Guidewire Software (GWRE) Net Margin (2011 - 2026)
Guidewire Software (GWRE) recorded Net Margin of 7.64% in fiscal Q4 2026 (quarter ended Jul 31, 2026), down 6.93 percentage points from 14.57% a year earlier but up 3.22 percentage points from the prior quarter.
Guidewire Software (GWRE) Net Margin (2011 - 2026) Analysis & Trends
For FY2026 (ended Jul 31, 2026), Guidewire Software reported Net Margin of 9.44%, up 3.64 percentage points from FY2025.
- Annual Net Margin has increased for four straight fiscal years, with a five-year change of +18.39 percentage points (FY2021 to FY2026).
- Across earlier fiscal years, Net Margin came in at 5.81% in FY2025 (+6.43 pp), -0.62% in FY2024 (+11.73 pp), -12.36% in FY2023 (+9.85 pp) and -22.20% in FY2022 (-13.26 pp).
- Quarterly Net Margin has ranged from -35.50% in fiscal Q1 2023 to 16.74% in fiscal Q2 2026 over the past five years.
- On a year-over-year basis, Net Margin rose in five of the last eight quarters, with an average year-over-year change of +6.45 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 29.62 percentage points in fiscal Q2 2026, against a drop of 19.01 percentage points in fiscal Q1 2022 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at 4.42% (Q3 2026), 16.74% (Q2 2026) and 9.41% (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.67 Bn | 7.89 Bn | - | 12.72% |
| 2 | Block | 46.56 Bn | 17.86 Bn | 3.17 Bn | 1.34% |
| 3 | Coinbase Global | 45.63 Bn | 2.44 Bn | - | -29.46% |
| 4 | Corpay | 26.17 Bn | 16.06 Bn | - | 18.55% |
| 5 | Fiserv | 25.31 Bn | 21.98 Bn | 2.90 Bn | 11.85% |
| 6 | Global Payments | 22.57 Bn | 361.32 Mn | 2.03 Bn | 0.39% |
| 7 | Guidewire Software | 14.23 Bn | 10.79 Bn | 269.68 Mn | 7.64% |
| 8 | Bitmine Immersion Technologies | 11.95 Bn | 9.33 Bn | 40.81 Mn | -179.60% |
| 9 | Chime Financial | 11.27 Bn | 7.06 Bn | 594.87 Mn | 4.16% |
| 10 | Jack Henry & Associates | 11.02 Bn | 10.92 Bn | 273.85 Mn | 17.27% |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 7.64% |
| Apr 30, 2026 | 4.42% |
| Jan 31, 2026 | 16.74% |
| Oct 31, 2025 | 9.41% |
| Jul 31, 2025 | 14.57% |
| Apr 30, 2025 | 15.67% |
| Jan 31, 2025 | -12.88% |
| Oct 31, 2024 | 3.48% |
| Jul 31, 2024 | -2.09% |
| Apr 30, 2024 | -2.28% |
| Jan 31, 2024 | 4.02% |
| Oct 31, 2023 | -13.05% |
| Jul 31, 2023 | 4.53% |
| Apr 30, 2023 | -21.96% |
| Jan 31, 2023 | -3.95% |
| Oct 31, 2022 | -35.50% |
| Jul 31, 2022 | -12.69% |
| Apr 30, 2022 | -35.11% |
| Jan 31, 2022 | -19.88% |
| Oct 31, 2021 | -30.90% |
Guidewire Software Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=GWRE&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "GWRE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=GWRE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();