Horizon Bancorp (HBNC) FCF Margin (2010 - 2026)
Horizon Bancorp (HBNC) posted quarterly FCF Margin of 48.24% for Q1 2026, up 2308.0% year-over-year from 2.0% in Q1 2025, and little changed quarter-over-quarter from 48.44% in Q4 2025.
Horizon Bancorp (HBNC) FCF Margin (2010 - 2026) Analysis & Trends
Horizon Bancorp's FCF Margin history runs 13 years deep, the most recent figure standing at 48.24% for Q1 2026.
- In Q1 2026, FCF Margin rose 2308.0% year-over-year to 48.24%; the TTM figure through Mar 2026 stood at 39.38% (up 3118.0% YoY), while the FY2025 annual figure was 30.62%, up 2995.0% from the prior year.
- FCF Margin for Q1 2026 stood at 48.24%, roughly flat from 48.44% in the prior quarter.
- The five-year high for FCF Margin was 1384.4% in Q2 2024, with the low at 125.07% in Q1 2022.
- The 5-year median for FCF Margin is 19.43% (2025), against an average of 99.69%.
- The sharpest annual moves came in 2024 and 2025: FCF Margin soared 141416 bps in 2024, then plunged 134556 bps in 2025.
- Horizon Bancorp's FCF Margin stood at 16.23% in 2022, then jumped by 671 bps to 125.1% in 2023, then plunged by 187 bps to 108.32% in 2024, then surged by 145 bps to 48.44% in 2025, then slipped by 0 bps to 48.24% in 2026.
- Business Quant data shows HBNC's FCF Margin at 48.24% in Q1 2026, 48.44% in Q4 2025, and 19.43% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.45 Bn | 84.26 Bn | - | - |
| 2 | Pnc Financial Services | 97.88 Bn | 97.88 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.36 Bn | 96.36 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.74 Bn | -144.35 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.96 Bn | -81.35 Bn | - | - |
| 7 | Nu Holdings | 69.50 Bn | 55.81 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.84 Bn | 61.84 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 50.07 Bn | 26.34 Bn | - | - |
| 10 | Horizon Bancorp | 1.01 Bn | 783.48 Mn | - | 41.50% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 49.73% |
| Mar 31, 2026 | 48.24% |
| Dec 31, 2025 | 48.44% |
| Sep 30, 2025 | 19.43% |
| Jun 30, 2025 | 38.84% |
| Mar 31, 2025 | 25.16% |
| Dec 31, 2024 | -108.32% |
| Sep 30, 2024 | 164.65% |
| Jun 30, 2024 | 1,384.40% |
| Mar 31, 2024 | 257.86% |
| Dec 31, 2023 | 125.10% |
| Sep 30, 2023 | -42.28% |
| Jun 30, 2023 | -29.76% |
| Mar 31, 2023 | -61.26% |
| Dec 31, 2022 | 16.23% |
| Sep 30, 2022 | -26.85% |
| Jun 30, 2022 | -40.16% |
| Mar 31, 2022 | -125.07% |
| Dec 31, 2021 | 26.36% |
| Sep 30, 2021 | 52.44% |