Gouverneur Bancorp (GOVB) FCF Margin (2022 - 2026)
Gouverneur Bancorp (GOVB) posted quarterly FCF Margin of 9.69% for Q1 2026, up 3235.0% year-over-year from 0.29% in Q1 2025, and down 52.65% quarter-over-quarter from 20.47% in Q4 2025.
Gouverneur Bancorp (GOVB) FCF Margin (2022 - 2026) Analysis & Trends
Gouverneur Bancorp (GOVB) has reported FCF Margin for 5 consecutive years, with 9.69% the latest figure, recorded in Q1 2026.
- In Q1 2026, FCF Margin rose 3235.0% year-over-year to 9.69%; the TTM figure through Mar 2026 stood at 33.99% (up 3000.0% YoY), while the FY2025 annual figure was 9.27%, up 5191.0% from the prior year.
- FCF Margin declined to 9.69% in Q1 2026 per GOVB's latest filing, from 20.47% in the prior quarter.
- Across five years, FCF Margin topped out at 263.88% in Q3 2023 and bottomed at 182.87% in Q4 2023.
- Historically, FCF Margin has averaged 0.9% across 5 years, with a median of 8.87% in 2024.
- Annual changes were most pronounced in 2023 — FCF Margin soared 28145 bps — and 2024, when it sank 24816 bps.
- Gouverneur Bancorp's FCF Margin stood at 4.67% in 2022, then plunged by 3817 bps to 182.87% in 2023, then jumped by 107 bps to 13.69% in 2024, then soared by 50 bps to 20.47% in 2025, then slumped by 53 bps to 9.69% in 2026.
- Business Quant data shows GOVB's FCF Margin at 9.69% in Q1 2026, 20.47% in Q4 2025, and 13.55% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.02 Bn | 84.82 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 31.23% |
| 3 | Us Bancorp | 96.04 Bn | 96.04 Bn | - | 62.71% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.88 Bn | -144.21 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 71.50 Bn | 57.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.63 Bn | 61.63 Bn | - | 18.14% |
| 9 | Fifth Third Bancorp | 49.69 Bn | 25.97 Bn | - | - |
| 10 | Gouverneur Bancorp | 21.20 Mn | -7.86 Mn | - | -0.42% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -5.52% |
| Mar 31, 2026 | 9.69% |
| Dec 31, 2025 | 20.47% |
| Sep 30, 2025 | 13.55% |
| Jun 30, 2025 | -79.86% |
| Mar 31, 2025 | -22.66% |
| Dec 31, 2024 | 13.69% |
| Sep 30, 2024 | 15.72% |
| Jun 30, 2024 | 8.87% |
| Mar 31, 2024 | -1.70% |
| Dec 31, 2023 | -182.87% |
| Sep 30, 2023 | 263.88% |
| Jun 30, 2023 | -77.68% |
| Mar 31, 2023 | 27.71% |
| Dec 31, 2022 | -4.67% |
| Sep 30, 2022 | -17.57% |