Horizon Bancorp (HBNC) Interest Coverage Ratio (2010 - 2026)
Horizon Bancorp (HBNC) posted quarterly Interest Coverage Ratio of 1.69 for Q1 2026, up 7.83% year-over-year from 1.57 in Q1 2025, and down 25.48% quarter-over-quarter from 2.27 in Q4 2025.
Horizon Bancorp (HBNC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
Horizon Bancorp's Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.69 for Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 7.83% year-over-year to 1.69; the TTM figure through Mar 2026 stood at 0.61 (down 109.64% YoY), while the FY2025 annual figure was 0.51, down 144.16% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.69, down from 2.27 in the prior quarter.
- The five-year high for Interest Coverage Ratio was 2.31 in Q4 2022, with the low at 5.01 in Q3 2025.
- The 5-year median for Interest Coverage Ratio is 1.16 (2023), against an average of 0.96.
- Peak annual rise in Interest Coverage Ratio reached 296.32% in 2025, while the deepest fall reached 503.83% in 2025.
- Horizon Bancorp's Interest Coverage Ratio stood at 2.31 in 2022, then plunged by 72.35% to 0.64 in 2023, then fell by 10.59% to 0.57 in 2024, then soared by 296.32% to 2.27 in 2025, then dropped by 25.48% to 1.69 in 2026.
- Business Quant data shows HBNC's Interest Coverage Ratio at 1.69 in Q1 2026, 2.27 in Q4 2025, and 5.01 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.68 Bn | 84.49 Bn | - | - |
| 2 | Pnc Financial Services | 97.89 Bn | 97.89 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.36 Bn | 96.36 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.94 Bn | -144.15 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.17 Bn | -81.15 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.49 Bn | 56.80 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.73 Bn | 61.73 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.93 Bn | 26.20 Bn | - | 1.90 |
| 10 | Horizon Bancorp | 1.00 Bn | 778.62 Mn | - | 2.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.82 |
| Mar 31, 2026 | 1.69 |
| Dec 31, 2025 | 2.27 |
| Sep 30, 2025 | -5.01 |
| Jun 30, 2025 | 1.51 |
| Mar 31, 2025 | 1.57 |
| Dec 31, 2024 | 0.57 |
| Sep 30, 2024 | 1.24 |
| Jun 30, 2024 | 1.16 |
| Mar 31, 2024 | 1.16 |
| Dec 31, 2023 | 0.64 |
| Sep 30, 2023 | 1.11 |
| Jun 30, 2023 | 1.16 |
| Mar 31, 2023 | 1.16 |
| Dec 31, 2022 | 2.31 |
| Sep 30, 2022 | 1.16 |
| Jun 30, 2022 | 1.24 |
| Mar 31, 2022 | 1.36 |
| Dec 31, 2021 | 7.16 |
| Sep 30, 2021 | 7.27 |