Horizon Bancorp Inc /In/ (HBNC) FCF Margin (2010 - 2026)
Horizon Bancorp (HBNC) posted FCF Margin of 41.50% for Q2 2026, up 14.15 percentage points from 27.35% a year earlier and up 13.32 percentage points from the prior quarter.
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Analysis
Horizon Bancorp Inc /In/ (HBNC) FCF Margin (2010 - 2026) Analysis & Trends
For FY2024, Horizon Bancorp's FCF Margin came in at 0.67%, down 42.56 percentage points from FY2023.
- Annual FCF Margin shows a five-year change of -82.61 percentage points (FY2019 to FY2024).
- In prior years, Horizon Bancorp's FCF Margin was 43.23% in FY2023 (+7.62 pp), 35.61% in FY2022 (-9.27 pp), 44.88% in FY2021 (+12.46 pp) and 32.42% in FY2020 (-50.86 pp).
- Quarterly FCF Margin has run from a low of -207.55% in Q4 2024 to a high of 62.57% in Q4 2023 over five years.
- On a year-over-year basis, FCF Margin has increased in each of the last three quarters, with an average year-over-year change of +1.91 percentage points over the last seven quarters.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q4 2025, with a gain of 251.09 percentage points; the weakest was Q4 2024, with a drop of 270.12 percentage points.
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 41.50% |
| Mar 31, 2026 | 28.18% |
| Dec 31, 2025 | 43.54% |
| Jun 30, 2025 | 27.35% |
| Mar 31, 2025 | 20.53% |
| Dec 31, 2024 | -207.55% |
| Sep 30, 2024 | 53.06% |
| Jun 30, 2024 | 27.06% |
| Mar 31, 2024 | 10.08% |
| Dec 31, 2023 | 62.57% |
| Sep 30, 2023 | 53.19% |
| Jun 30, 2023 | 24.66% |
| Mar 31, 2023 | 45.11% |
| Dec 31, 2022 | 16.30% |
| Sep 30, 2022 | 41.96% |
| Jun 30, 2022 | 38.94% |
| Mar 31, 2022 | 44.46% |
| Dec 31, 2021 | 26.36% |
| Sep 30, 2021 | 42.47% |
| Jun 30, 2021 | 51.04% |
API Access
Horizon Bancorp Inc /In/ FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=HBNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "HBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=HBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();