FinVolution (FVGPY) EBT (2016 - 2025)
FinVolution (FVGPY) posted quarterly EBT of $72.0 million for Q4 2025, down 35.44% year-over-year from $111.5 million in Q4 2024, and down 34.0% on a QoQ basis from $109.1 million in Q3 2025.
FinVolution (FVGPY) EBT (2016 - 2025) Analysis & Trends
FinVolution (FVGPY) has reported EBT for 10 consecutive years, with $72.0 million the latest figure, recorded in Q4 2025.
- In Q4 2025, EBT fell 35.44% year-over-year to $72.0 million; the TTM figure through Dec 2025 stood at $433.7 million (up 9.73% YoY), while the FY2025 annual figure was $443.5 million, up 13.78% from the prior year.
- EBT came in at $72.0 million for Q4 2025 at FinVolution, down from $109.1 million in the prior quarter.
- The five-year high for EBT was $129.8 million in Q2 2025, with the low at $72.0 million in Q4 2025.
- Average EBT over 5 years is $102.4 million, with a median of $103.0 million recorded in 2022.
- The largest YoY upside for EBT was 50.66% in 2025 against a maximum downside of 35.44% in 2025.
- Year by year, EBT stood at $88.3 million in 2021, then gained by 11.89% to $98.8 million in 2022, then decreased by 17.24% to $81.7 million in 2023, then jumped by 36.4% to $111.5 million in 2024, then plunged by 35.44% to $72.0 million in 2025.
- According to Business Quant data, EBT over the past three periods registered $72.0 million, $109.1 million, and $129.8 million for Q4 2025, Q3 2025, and Q2 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.17 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.81 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.78 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.39 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 107.38 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 199.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 400.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 157.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.99 Mn |
| 10 | FinVolution | - | - | 311.24 Mn | 71.99 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 71.99 Mn |
| Sep 30, 2025 | 109.07 Mn |
| Jun 30, 2025 | 129.82 Mn |
| Mar 31, 2025 | 122.86 Mn |
| Dec 31, 2024 | 111.50 Mn |
| Sep 30, 2024 | 106.27 Mn |
| Jun 30, 2024 | 86.17 Mn |
| Mar 31, 2024 | 91.33 Mn |
| Dec 31, 2023 | 81.75 Mn |
| Sep 30, 2023 | 92.90 Mn |
| Jun 30, 2023 | 95.89 Mn |
| Mar 31, 2023 | 120.14 Mn |
| Dec 31, 2022 | 98.78 Mn |
| Sep 30, 2022 | 100.97 Mn |
| Jun 30, 2022 | 105.05 Mn |
| Mar 31, 2022 | 99.84 Mn |
| Dec 31, 2021 | 88.28 Mn |
| Sep 30, 2021 | 115.56 Mn |
| Jun 30, 2021 | 113.14 Mn |
| Mar 31, 2021 | 106.60 Mn |