Horizon Bancorp Inc /In/ (HBNC) Interest Coverage Ratio (2010 - 2026)
Horizon Bancorp's Interest Coverage Ratio came in at 2.23 for Q2 2026, up 33.0% from 1.68 a year earlier but down 4.1% from the prior quarter.
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Analysis
Horizon Bancorp Inc /In/ (HBNC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Horizon Bancorp reported Interest Coverage Ratio of -0.74; for FY2025, it came in at -0.51.
- Going back by year, Interest Coverage Ratio was 1.16 in FY2024 (-9.5%), 1.29 in FY2023 (-67.0%), 3.89 in FY2022 (-41.0%) and 6.60 in FY2021 (+101.4%).
- The five-year range for quarterly Interest Coverage Ratio is -7.31 (Q3 2025) to 7.93 (Q1 2022).
- Year-over-year, Interest Coverage Ratio has increased for three consecutive quarters, with growth averaging 70.6% over the last seven quarters.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in Q4 2025 (growth of 398.5%), and the weakest in Q1 2023 (a decline of 77.9%).
- Business Quant data shows HBNC's Interest Coverage Ratio at 2.33 (Q1 2026), 2.27 (Q4 2025) and -7.31 (Q3 2025) in the three quarters before Q2 2026.
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.23 |
| Mar 31, 2026 | 2.33 |
| Dec 31, 2025 | 2.27 |
| Sep 30, 2025 | -7.31 |
| Jun 30, 2025 | 1.68 |
| Mar 31, 2025 | 1.76 |
| Dec 31, 2024 | 0.45 |
| Sep 30, 2024 | 1.41 |
| Jun 30, 2024 | 1.38 |
| Mar 31, 2024 | 1.36 |
| Dec 31, 2023 | 0.54 |
| Sep 30, 2023 | 1.46 |
| Jun 30, 2023 | 1.66 |
| Mar 31, 2023 | 1.76 |
| Dec 31, 2022 | 2.29 |
| Sep 30, 2022 | 3.68 |
| Jun 30, 2022 | 7.32 |
| Mar 31, 2022 | 7.93 |
| Dec 31, 2021 | 7.16 |
| Sep 30, 2021 | 7.27 |
API Access
Horizon Bancorp Inc /In/ Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=HBNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "HBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=HBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();