Gouverneur Bancorp (GOVB) Interest Coverage Ratio (2022 - 2026)
Gouverneur Bancorp's Interest Coverage Ratio came in at 1.66 for fiscal Q3 2026 (quarter ended Jun 30, 2026), down 4.6% from 1.74 a year earlier but up 4.8% from the prior quarter.
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Analysis
Gouverneur Bancorp (GOVB) Interest Coverage Ratio (2022 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Gouverneur Bancorp reported Interest Coverage Ratio of 1.68, up 18.2% year-over-year; for FY2025 (ended Sep 30, 2025), it was 1.52, up 14.0% from FY2024.
- Going back by fiscal year, Interest Coverage Ratio was 1.34 in FY2024 (-5.2%), 1.41 in FY2023 (-82.7%) and 8.16 in FY2022.
- The five-year range for quarterly Interest Coverage Ratio is -0.72 (fiscal Q2 2023) to 13.74 (fiscal Q4 2022).
- Year-over-year, Interest Coverage Ratio increased in six of the last eight quarters, with growth averaging 12.8%.
- The fastest year-over-year change in Interest Coverage Ratio over five years came in fiscal Q4 2025 (growth of 31.7%), and the weakest in fiscal Q4 2023 (a decline of 90.2%).
- Business Quant data shows GOVB's Interest Coverage Ratio at 1.59 (Q2 2026), 1.75 (Q1 2026) and 1.72 (Q4 2025) in the three fiscal quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 2.10 |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 1.65 |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | - |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 1.56 |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 1.43 |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 1.47 |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 0.56 |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 1.73 |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | 0.09 |
| 10 | Gouverneur Bancorp | 22.45 Mn | -80.43 Mn | - | 1.66 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.66 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.75 |
| Sep 30, 2025 | 1.72 |
| Jun 30, 2025 | 1.74 |
| Mar 31, 2025 | 1.26 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 1.31 |
| Jun 30, 2024 | 1.46 |
| Mar 31, 2024 | 1.25 |
| Dec 31, 2023 | 1.31 |
| Sep 30, 2023 | 1.34 |
| Jun 30, 2023 | 2.30 |
| Mar 31, 2023 | -0.72 |
| Dec 31, 2022 | 1.33 |
| Sep 30, 2022 | 13.74 |
| Jun 30, 2022 | 7.27 |
API Access
Gouverneur Bancorp Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=GOVB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "GOVB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=GOVB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();