, 2025 1.76
Dec 31, 2024 0.45
Sep 30, 2024 1.41
Jun 30, 2024 1.38
Mar 31, 2024 1.36
Dec 31, 2023 0.54
Sep 30, 2023 1.46
Jun 30, 2023 1.66
Mar 31, 2023 1.76
Dec 31, 2022 2.29
Sep 30, 2022 3.68
Jun 30, 2022 7.32
Mar 31, 2022 7.93
Dec 31, 2021 7.16
Sep 30, 2021 7.27
Jun 30, 2021 6.42