Horizon Bancorp (HBNC) FCF Margin (2010 - 2026)
Horizon Bancorp (HBNC) recorded quarterly FCF Margin of 28.18% in Q1 2026, down 35.29% quarter-over-quarter from 43.54% in Q4 2025, and up 765.0% on a YoY basis from 3.26% in Q1 2025.
Horizon Bancorp (HBNC) FCF Margin (2010 - 2026) Analysis & Trends
Horizon Bancorp's FCF Margin history runs 13 years deep, the most recent figure standing at 28.18% for Q1 2026.
- In Q1 2026, FCF Margin rose 765.0% year-over-year to 28.18%; the TTM figure through Mar 2026 stood at 363.41% (down 36825.0% YoY), while the FY2025 annual figure was 275.44%, down 27611.0% from the prior year.
- FCF Margin was 28.18% for Q1 2026 at Horizon Bancorp, down from 43.54% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 62.57% in Q4 2023 to a low of 207.55% in Q4 2024.
- Historically, FCF Margin has averaged 19.15% across 5 years, with a median of 28.18% in 2026.
- The sharpest annual moves came in 2024 and 2025: FCF Margin tumbled 27012 bps in 2024, then jumped 25109 bps in 2025.
- A 5-year view of FCF Margin shows it stood at 16.3% in 2022, then jumped by 284 bps to 62.57% in 2023, then sank by 432 bps to 207.55% in 2024, then jumped by 121 bps to 43.54% in 2025, then slumped by 35 bps to 28.18% in 2026.
- The last three FCF Margin figures came in at 28.18% (Q1 2026), 43.54% (Q4 2025), and 3.97% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Horizon Bancorp | 1.00 Bn | 741.81 Mn | - | 28.18% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 28.18% |
| Dec 31, 2025 | 43.54% |
| Sep 30, 2025 | -3.97% |
| Jun 30, 2025 | 27.35% |
| Mar 31, 2025 | 20.53% |
| Dec 31, 2024 | -207.55% |
| Sep 30, 2024 | 53.06% |
| Jun 30, 2024 | 27.06% |
| Mar 31, 2024 | 10.08% |
| Dec 31, 2023 | 62.57% |
| Sep 30, 2023 | 53.19% |
| Jun 30, 2023 | 24.66% |
| Mar 31, 2023 | 45.11% |
| Dec 31, 2022 | 16.30% |
| Sep 30, 2022 | 41.96% |
| Jun 30, 2022 | 38.94% |
| Mar 31, 2022 | 44.46% |
| Dec 31, 2021 | 26.36% |
| Sep 30, 2021 | 42.47% |
| Jun 30, 2021 | 51.04% |