Gouverneur Bancorp (GOVB) Interest Coverage Ratio (2022 - 2026)
Gouverneur Bancorp (GOVB) reported Interest Coverage Ratio of 1.59 for Q1 2026, up 25.86% year-over-year from 1.26 in Q1 2025, and down 9.11% on a QoQ basis from 1.75 in Q4 2025.
Gouverneur Bancorp (GOVB) has 5 years of Interest Coverage Ratio data on file, last reported at 1.59 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 25.86% year-over-year to 1.59 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.7 (up 25.32% YoY) and the FY2025 annual result came in at 0.11, up 56.0% from the prior year.
- Interest Coverage Ratio fell to 1.59 in Q1 2026 per GOVB's latest filing, from 1.75 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 13.74 in Q3 2022 and bottomed at 0.72 in Q1 2023.
- The 5-year median for Interest Coverage Ratio is 1.43 (2024), against an average of 2.5.
- The widest annual swing landed in 2023, when Interest Coverage Ratio plunged 90.24%; it then surged 272.81% in 2024.
- Tracing GOVB's Interest Coverage Ratio over 5 years: stood at 1.33 in 2022, then declined by 1.62% to 1.31 in 2023, then increased by 6.46% to 1.4 in 2024, then climbed by 25.09% to 1.75 in 2025, then declined by 9.11% to 1.59 in 2026.
- Per Business Quant, the three latest GOVB Interest Coverage Ratio figures stand at 1.59 (Q1 2026), 1.75 (Q4 2025), and 1.72 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Gouverneur Bancorp | - | - | - | 1.59 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.59 |
| Dec 31, 2025 | 1.75 |
| Sep 30, 2025 | 1.72 |
| Jun 30, 2025 | 1.74 |
| Mar 31, 2025 | 1.26 |
| Dec 31, 2024 | 1.40 |
| Sep 30, 2024 | 1.31 |
| Jun 30, 2024 | 1.46 |
| Mar 31, 2024 | 1.25 |
| Dec 31, 2023 | 1.31 |
| Sep 30, 2023 | 1.34 |
| Jun 30, 2023 | 2.30 |
| Mar 31, 2023 | -0.72 |
| Dec 31, 2022 | 1.33 |
| Sep 30, 2022 | 13.74 |
| Jun 30, 2022 | 7.27 |