Guidewire Software (GWRE) FCF Margin (2011 - 2026)
Guidewire Software's FCF Margin was 68.54% in fiscal Q4 2026 (quarter ended Jul 31, 2026), up 0.83 percentage points from 67.71% a year earlier and up 52.59 percentage points from the prior quarter.
Guidewire Software (GWRE) FCF Margin (2011 - 2026) Analysis & Trends
For FY2026 (ended Jul 31, 2026), FCF Margin at Guidewire Software came in at 25.60%, up 1.05 percentage points from FY2025.
- FCF Margin has now increased for four consecutive fiscal years, with a five-year change of +13.14 percentage points (FY2021 to FY2026).
- In earlier fiscal years, FCF Margin was 24.54% in FY2025 (+5.23 pp), 19.32% in FY2024 (+15.72 pp), 3.60% in FY2023 (+9.44 pp) and -5.84% in FY2022 (-18.29 pp).
- The fiscal Q4 2026 figure marks the highest quarterly FCF Margin in data going back to fiscal Q3 2011.
- Compared with a year earlier, FCF Margin has increased for 13 straight quarters, with an average year-over-year change of +4.15 percentage points over the last eight quarters.
- The best year-over-year quarter for FCF Margin over five years was fiscal Q4 2023 (a gain of 29.44 percentage points); the worst was fiscal Q1 2022 (a drop of 56.14 percentage points).
- Per Business Quant data, GWRE's FCF Margin in the three fiscal quarters before Q4 2026 was 15.95% (Q3 2026), 30.29% (Q2 2026) and -21.73% (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | PayPal Holdings | 49.67 Bn | 7.89 Bn | - | 20.44% |
| 2 | Block | 46.56 Bn | 17.86 Bn | 3.17 Bn | 14.61% |
| 3 | Coinbase Global | 45.63 Bn | 2.44 Bn | - | 16.17% |
| 4 | Corpay | 26.17 Bn | 16.06 Bn | - | 105.74% |
| 5 | Fiserv | 25.31 Bn | 21.98 Bn | 2.90 Bn | 18.61% |
| 6 | Global Payments | 22.57 Bn | 361.32 Mn | 2.03 Bn | 12.86% |
| 7 | Guidewire Software | 14.23 Bn | 10.79 Bn | 269.68 Mn | 68.54% |
| 8 | Bitmine Immersion Technologies | 11.95 Bn | 9.33 Bn | 40.81 Mn | 62.27% |
| 9 | Chime Financial | 11.27 Bn | 7.06 Bn | 594.87 Mn | 29.49% |
| 10 | Jack Henry & Associates | 11.02 Bn | 10.92 Bn | 273.85 Mn | 43.82% |
Historic Data
| Date | Value |
|---|---|
| Jul 31, 2026 | 68.54% |
| Apr 30, 2026 | 15.95% |
| Jan 31, 2026 | 30.29% |
| Oct 31, 2025 | -21.73% |
| Jul 31, 2025 | 67.71% |
| Apr 30, 2025 | 10.78% |
| Jan 31, 2025 | 29.43% |
| Oct 31, 2024 | -24.02% |
| Jul 31, 2024 | 65.89% |
| Apr 30, 2024 | 1.71% |
| Jan 31, 2024 | 27.51% |
| Oct 31, 2023 | -35.24% |
| Jul 31, 2023 | 62.98% |
| Apr 30, 2023 | -23.76% |
| Jan 31, 2023 | -0.05% |
| Oct 31, 2022 | -45.08% |
| Jul 31, 2022 | 33.55% |
| Apr 30, 2022 | -6.31% |
| Jan 31, 2022 | -3.26% |
| Oct 31, 2021 | -66.52% |
Guidewire Software FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=GWRE&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "GWRE", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=GWRE&period=max&api_key=YOUR_API_KEY");
const data = await res.json();