Horizon Bancorp (HBNC) FCF Margin (2010 - 2026)
Horizon Bancorp's (HBNC) quarterly FCF Margin came in at 48.24% in Q1 2026, up 2308.0% year-on-year from 2.0% in Q1 2025, and up 2.18% quarter-over-quarter from 47.21% in Q4 2025.
Horizon Bancorp (HBNC) FCF Margin (2010 - 2026) Analysis & Trends
Horizon Bancorp's FCF Margin history runs 13 years deep, the most recent figure standing at 48.24% for Q1 2026.
- On a quarterly basis, FCF Margin rose 2308.0% year-over-year to 48.24% in Q1 2026; TTM through Mar 2026 was 39.04%, a 3209.0% increase from a year earlier, with the FY2025 full-year figure at 30.62%, up 2995.0% from the prior year.
- FCF Margin improved to 48.24% in Q1 2026 per HBNC's latest filing, from 47.21% in the prior quarter.
- Across five years, FCF Margin topped out at 1384.4% in Q2 2024 and bottomed at 125.07% in Q1 2022.
- The 5-year median for FCF Margin is 19.43% (2025), against an average of 96.32%.
- Across the five-year window, FCF Margin soared 141416 bps in 2024 and sank 134556 bps in 2025, its largest moves.
- Year by year, FCF Margin stood at 15.42% in 2022, then soared by 129 bps to 35.28% in 2023, then slumped by 309 bps to 73.59% in 2024, then jumped by 164 bps to 47.21% in 2025, then climbed by 2 bps to 48.24% in 2026.
- Per Business Quant, the three latest HBNC FCF Margin figures stand at 48.24% (Q1 2026), 47.21% (Q4 2025), and 19.43% (Q3 2025).
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 121.23% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 136,088.77% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -83.10% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 339.84% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 38.26% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 31.27% |
| 10 | Horizon Bancorp | 1.03 Bn | 765.89 Mn | - | 48.24% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 48.24% |
| Dec 31, 2025 | 47.21% |
| Sep 30, 2025 | 19.43% |
| Jun 30, 2025 | 38.84% |
| Mar 31, 2025 | 25.16% |
| Dec 31, 2024 | -73.59% |
| Sep 30, 2024 | 164.65% |
| Jun 30, 2024 | 1,384.40% |
| Mar 31, 2024 | 257.86% |
| Dec 31, 2023 | 35.28% |
| Sep 30, 2023 | -42.28% |
| Jun 30, 2023 | -29.76% |
| Mar 31, 2023 | -61.26% |
| Dec 31, 2022 | 15.42% |
| Sep 30, 2022 | -26.85% |
| Jun 30, 2022 | -40.16% |
| Mar 31, 2022 | -125.07% |
| Dec 31, 2021 | 26.36% |
| Sep 30, 2021 | 52.44% |
| Jun 30, 2021 | 51.04% |