Horizon Bancorp (HBNC) FCF Margin (2010 - 2026)

Horizon Bancorp (HBNC) recorded quarterly FCF Margin of 28.18% in Q1 2026, down 35.29% quarter-over-quarter from 43.54% in Q4 2025, and up 765.0% on a YoY basis from 3.26% in Q1 2025.

Horizon Bancorp (HBNC) FCF Margin (2010 - 2026) Analysis & Trends

Horizon Bancorp's FCF Margin history runs 13 years deep, the most recent figure standing at 28.18% for Q1 2026.

  • In Q1 2026, FCF Margin rose 765.0% year-over-year to 28.18%; the TTM figure through Mar 2026 stood at 363.41% (down 36825.0% YoY), while the FY2025 annual figure was 275.44%, down 27611.0% from the prior year.
  • FCF Margin was 28.18% for Q1 2026 at Horizon Bancorp, down from 43.54% in the prior quarter.
  • In the past five years, FCF Margin ranged from a high of 62.57% in Q4 2023 to a low of 207.55% in Q4 2024.
  • Historically, FCF Margin has averaged 19.15% across 5 years, with a median of 28.18% in 2026.
  • The sharpest annual moves came in 2024 and 2025: FCF Margin tumbled 27012 bps in 2024, then jumped 25109 bps in 2025.
  • A 5-year view of FCF Margin shows it stood at 16.3% in 2022, then jumped by 284 bps to 62.57% in 2023, then sank by 432 bps to 207.55% in 2024, then jumped by 121 bps to 43.54% in 2025, then slumped by 35 bps to 28.18% in 2026.
  • The last three FCF Margin figures came in at 28.18% (Q1 2026), 43.54% (Q4 2025), and 3.97% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 339.84%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 35.69%
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 136,088.77%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Horizon Bancorp 1.00 Bn 741.81 Mn - 28.18%

Historic Data

Download Data
DateValue
Mar 31, 2026 28.18%
Dec 31, 2025 43.54%
Sep 30, 2025 -3.97%
Jun 30, 2025 27.35%
Mar 31, 2025 20.53%
Dec 31, 2024 -207.55%
Sep 30, 2024 53.06%
Jun 30, 2024 27.06%
Mar 31, 2024 10.08%
Dec 31, 2023 62.57%
Sep 30, 2023 53.19%
Jun 30, 2023 24.66%
Mar 31, 2023 45.11%
Dec 31, 2022 16.30%
Sep 30, 2022 41.96%
Jun 30, 2022 38.94%
Mar 31, 2022 44.46%
Dec 31, 2021 26.36%
Sep 30, 2021 42.47%
Jun 30, 2021 51.04%