Gouverneur Bancorp (GOVB) Interest Coverage Ratio (2022 - 2026)
Gouverneur Bancorp (GOVB) posted quarterly Interest Coverage Ratio of 1.59 for Q1 2026, up 25.86% year-over-year from 1.26 in Q1 2025, and down 9.11% quarter-over-quarter from 1.75 in Q4 2025.
Gouverneur Bancorp (GOVB) Interest Coverage Ratio (2022 - 2026) Analysis & Trends
Gouverneur Bancorp (GOVB) has reported Interest Coverage Ratio for 5 consecutive years, with 1.59 the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Coverage Ratio rose 25.86% year-over-year to 1.59; the TTM figure through Mar 2026 stood at 2.46 (up 81.43% YoY), while the FY2025 annual figure was 1.3, up 6.37% from the prior year.
- Interest Coverage Ratio slipped to 1.59 in Q1 2026 per GOVB's latest filing, from 1.75 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 7.27 in Q2 2022 and bottomed at 3.13 in Q3 2022.
- Historically, Interest Coverage Ratio has averaged 1.23 across 5 years, with a median of 1.27 in 2022.
- Annual changes were most pronounced in 2023 — Interest Coverage Ratio slumped 85.19% — and 2024, when it jumped 294.34%.
- Gouverneur Bancorp's Interest Coverage Ratio stood at 1.27 in 2022, then grew by 1.57% to 1.29 in 2023, then grew by 8.24% to 1.4 in 2024, then rose by 25.09% to 1.75 in 2025, then decreased by 9.11% to 1.59 in 2026.
- Business Quant data shows GOVB's Interest Coverage Ratio at 1.59 in Q1 2026, 1.75 in Q4 2025, and 1.18 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Gouverneur Bancorp | 20.64 Mn | -8.42 Mn | - | 1.66 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.11 |
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.75 |
| Sep 30, 2025 | 1.18 |
| Jun 30, 2025 | 1.08 |
| Mar 31, 2025 | 1.26 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 1.31 |
| Jun 30, 2024 | 1.46 |
| Mar 31, 2024 | 1.25 |
| Dec 31, 2023 | 1.29 |
| Sep 30, 2023 | 0.33 |
| Jun 30, 2023 | 1.08 |
| Mar 31, 2023 | -0.72 |
| Dec 31, 2022 | 1.27 |
| Sep 30, 2022 | -3.13 |
| Jun 30, 2022 | 7.27 |