Gouverneur Bancorp (GOVB) Interest Expense - Deposits (2022 - 2026)
Gouverneur Bancorp's Interest Expense - Deposits came in at $347,000 for fiscal Q3 2026 (quarter ended Jun 30, 2026), down 3.6% from $360,000 a year earlier but up 2.4% from the prior quarter.
Gouverneur Bancorp (GOVB) Interest Expense - Deposits (2022 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Gouverneur Bancorp reported Interest Expense - Deposits of $1.39 million, down 10.2% year-over-year; for FY2025 (ended Sep 30, 2025), it was $1.52 million, up 22.0% from FY2024.
- Interest Expense - Deposits has increased in each of the last three fiscal years, with a three-year compound annual growth rate of 104.3% (FY2022 to FY2025).
- Going back by fiscal year, Interest Expense - Deposits was $1.24 million in FY2024 (+217.9%), $391,000 in FY2023 (+119.7%) and $178,000 in FY2022.
- The five-year range for quarterly Interest Expense - Deposits is -$44,000 (fiscal Q4 2022) to $411,000 (fiscal Q1 2025).
- Year-over-year, Interest Expense - Deposits has declined for four consecutive quarters, with growth averaging 26.9% over the last eight quarters.
- The fastest year-over-year change in Interest Expense - Deposits over five years came in fiscal Q1 2024 (growth of 341.8%), and the weakest in fiscal Q1 2026 (a decline of 15.3%).
- Business Quant data shows GOVB's Interest Expense - Deposits at $339,000 (Q2 2026), $348,000 (Q1 2026) and $356,000 (Q4 2025) in the three fiscal quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 10.76 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 7.37 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 2.70 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 7.85 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 3.48 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 5.10 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 5.52 Bn |
| 10 | Gouverneur Bancorp | 24.16 Mn | -78.72 Mn | - | 347,000.00 |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 347,000.00 |
| Mar 31, 2026 | 339,000.00 |
| Dec 31, 2025 | 348,000.00 |
| Sep 30, 2025 | 356,000.00 |
| Jun 30, 2025 | 360,000.00 |
| Mar 31, 2025 | 390,000.00 |
| Dec 31, 2024 | 411,000.00 |
| Sep 30, 2024 | 387,000.00 |
| Jun 30, 2024 | 321,000.00 |
| Mar 31, 2024 | 292,000.00 |
| Dec 31, 2023 | 243,000.00 |
| Sep 30, 2023 | 161,000.00 |
| Jun 30, 2023 | 138,000.00 |
| Mar 31, 2023 | 67,000.00 |
| Dec 31, 2022 | 55,000.00 |
| Sep 30, 2022 | -44,000.00 |
| Jun 30, 2022 | 64,000.00 |
Gouverneur Bancorp Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=GOVB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "GOVB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=GOVB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();