Horizon Bancorp (HBNC) FCF Margin (2009 - 2026)
Horizon Bancorp (HBNC) posted FCF Margin of 41.50% for Q2 2026, up 14.15 percentage points from 27.35% a year earlier and up 13.32 percentage points from the prior quarter.
Powered by 
Analysis
Horizon Bancorp (HBNC) FCF Margin (2009 - 2026) Analysis & Trends
For FY2024, Horizon Bancorp's FCF Margin came in at 0.67%, down 42.56 percentage points from FY2023.
- Annual FCF Margin shows a five-year change of -82.61 percentage points (FY2019 to FY2024).
- In prior years, Horizon Bancorp's FCF Margin was 43.23% in FY2023 (+7.62 pp), 35.61% in FY2022 (-9.27 pp), 44.88% in FY2021 (+12.46 pp) and 32.42% in FY2020 (-50.86 pp).
- Quarterly FCF Margin has run from a low of -207.55% in Q4 2024 to a high of 62.57% in Q4 2023 over five years.
- On a year-over-year basis, FCF Margin has increased in each of the last three quarters, with an average year-over-year change of +1.91 percentage points over the last seven quarters.
- The strongest year-over-year quarter for FCF Margin in the past five years was Q4 2025, with a gain of 251.09 percentage points; the weakest was Q4 2024, with a drop of 270.12 percentage points.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 66.09% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | -21.69% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | -230.94% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 189.34% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 19.57% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 40.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Horizon Bancorp | 1.09 Bn | 251.20 Mn | - | 34.45% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 34.45% |
| Jun 30, 2026 | 41.50% |
| Mar 31, 2026 | 28.18% |
| Dec 31, 2025 | 43.54% |
| Jun 30, 2025 | 27.35% |
| Mar 31, 2025 | 20.53% |
| Dec 31, 2024 | -207.55% |
| Sep 30, 2024 | 53.06% |
| Jun 30, 2024 | 27.06% |
| Mar 31, 2024 | 10.08% |
| Dec 31, 2023 | 62.57% |
| Sep 30, 2023 | 53.19% |
| Jun 30, 2023 | 24.66% |
| Mar 31, 2023 | 45.11% |
| Dec 31, 2022 | 16.30% |
| Sep 30, 2022 | 41.96% |
| Jun 30, 2022 | 38.94% |
| Mar 31, 2022 | 44.46% |
| Dec 31, 2021 | 26.36% |
| Sep 30, 2021 | 42.47% |
API Access
Horizon Bancorp FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=HBNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "HBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=HBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();