Gouverneur Bancorp (GOVB) FCF Margin (2022 - 2026)
Gouverneur Bancorp (GOVB) reported FCF Margin of 9.69% for Q1 2026, up 3235.0% year-over-year from 0.29% in Q1 2025, and down 52.65% on a QoQ basis from 20.47% in Q4 2025.
Gouverneur Bancorp (GOVB) has 5 years of FCF Margin data on file, last reported at 9.69% in Q1 2026.
- Quarterly FCF Margin rose 3235.0% year-over-year to 9.69% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 17.29% (up 1333.0% YoY) and the FY2025 annual result came in at 7.96%, up 4680.0% from the prior year.
- FCF Margin slipped to 9.69% in Q1 2026 per GOVB's latest filing, from 20.47% in the prior quarter.
- Across five years, FCF Margin topped out at 218.03% in Q3 2023 and bottomed at 180.63% in Q4 2023.
- The 5-year median for FCF Margin is 9.69% (2026), against an average of 9.91%.
- The widest annual swing landed in 2023, when FCF Margin soared 25082 bps; it then tumbled 20265 bps in 2024.
- Tracing GOVB's FCF Margin over 5 years: stood at 5.74% in 2022, then tumbled by 3046 bps to 180.63% in 2023, then surged by 108 bps to 13.69% in 2024, then soared by 50 bps to 20.47% in 2025, then tumbled by 53 bps to 9.69% in 2026.
- Per Business Quant, the three latest GOVB FCF Margin figures stand at 9.69% (Q1 2026), 20.47% (Q4 2025), and 5.84% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 35.69% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 31.27% |
| 10 | Gouverneur Bancorp | - | - | - | 9.69% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 9.69% |
| Dec 31, 2025 | 20.47% |
| Sep 30, 2025 | 5.84% |
| Jun 30, 2025 | 33.59% |
| Mar 31, 2025 | -22.66% |
| Dec 31, 2024 | 13.69% |
| Sep 30, 2024 | 15.38% |
| Jun 30, 2024 | 8.78% |
| Mar 31, 2024 | -1.70% |
| Dec 31, 2023 | -180.63% |
| Sep 30, 2023 | 218.03% |
| Jun 30, 2023 | 32.81% |
| Mar 31, 2023 | 33.88% |
| Dec 31, 2022 | -5.74% |
| Sep 30, 2022 | -32.79% |