Gouverneur Bancorp (GOVB) Debt Ratio (2023 - 2026)

Gouverneur Bancorp (GOVB) posted quarterly Debt Ratio of 0.01 for Q1 2026, down 79.64% quarter-over-quarter from 0.02 in Q4 2025.

Gouverneur Bancorp (GOVB) Debt Ratio (2023 - 2026) Analysis & Trends

Gouverneur Bancorp (GOVB) has reported Debt Ratio for 4 consecutive years, with 0.01 the latest figure, recorded in Q1 2026.

In Q1 2026, Debt Ratio changed N/A year-over-year to 0.01; the TTM figure through Mar 2026 stood at 0.01 (changed N/A YoY), while the FY2025 annual figure was 0.04, changed N/A from the prior year.
Debt Ratio slipped to 0.01 in Q1 2026 per GOVB's latest filing, from 0.02 in the prior quarter.
Across five years, Debt Ratio topped out at 0.07 in Q3 2023 and bottomed at 0.01 in Q1 2026.
Historically, Debt Ratio has averaged 0.03 across 4 years, with a median of 0.03 in 2023.
On a YoY basis, Debt Ratio climbed as much as 56.75% in 2024 and fell as far as 56.75% in 2024.
Gouverneur Bancorp's Debt Ratio stood at 0.03 in 2023, then retreated by 25.25% to 0.03 in 2024, then fell by 2.99% to 0.02 in 2025, then slumped by 79.64% to 0.01 in 2026.
Business Quant data shows GOVB's Debt Ratio at 0.01 in Q1 2026, 0.02 in Q4 2025, and 0.04 in Q3 2025.

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	Debt Ratio (Qtr)
1	Hdfc Bank	120.66 Bn	84.46 Bn	-	0.12
2	Pnc Financial Services	97.86 Bn	97.86 Bn	-	0.14
3	Us Bancorp	96.39 Bn	96.39 Bn	-	0.05
4	Lloyds Banking	93.61 Bn	93.91 Bn	-	-
5	NatWest	74.92 Bn	-144.17 Bn	-	0.10
6	Deutsche Bank Aktiengesellschaft	72.22 Bn	-81.10 Bn	-	0.07
7	Nu Holdings	70.34 Bn	56.66 Bn	2.35 Bn	0.01
8	Truist Financial	61.75 Bn	61.75 Bn	-	0.13
9	Fifth Third Bancorp	49.88 Bn	26.16 Bn	-	0.07
10	Gouverneur Bancorp	20.64 Mn	-8.42 Mn	-	0.02

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