Gouverneur Bancorp (GOVB) Debt Ratio (2023 - 2026)

Gouverneur Bancorp (GOVB) reported Debt Ratio of 0.0 for Q1 2026, up 15.44% year-over-year from 0.0 in Q1 2025, and down 86.56% on a QoQ basis from 0.02 in Q4 2025.

Gouverneur Bancorp (GOVB) has 4 years of Debt Ratio data on file, last reported at 0.0 in Q1 2026.

  • Quarterly Debt Ratio rose 15.44% year-over-year to 0.0 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.0 (up 15.44% YoY) and the FY2025 annual result came in at 0.04, up 1340.02% from the prior year.
  • Debt Ratio slipped to 0.0 in Q1 2026 per GOVB's latest filing, from 0.02 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.07 in Q3 2023 and bottomed at 0.0 in Q3 2024.
  • The 4-year median for Debt Ratio is 0.01 (2023), against an average of 0.02.
  • The widest annual swing landed in 2024, when Debt Ratio plunged 96.4%; it then surged 1340.02% in 2025.
  • Tracing GOVB's Debt Ratio over 4 years: stood at 0.01 in 2023, then increased by 8.59% to 0.01 in 2024, then surged by 261.82% to 0.02 in 2025, then tumbled by 86.56% to 0.0 in 2026.
  • Per Business Quant, the three latest GOVB Debt Ratio figures stand at 0.0 (Q1 2026), 0.02 (Q4 2025), and 0.04 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 0.02
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - 0.05
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - -
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.01
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - 0.36
8 KB Financial 150.02 Bn 142.15 Bn - 0.01
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.04
10 Gouverneur Bancorp - - - 0.00

Historic Data

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DateValue
Mar 31, 2026 0.00
Dec 31, 2025 0.02
Sep 30, 2025 0.04
Jun 30, 2025 0.01
Mar 31, 2025 0.00
Dec 31, 2024 0.01
Sep 30, 2024 0.00
Jun 30, 2024 0.03
Mar 31, 2024 0.00
Dec 31, 2023 0.01
Sep 30, 2023 0.07
Jun 30, 2023 0.01